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Citi Premier® Card — Frequently Asked Questions

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If you're looking for a rewards card where you can earn points as you spend and travel abroad, then the Citi Premier® Card could be an ideal credit card for you.

Not only can you earn rewards, but the Citi Premier® Card gives you access to a variety of other benefits, such as no foreign transaction fees1 and easy points transfer.

To find out more, read the answers to the frequently asked questions about one of Citi's most popular rewards credit cards.


The application process for the Citi Premier® Card is easy and straightforward. Learn more and apply online.

You can easily redeem ThankYou® Points for your Citi Premier® Card online or by calling the ThankYou Service Center.

1. If you choose to redeem online, visit to view the entire rewards collection available through the ThankYou® Rewards program. Upon login, there are several ways you can browse and redeem for rewards:

  • The main Rewards page presents all categories. Simply select the type of reward you're interested in to see what the collection has to offer.
  • Browse by specific points ranges.
  • Use the search tool to find specific items in the collection.
  • Add any desired item to your Cart. After your order has been placed, a confirmation email will be sent to confirm that the redemption was successful.

If you choose to redeem points by calling the ThankYou Service Center at 1-800-THANKYOU (1-800-842-6596), please note that only select items are redeemable by phone.

Visit the Citi Premier® Card page to view the latest bonus offer as any available bonus offers for the Citi Premier® Card can change from time to time.

The Citi Premier® Card is a Mastercard®. Learn more about the Citi Premier® Card here.

There are many factors that Citi uses to determine creditworthiness, including your credit score. You can always visit Citi's Credit Card homepage and navigate to the pre-qualify section to see which type of Citi card you may be pre-qualified for without affecting your credit score.

The Citi Premier® Card has a $95 annual fee1.

The Citi Premier® Card provides other benefits such as no foreign transaction fees1, no limit to the amount of points earned, no expiration on points earned, free access to view your FICO Score, and more. You can also redeem your points for great rewards with the Citi ThankYou® Rewards program.

To see if you are eligible to upgrade your Citi Premier® Card to the Citi Prestige® Card, please call the number on the back of your Citi Premier® card.

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