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Citi® Double Cash Card — Frequently Asked Questions

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If you're looking for a credit card that provides you with exceptional cash rewards simply for making everyday purchases and paying for those purchases, then the Citi® Double Cash Card could be just what your wallet needs.

Read our responses below to find the answers to the most frequently asked questions about one of Citi®'s best cash back credit cards for everyday purchases.


As with any credit card, the credit limit for the Citi® Double Cash Card is determined based on the Cardholder's creditworthiness. Learn more about the Citi® Double Cash Credit Card.

Cash Back Credit Cards Other Reward Credit Cards
Credit cards that earn cash back typically allow Cardmembers to redeem cash rewards for checks, statement credits or direct deposit. For example, Citi® Double Cash Cardmembers receive 2% cash back by earning 1% cash back on purchases plus an additional 1% cash back as they pay for those purchases. Reward credit cards typically reward Cardmembers through a point system, where points are accumulated for redemption towards travel, statement credit, gift cards and other products.

The application process for the Citi® Double Cash Card is easy and straightforward. Learn more and apply online.

By becoming a Citi® Double Cash Card Cardmember, you enjoy these rewards:

  • Earn 2% cash back by earning 1% cash back on purchases plus an additional 1% cash back as you pay for those purchases
  • Flexibility on how you choose to redeem once you have earned at least $25 in cash rewards through either a check, statement credit or direct deposit. You can also convert as little as $1 in cash rewards to ThankYou Points.
  • No caps and no category restrictions to keep track of or enroll in, and no caps on the total amount of cash back you earn.

The Citi® Double Cash Card does not charge an annual fee.1 Other fees associated with the Card include:

  • Cash Advance Fee
  • Foreign Transaction Fee
  • Balance Transfer Fee
  • Late Fee and Returned Payment Fee

See pricing details.1

Learn more and apply for the Citi® Double Cash Card

The Citi® Double Cash Card provides cardmembers with the opportunity to earn exceptional cash rewards on purchases. You can then convert those cash rewards to ThankYou Points and redeem for gift cards, use with Shop with Points, and more.

Double Cash Cardmembers earn 2% cash back by earning 1% cash back on purchases plus an additional 1% cash back as they pay for those purchases — whether it's all at once or over time — you earn an additional 1% cash back on those credit card payments.

To earn cash back, pay at least the minimum due on time.

There is no limit to the amount of cash back you can earn with the Citi® Double Cash Card. Plus, the Citi® Double Cash Card has no restricting categories to keep track of and no annual fee.1

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