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It's faster than ever to add your Citi® card to Apple Pay® right from the Citi Mobile® App.

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Add Your Card Now >>
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The next evolution of payments is here.

Shop with your Citi® Card and Apple Pay® without sharing your real card number with merchants.

Learn more >
A hand holding an iPhone with the screen featuring  Citi cards  in the Apple Pay  Wallet.
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Why choose Citi® Cards when using Apple Pay®?

You can get access to benefits like $0 liability on unauthorized transactions, Citi® Private Pass and more.

Learn More >
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More places than ever before.
A faster way to pay.

Checkout in millions of places online and on the go using your Citi® card and Apple Pay®.

Learn more >
iPhone and Apple Watch screens displaying payment confirmation with a Citi card
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iPhone and Apple Watch screens displaying payment confirmation with a Citi card

Payments compatible with your life

Apple Pay makes it easy to pay with your Citi card in millions of places.

  1. In Stores

    Shop in stores without sharing your card number with merchants.

  2. Online

    Your payment info is pre-filled so you can speed through checkout.

  3. Within apps

    On the go? Shop within merchant apps to grab your groceries, coffee, or a ride.

Apple Pay set-up screen on iPhone with a Citi card Apple Pay set-up screen on iPhone with a Citi card

It's simple to get started

Add your eligible Citi® Credit card and Citibank® Debit card to Apple Pay right from the Citi Mobile® App for iOS.

  1. Go to the "Services" tab on the Citi Mobile App for iOS and select "Digital Wallets"
  2. Tap "Add to Apple Wallet" and choose the Citi card you would like to add to your iPhone® or Apple Watch®
  3. Enter the one-time password to authenticate.

Add Your Card Now >

You can also add your Citi Card to Apple Pay from the Apple Wallet app. Here's how:

  1. Go to the Wallet app on your iPhone
  2. Tap the plus sign + in the upper-right corner
  3. Enter your card's security code to add your card from your iTunes® account. Or, select "Add a different card" and use your camera to enter the card information.

Click here to learn how to add your Citi card to Apple Pay from your iPad®, Apple Watch®, or Mac®.

Your favorite Citi® card. Your favorite places.

Pay with your Citi card and Apple Pay in millions of places- in stores, within apps, and online.

Just look for one of these symbols at checkout:

NFC Symbol, Apple Pay Logo, Buy with Apple Pay Button
Find More Places

The Citi Mobile® App.
Designed for you to spend less time on it.

With the Citi Mobile App you can access account details in real time, view transactions, make payments fast, and even get a summary of your spending habits.

Download the Citi Mobile App for exciting enhancements like fast access with Face ID® or Touch ID® and customized account alerts.

App Store App Store


Which Citi cards are eligible to use with Apple Pay?

All Citi-branded consumer credit and debit cards issued in the US are eligible for Apple Pay, except for ATM cards and Chairman cards. In addition, Costco Anywhere Visa® Business cards, CitiBusiness® / AAdvantage® Select cards and CitiBusiness® / AAdvantage® Platinum Select® cards are also eligible.

How can I add my card to Apple Pay from the Citi Mobile App for iOS?

You can add eligible Citi Credit cards and Citibank Debit cards to Apple Pay on your iPhone and Apple Watch. It's fast, protected, and simple.

1. Open the Citi Mobile App, go to the "Services" tab, and select "Digital Wallets"
2. Choose the card and the device you want to add it to- iPhone or Apple Watch
3. Accept Terms and authenticated with a one time password. Once verified, your Citi card is ready to use in Apple Pay.

Helpful tip:
For your convenience, you can even skip step 1 and use the shortcut links 'Add Your Card Now' , as provided across the site and other communications. Just ensure 'JavaScript' is enabled on your Safari® mobile browser or iPhone.

To turn on JavaScript from 'Preference' in the main menu on Safari browser go to Preference -> Security -> Web Content -> Check 'Enable JavaScript'

To turn on JavaScript from your 'Settings' on your iPhone go to Settings -> Safari ->  Advanced -> Check 'JavaScript'

How does Apple Pay help protect my Citi card information?

To help keep your card information safe, Apple Pay replaces your real card number with a unique digital card number, which is also called digital account number.

This means that when you pay with Apple Pay:

  • Your real card number is not shared with merchants
  • Statements and receipts will show the digital card number
  • To return items you might need to show the digital card number

How can I set up my Citi card as the default payment method with Apple Pay?

The first Citi card added to Apple Pay will automatically be set as your default payment card. Any time you use Apple Pay at a merchant's point of sale, in apps, or on the web during a purchase, the default card will automatically be chosen to pay for that purchase unless you manually change the payment card.

You can also change the default payment card at any time in the Apple Pay settings menu. Go to "Wallet & Apple Pay" under your device settings to select your card as default. See how here.

What benefits do I get using my Citi card with Apple Pay?

All of the great benefits that already come with your card are there for you, such as:

  • $0 Liability on unauthorized transactions. You are completely covered for any unauthorized transactions on your account.
  • Experience More. Enjoy special access to purchase tickets to the best in music, sports and dining with Citi® Private Pass®.

Learn more about these and other great benefits that your card may be eligible for.

Is Apple Pay available on all devices?

Apple Pay works with iPhone 6 and later in stores, apps, and websites in Safari; with Apple Watch in stores and apps (requires iPhone 6 or later); with iPad Pro, iPad (5th generation), iPad Air 2, and iPad mini 3 and later in apps and websites in Safari; and with Mac (2012 or later) in Safari with an Apple Pay—enabled iPhone or Apple Watch. For a list of compatible Apple Pay devices, see Apple Support for more details.

What happens if my phone is lost or stolen?

You can use Find My iPhone to quickly put your device in Lost Mode to suspend Apple Pay, or you can wipe your device clean completely. Additionally, you can call the number on back of your card and a customer service representative will help you.

Visit the Citi Security Center to learn more about how Citi can help keep you protected.

Where can I learn more?

Learn more about Apple Pay at