Previous banner

The next evolution of payments is here.

Make purchases with incredible speed and convenience using Citi® Cards on Apple Pay®.

Use Apple Pay with your Credit Cards
Next banner
Active banner Next banner Next banner
Previous banner

Why choose Citi® Cards when using Apple Pay®?

You can get access to benefits like $0 liability on unauthorized charges, Citi® Private Pass®, Citi® Price Rewind on registered credit card purchases, and more.

See benefits >
Next banner
Previous banner Active banner Next banner
Previous banner

A faster way to pay.

Use your Citi® card with Apple Pay® to check out on your iPhone®, Apple Watch® , iPad®, and Mac®.

Learn more >
How to Get Apple Pay and link your Citi Credit Cards
Next banner
Previous banner Previous banner Active banner
Using Apple Pay with your Citi cards

An easier way to pay.

  1. Touch.
    To pay in-store, move your iPhone near a contactless reader with your thumb on Touch ID®
  2. Pay.
    A subtle vibration and tone let you know your payment has been processed.
  3. Done.
    It's that easy. Now you can continue to enjoy all the benefits of your Citi® card.

To use your Citi card to check out with your Apple Watch, just double-click the side button and then hold the display of your Apple Watch up to the contactless reader.

To use your Citi card to pay in apps and on the web with your iPhone or iPad, select the Apple Pay payment option at checkout, review your details, and place your finger on Touch ID. On Mac in Safari®, choose Apple Pay then complete the purchase on your iPhone or Apple Watch*.

As always, Citi is at your side every time you touch, click, or swipe.

Set Up Apple Pay and Connect your Citi Credit Card

Simple setup.

Simply add your Citi card to Apple Pay and set it as your default card.1

On your iPhone:

  1. Open Wallet.
  2. Tap the plus sign in the upper right corner
  3. Enter your card's security code to add your Citi credit or debit card from your iTunes® account. Or, select "Add a different card" and use your camera to enter the card information.*

To add a card on your Apple Watch, open the Apple Watch app on your iPhone and select the "Wallet & Apple Pay," then tap "Add a Credit or Debit Card." From there, follow the onscreen instructions to add your card*.

To add a card on your iPad, go into Settings, select Wallet & Apple Pay, and choose Add Credit or Debit Card. From there, follow the onscreen instructions to add your card.

Add your card >

Your favorite Citi® card. Your favorite stores and apps.

With just a touch of your iPhone or Apple Watch, you can use your Citi Card with Apple Pay to check out at hundreds of thousands of stores. Using your iPhone or iPad, you can also make purchases on the web and in many of the apps you use every day.

Look for these symbols.

Hundreds of thousands of locations and counting.

Contactless Symbol to Pay with Apple Pay Pay for it with Apple Pay
See all stores and apps >

Download the new Citi Mobile® app

Do more with fewer taps and swipes. Inspired by customer feedback and designed for an optimal iPhone experience, the new Citi Mobile app lets you do more than ever before. Download the Citi Mobile app for exciting enhancements like instant access with Touch ID®, easy bill payments, and customized notifications - like credit purchases over a specified amount and exceeding a chosen balance.

App Store App Store


What security features does Apple Pay provide?

Apple Pay provides innovative security features — your physical card number is not stored on your phone, and only any fingerprints you associate with your Touch ID or phone passcode can authorize a payment.

If your iPhone is ever lost or stolen, please call the number on the back of your card or visit our Security Center. You can also use Find My iPhone to quickly put your device in Lost Mode to suspend Apple Pay, or you can wipe your device clean completely.

As always, you don't have to pay for any unauthorized charges made on your Citibank® debit card or Citi® credit card.

What is Touch ID?

The iPhone uses Touch ID to authenticate users. Touch ID is a seamless way to use your fingerprint as a passcode. With just a touch of the Home button, the Touch ID sensor quickly reads your fingerprint and unlocks your phone or allows you to complete a purchase using Apple Pay. However, you also have the option to enter your 4-digit phone passcode.

Which Citi® debit and credit cards are eligible for Apple Pay?

Citi-branded consumer debit and credit cards issued in the continental United States and Hawaii are eligible for Apple Pay (except for ATM and Chairman). Citi professional and business credit cards and Citi Retail Services Credit cards, such as Sears, Macy's, Home Depot and Best Buy credit cards, are not supported at this time.

How do I add Citi® debit and credit cards for use on Apple Pay?

Setting up Apple Pay is easy. You can add your eligible U.S. consumer Citi debit or credit card to your iPhone in the device setup process, in Wallet, or in Settings under Wallet & Apple Pay. To help protect your account from fraudulent activity, Citibank will review the request to ensure it is valid. Once approved, an image of your card will be visible in Wallet and the card will be available for use with Apple Pay on the phone.

Choose your Citi debit or credit card as your default card for Apple Pay and continue to enjoy all the great benefits your card provides.

How does Apple Pay determine which card is my default payment card, and how can I make an update so that my Citi® card is the default payment card for Apple Pay?

The first debit or credit card added to Apple Pay will automatically be set as your default payment card. Any time you use Apple Pay at a merchant's point of sale, in apps, or on the web during a purchase, the default card will automatically be chosen to pay for that purchase unless you manually change the payment card.

You can also change the default payment card at any time in the Apple Pay settings menu. When you choose to pay with your Citi debit or credit card with Apple Pay, you will continue to receive all the benefits your card provides.

Why choose Citi when using Apple Pay?

Your Citi card comes with great benefits whether you're shopping online, swiping your card, or using Apple Pay. You're protected with $0 liability on unauthorized charges on your account. At Citi, you will not be responsible for a charge that you did not authorize, online or otherwise.

Citi® credit cards come with even more benefits. Citi® Price Rewind searches for a better deal on your registered purchases after checkout.2 Extended Warranty extends the manufacturer's warranty so you can feel more confident when you make purchases with your Citi card.2 Damage and Theft Protection may cover you for repairs or a refund if purchases made with your Citi card are damaged or stolen within 120 days of purchase (90 days for New York residents).2 And select Citi cardmembers can now view their FICO® Score based on information from their Equifax credit report.3