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The next evolution of payments is here.

Make purchases with incredible speed and convenience using Citi® Cards on Apple Pay®.

Use Apple Pay with your Credit Cards
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Why choose Citi® Cards when using Apple Pay®?

You can get access to benefits like $0 liability on unauthorized transactions, Citi® Private Pass and more.

Learn More >
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A faster way to pay.

Use your Citi® card with Apple Pay® to check out on your iPhone®, Apple Watch® , iPad®, and Mac®.

Learn more >
How to Get Apple Pay and link your Citi Credit Cards
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Using Apple Pay with your Citi cards

An easier way to pay.

  1. Touch.
    To pay in-store, hold your iPhone near the reader with your finger on Touch ID®.
  2. Pay.
    You'll see "Done" on the display, along with a subtle vibration and beep, letting you know that your payment information was sent.1
  3. Done.
    It's that easy. Now you can continue to enjoy all the benefits of your Citi® card.

To use your Citi card to check out with your Apple Watch®, just double-click the side button and hold Apple Watch up to the reader.

To use your Citi card to pay in apps and on the web with your iPhone and iPad, select Apple Pay as the payment method during checkout and place your finger on Touch ID. To pay on Mac® in Safari®, choose Apple Pay then complete the purchase with your iPhone or Apple Watch®1.

As always, Citi is at your side every time you touch, click, or swipe.

Set Up Apple Pay and Connect your Citi Credit Card

Simple setup.

Simply add your Citi card to Apple Pay and set it as your default card.1

On your iPhone:

  1. Open the Wallet app.
  2. Tap the plus sign in the upper-right corner.
  3. Enter your card's security code to add your Citi credit or debit card from your iTunes® account. Or, select "Add a different card" and use your camera to enter the card information.1

To add a card on your Apple Watch, open the Apple Watch app on your iPhone and select "Wallet & Apple Pay," then tap "Add Credit or Debit Card." From there, follow the onscreen instructions.1

To add a card on your iPad, go to Settings, open "Wallet & Apple Pay," and select "Add Credit or Debit Cards." From here follow the onscreen instructions.1

Add your card >

Your favorite Citi® card. Your favorite stores and apps.

With just a touch of your iPhone or Apple Watch, you can use your Citi Card with Apple Pay to check out at hundreds of thousands of stores. Using your iPhone or iPad, you can also make purchases on the web and in many of the apps you use every day.

Just look for one of these symbols at

hundreds of thousands of locations and counting:

Contactless Symbol to Pay with Apple Pay or Pay for it with Apple Pay
See all stores and apps >

Download the Citi Mobile® App

Do more with fewer taps and swipes. Inspired by customer feedback and designed for an optimal iPhone experience, the Citi Mobile App lets you do more than ever before. Download the Citi Mobile App for exciting enhancements like instant access with Touch ID®, easy bill payments, and customized notifications - like credit purchases over a specified amount and exceeding a choose balance.

App Store App Store


What security features does Apple Pay provide?

Apple Pay provides innovative security features — your physical card number is not stored on your phone, and only any fingerprints you associate with your Touch ID or phone passcode can authorize a payment.

If your iPhone is ever lost or stolen, please call the number on the back of your card or visit our Security Center. You can also use Find My iPhone to quickly put your device in Lost Mode to suspend Apple Pay, or you can wipe your device clean completely.

As always, you don't have to pay for any unauthorized charges made on your Citibank® debit card or Citi® credit card.

What is Touch ID?

The iPhone uses Touch ID to authenticate users. Touch ID is a seamless way to use your fingerprint as a passcode. With just a touch of the Home button, the Touch ID sensor quickly reads your fingerprint and unlocks your phone or allows you to complete a purchase using Apple Pay. However, you also have the option to enter your 4-digit phone passcode.

Which Citi® debit and credit cards are eligible for Apple Pay?

All Citi-branded consumer credit and debit cards issued in the US are eligible for Apple Pay, except for ATM cards and Chairman cards. In addition, Costco Anywhere Visa® Business cards, CitiBusiness® / AAdvantage® Select cards and CitiBusiness® / AAdvantage® Platinum Select® cards are also eligible.

How do I add Citi® debit and credit cards for use on Apple Pay?

Setting up Apple Pay is easy. You can add your eligible U.S. Citi debit or credit card to your iPhone in the device setup process, in Wallet, or in Settings under Wallet & Apple Pay. To help protect your account from fraudulent activity, Citibank will review the request to ensure it is valid. Once approved, an image of your card will be visible in Wallet and the card will be available for use with Apple Pay on the phone.

Choose your Citi debit or credit card as your default card for Apple Pay and continue to enjoy all the great benefits your card provides.

How does Apple Pay determine which card is my default payment card, and how can I make an update so that my Citi® card is the default payment card for Apple Pay?

The first debit or credit card added to Apple Pay will automatically be set as your default payment card. Any time you use Apple Pay at a merchant's point of sale, in apps, or on the web during a purchase, the default card will automatically be chosen to pay for that purchase unless you manually change the payment card.

You can also change the default payment card at any time in the Apple Pay settings menu. When you choose to pay with your Citi debit or credit card with Apple Pay, you will continue to receive all the benefits your card provides.

Why choose Citi when using Apple Pay?

When you use your Citi® cards with Apple Pay, all of the great benefits that already come with your cards are there for you, such as:

  • $0 Liability on Unauthorized Transactions. You are completely covered for any unauthorized transactions on your account.
  • Experience More. Enjoy special access to purchase tickets to the best in music, sports and dining with Citi® Private Pass®.

Learn more about these and other great benefits that your card may be eligible for.