Alert Your browser is out of date and not supported. We recommend
you update your browser for a better online banking experience.

Close Add a Card

You can compare up to 3 cards

Cards filter

16

I am looking for:

Financial Options:

Desired Rewards:

Card results

Compare Now

Security Center - Learn more about identity theft and fraud.

Keep it Simple with No Annual Fee & a Low Intro APR on Balance Transfers

With the Citi Simplicity® credit card, take advantage of a low intro APR on credit card balance transfers and purchases. Plus, keep it simple with no late fees, no penalty rate and no annual fee – ever. Apply for the Citi Simplicity® credit card today and experience all the benefits it has to offer.

If you transfer a balance with this offer, after your 0% Intro purchase APR expires, both new purchases and unpaid purchase balances will automatically accrue interest until all balances, including your transferred balance, are paid in full.

Balance Transfer Fee: Either $5 or 5% of the amount of each credit card balance transfer, whichever is greater.

Save time, just say "representative" when you call, to enjoy fast personal help.

No Annual Fee

Pricing Details

Keep it Simple with No Annual Fee & a Low Intro APR on Balance Transfers

With the Citi Simplicity® credit card, take advantage of a low intro APR on credit card balance transfers and purchases. Plus, keep it simple with no late fees, no penalty rate and no annual fee – ever. Apply for the Citi Simplicity® credit card today and experience all the benefits it has to offer.

If you transfer a balance with this offer, after your 0% Intro purchase APR expires, both new purchases and unpaid purchase balances will automatically accrue interest until all balances, including your transferred balance, are paid in full.

Balance Transfer Fee: Either $ or % of the amount of each credit card balance transfer, whichever is greater.

Save time, just say "representative" when you call, to enjoy fast personal help.

No Annual Fee

24/7 Customer Service
Questions about your Citi® card account? Just call the number on the back of your credit card. Just say 'representative' to access fast, live help from a friendly Customer Service representative ready to help with virtually every aspect of your cardmembership (including technical assistance) ––24 hours a day, 365 days a year.

Automatic Account Alerts
Alerts keep you informed and stress-free. Once you've set up alerts, we'll remind you about your balance levels, payments due, or when you go over your credit limit, by email or directly on your mobile phone.

Choose your Payment Due Date
Choose to pay your bill on any available due date in the beginning, middle or end of the month. Enjoy the flexibility of paying your full balance or just the minimum payment due each month.

Citi® Cards with Apple Pay®
is another way Citi provides quick and easy payments. With a simple touch you can pay in-app or at over 200,000 stores with the iPhone®6, or in-app with the iPad Air®2 and iPad miniTM3. Plus, you'll still enjoy all of the benefits that come with your Citi card when you use Apple Pay to check out. Learn more at Citi.com/ApplePay

Apple, the Apple logo, Apple Pay, iPhone and iPad are trademarks of Apple Inc., registered in the U.S. and other countries.

What others are saying about this card:

Please note that the terms and benefits of this product may change over time.

Citi does not guarantee the accuracy of these reviews. Benefits, fees, terms, and offers mentioned in reviews may change over time.

Close

Important Information

You are leaving a Citibank Website and going to a third party site. That site may have a privacy policy different from Citibank and may provide less security than this Citibank site. Citibank and its affiliates are not responsible for the products, services, and content on the third party website. Do you want to go to the third party site?

Continue

Sign On Search Citi