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Turn everyday purchases into exciting rewards with the Citi Rewards+SM Card. We'll even throw in a little extra!
Earn 2X at supermarkets and gas stations and 1X on all other purchases. Watch your points grow as every purchase gets rounded up to the nearest 10 ThankYou® Points.Earn as you redeem with Points Back
With the Citi Rewards+℠ Card, you can make the most of your everyday purchases by earning double ThankYou® Points at the supermarket and gas stations, for the first $6,000 per year and then 1 point on all other purchases. You can redeem for things like gift cards or for travel rewards. One of Citi's best rewards credit cards, the Citi Rewards+℠ Card gives you all this with a low introductory APR and no annual fee.*
% introductory APR for months from date of account opening; after that your variable APR for purchases will be % - % based on your creditworthiness*
Balance Transfer Rate:
% introductory APR for months from date of first transfer; after that your variable APR will be % - % based on your creditworthiness. Balance transfers must be completed within 4 months of account opening*
Balance Transfer Fee:
Either $ or % of the amount of each transfer, whichever is greater, for each transfer*
No Annual Fee*
Earn 2 ThankYou® Points per $1 spent at supermarkets and gas stations for the first $6,000 per year and 1 point per $1 spent thereafter.2
Earn 1 ThankYou® Point per $1 spent on all other purchases.2
Round Up to the nearest 10 points on every purchase — with no cap. So your $2 coffee earns 10 points. And a $22 dinner for two earns 30 points.2
Get 10% Points Back for the first 100,000 ThankYou® Points you redeem per year. That means if you redeem 15,000 points, you get 1,500 back. It’s that simple.2
Treat yourself to just about anything. Choose from a large selection of gift cards including department and home stores as well as restaurants.
Shop with Points
Use ThankYou® Points to shop online at Amazon.com or BestBuy.com.
Redeem for flights, hotels, cruises, and more.
Points Back Get 10% Points Back on all of your redemptions for the first 100,000 ThankYou Points you redeem per year!
Citi Entertainment takes the once out of once in a lifetime. Get special access to purchase tickets to thousands of events, including presale tickets and exclusive experiences for the year's most anticipated concerts, sporting events, dining experiences and more.
24/7 Customer Service
Our customer service representatives are available to assist you 24 hours a day, 7 days a week.
Tap Your Card With Contactless Pay
Shop safely with a contactless-chip enabled card. Just tap your card on the payment reader and go in seconds.
Digital Wallets let you shop with confidence in millions of places online, within apps and in stores. With digital wallets you can speed through checkout and continue to enjoy all the great benefits that come with your card. Learn how to get started and how digital wallets can help protect your card information at citi.com/digitalservices.
Introductory rate of % for months from the date of account opening on purchases and an introductory rate of % for months from date of first transfer for balance transfers. After the introductory period ends, your standard APR for purchases will be applied to unpaid promotional balances, new purchases and new balance transfers. The standard variable APR for purchases for the Citi Rewards+℠ Card is % – % based on your creditworthiness. The standard variable APR for Citi Flex Plan is % – %, based on your creditworthiness. The standard variable APR for cash advances is 25.24%. The variable penalty APR is up to 29.99% and may be applied if you make a late payment or make a payment that is returned. Minimum interest charge — $0.50. Fee for foreign purchases — 3% of each purchase transaction in US dollars. Cash advance fee — either $10 or 5% of the amount of each cash advance, whichever is greater. Balance transfer fee — either $ or % of the amount of each transfer, whichever is greater. New cardmembers only. Subject to credit approval. Additional limitations, terms and conditions apply. You will be given further information when you apply.
Certain terms and conditions apply.
Please note that the terms and benefits of this product may change over time.
Citi does not guarantee the accuracy of these reviews. Benefits, fees, terms, and offers mentioned in reviews may change over time.
The application process for the Citi Rewards+℠ Card is easy and straightforward. Learn more and apply online.
To take advantage of your Citi Rewards+SM Card offer and apply:
The Citi Rewards+SM Card may offer low intro APR on balance transfers and for purchases made using the card. The variable APR will be based on your creditworthiness. These APRs will vary with the market based on the Prime Rate.1
See pricing details.1
Learn more and apply for the Citi Rewards+SM Card.
The most common way for Citi Rewards+SM Card cardmembers earn Citi ThankYou® Points is to use their Citi® account for their everyday purchases — it's that straightforward.
Cardmembers may be provided with promotional offers that let them earn Points. However, if Citi® makes a promotional offer, we'll let you know the specific terms and conditions that apply, so you can get the most value from your Citi Rewards+SM Card.1