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Annual Fee $951

Embark on your next journey with the Citi Premier SM Credit Card. Get rewarded for everyday travel purchases, including gas stations, commuting, flights, and more. Also earn ThankYou® Points on all other purchases, including dining and entertainment. With the Citi Premier SM Card, points do not expire and can be redeemed for almost anything!

No foreign transaction fees on purchases1

Purchase APR % - % variable APR based on your creditworthiness.1

Citi Premier Card
Citi Premier Card

Earn points for the things you need and the places you want to go to. The Citi Premier® Card rewards you with ThankYou® Points for dining at your favorite restaurant, picking up groceries, filling up at the pump, traveling to your next destination and everything in between.

Make every moment and every point count

Get more out of your everyday purchases – from filling up at the pump to dinner with friends. With your Citi Premier® Card you’ll earn 3X points on restaurants, supermarkets, gas stations, air travel and hotels, and 1X on all other purchases. With the ThankYou® Points you earn you can redeem for gift cards, travel rewards, shop with points and more.

Purchase Rate:
% - % variable APR based on your creditworthiness*

Balance Transfer Rate:
% - %, variable based on your creditworthiness*

Balance Transfer Fee:
Either $5 or 3% of the amount of each transfer, whichever is greater*

Annual Fee:





Gas Stations

Air Travel and Hotels

All Other Purchases

Annual Hotel
Savings Benefit

Travel Perks

$100 Annual Hotel Savings Benefit2 Enjoy $100 off a single hotel stay of $500 or more, excluding taxes and fees, through, once per calendar year

No Foreign Transaction Fees* When you’re ready to travel, enjoy your trip to the fullest with no foreign transaction fees.

Points Transfer
Transfer ThankYou® Points to participating airline loyalty programs including TrueBlue®, Virgin Atlantic Flying Club and Singapore Airlines KrisFlyer, to get flights faster. There is no fee, and the minimum transfer is only 1,000 points.

Redeeming ThankYou® Points

Gift Cards
Treat yourself to just about anything. Choose from a large selection of gift cards including department and home stores as well as restaurants. ThankYou® Points are redeemable for $600 in gift cards.

Shop with Points
Use ThankYou® Points to shop online at or

Other Citi® Benefits

Citi Entertainment®
Citi Entertainment takes the once out of once in a lifetime. Get special access to purchase tickets to thousands of events, including presale tickets and exclusive experiences for the year's most anticipated concerts, sporting events, dining experiences and more.

Digital Wallets
Digital Wallets let you shop with confidence in millions of places online, within apps and in stores. With digital wallets you can speed through checkout and continue to enjoy all the great benefits that come with your card. Learn how to get started and how digital wallets can help protect your card information at

Additional Cards
Add an authorized user to your account at no additional cost and earn points faster. After all, the benefits of this card are so amazing they're worth sharing.

Tap Your Card With Contactless Pay
Shop safely with a contactless-chip enabled card. Just tap your card on the payment reader and go in seconds.


The standard variable for purchases, balance transfers, and Citi Flex Plan for the Citi Premier® Card is % - %, based on your creditworthiness. Balance transfers must be completed within 2 months of account opening. The standard variable for cash advances is 25.24%. The variable penalty APR is up to 29.99% and may be applied if you make a late payment or make a payment that is returned. Minimum interest charge – $0.50. Annual fee - $95. Fee for foreign purchases - None. Cash advance fee - either $10 or 5% of the amount of each cash advance, whichever is greater. Balance transfer fee – either $5 or 3% of the amount of each transfer, whichever is greater. New cardmembers only. Subject to credit approval. Additional limitations, terms and conditions apply. You will be given further information when you apply.


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Please note that the terms and benefits of this product may change over time.

Citi does not guarantee the accuracy of these reviews. Benefits, fees, terms, and offers mentioned in reviews may change over time.