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The credit card where 'no' is good: no late fees, no penalty rate and no annual fee – ever1

Transfer high-interest balances from your other cards to the Citi® Diamond Preferred® balance transfer credit card and take some time to enjoy a low-interest lifestyle.

EARN CASH BACK

Earn $ cash back after you spend $ on purchases in the first  months of account opening. Plus enjoy our low intro APR for months.1

New Cardmember Offer

Earn $ cash back after you spend $ on purchases in the first months of account opening.2

Earn cash back TWICE. Earn 2% on purchases with 1% cash back when you buy, plus an additional 1% as you pay for those purchases.

Plus, for a limited time, earn 5% total cash back on hotel, car rental and attractions when booked on the Citi TravelSM portal through 12/31/24. This is 3% cash back on top of the 1% when you buy and the 1% as you pay.2

Earn American Airlines AAdvantage® bonus miles after $ in purchases within the first months of account opening.

Earn bonus points after spending $ within the first months of account opening. Redeemable for $ in gift cards or travel rewards at thankyou.com.2

Plus, for a limited time, earn a total of 10 ThankYou® Points per $1 spent on hotels, car rentals and attractions booked on the Citi Travel portal through June 30, 2024.2

Earn bonus points after spending $ within the first 3 months of account opening, redeemable for $ in gift cards or travel rewards at thankyou.com.

Plus, for a limited time, earn a total of 5 ThankYou® Points per $1 spent on hotel, car rentals and attractions booked on the Citi TravelSM portal through June 30, 2024; excludes air travel.2

Bonus Offer

Earn American Airlines AAdvantage® bonus miles after spending $ within the first months of account opening.

Earn cash rewards with a card designed exclusively for Costco members.

Earn American Airlines AAdvantage® bonus miles and receive a $ statement credit after making $ in purchases within the first months of account opening.

Earn American Airlines AAdvantage® bonus miles after spending $ in purchases within the first months of account opening.

Also enjoy free access to your FICO® score online once available.

Earn cash rewards with a card designed exclusively for Costco members.

Earn a $ statement credit after you spend $ on purchases in the first months of account opening.