Compare and Apply: Balance Transfer Credit Cards

Save money on interest charges with a balance transfer using one of Citi`s cards that features a low intro APR. Read MoreRead More

Transferring a balance from higher interest credit cards to a new card with a lower APR can help you manage your debt



Compare our cards below to find the best credit card for transferring a credit card balance.Read Less

Citi® Diamond Preferred® Card

Citi® Diamond Preferred® Card

Enjoy no annual fee1 and Citi® Diamond Preferred® Card`s low introductory APR on balance transfers and purchases.

Transfer high-interest balances from your other cards to the Citi® Diamond Preferred® Card and take some time to enjoy a low-interest lifestyle.

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Purchase Rate:

% Intro APR for months. After that, the variable APR will be % - %, based on your creditworthiness.1

Balance Transfer Rate:

% Intro APR for months. After that, the variable APR will be % - %, based on your creditworthiness.1


Balance transfer fee of either $ or % of the amount of each transfer, whichever is greater.1

Annual Fee:

No Annual Fee1

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Transfer high-interest balances from your other cards to the Citi® Diamond Preferred® Card and take some time to enjoy a low-interest lifestyle.

Purchase Rate:

% Intro APR for months. After that, the variable APR will be % - %, based on your creditworthiness.1

Balance Transfer Rate:

% Intro APR for months. After that, the variable APR will be % - %, based on your creditworthiness.1


Balance transfer fee of either $ or % of the amount of each transfer, whichever is greater.1

Annual Fee:

No Annual Fee1

Citi Rewards+ SM Card

Citi Rewards+ SM Card

The Citi Rewards+ Card features a great introductory APR on balance transfers and purchases for new customers. You`ll earn 2X points at supermarkets and gas stations for the first $6,000 per year. Plus, the Citi Rewards+ Card automatically rounds up to the nearest 10 points on every purchase, making it easy to turn everyday spending into rewards.

Earn bonus points after you spend $ in purchases with your card within the first months.

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Purchase and Balance Transfer Rate:

% Intro APR on purchases and balance transfers for months; after that the variable APR will be % - %, based on your creditworthiness1


Balance transfer fee of either $ or % of the amount of each transfer, whichever is greater1

Annual Fee:

No Annual Fee1

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Earn bonus points after you spend $ in purchases with your card within the first months.

Purchase and Balance Transfer Rate:

% Intro APR on purchases and balance transfers for months; after that the variable APR will be % - %, based on your creditworthiness1


Balance transfer fee of either $ or % of the amount of each transfer, whichever is greater1

Annual Fee:

No Annual Fee1

Citi® Double Cash Card

Citi® Double Cash Card

Our Citi® Double Cash Card features a low intro APR on balance transfers. When you transfer a high interest balance from other credit cards to the Citi® Double Cash Card, you can save on interest and have more time to pay it off.

Earn cash back TWICE. Earn 2% on purchases with 1% cash back when you buy, plus an additional 1% as you pay for those purchases.

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Purchase Rate:

% – % variable APR, based on your creditworthiness1

Balance Transfer Rate:

% Intro APR on balance transfers for months; after that the variable APR will be % – %, based on your creditworthiness1


Balance transfer fee of either $ or % of the amount of each transfer, whichever is greater1

Annual Fee:

No Annual Fee1

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Earn cash back TWICE. Earn 2% on purchases with 1% cash back when you buy, plus an additional 1% as you pay for those purchases.

Purchase Rate:

% – % variable APR, based on your creditworthiness1

Balance Transfer Rate:

% Intro APR on balance transfers for months; after that the variable APR will be % – %, based on your creditworthiness1


Balance transfer fee of either $ or % of the amount of each transfer, whichever is greater1

Annual Fee:

No Annual Fee1

Citi Simplicity® Card

Citi Simplicity® Card

Balance transfers just got simpler with the Citi Simplicity® Card that features a low introductory rate on balance transfers and purchases for new accounts. Add in no annual fee, no late fees, and no penalty interest rates to make balancing your finances simple.1

The only credit card where 'no' is good: no late fees, no penalty rate and no annual fee – ever1.

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Purchase Rate:

% Intro APR for months. After that, the variable APR will be % – %, based on your creditworthiness.1

Balance Transfer Rate:

% Intro APR for months. After that, the variable APR will be % - %, based on your creditworthiness.1


Balance transfer fee of either $ or % of the amount of each transfer, whichever is greater1

Annual Fee:

No Annual Fee1

- Show Less

The only credit card where 'no' is good: no late fees, no penalty rate and no annual fee – ever1.

Purchase Rate:

% Intro APR for months. After that, the variable APR will be % – %, based on your creditworthiness.1

Balance Transfer Rate:

% Intro APR for months. After that, the variable APR will be % - %, based on your creditworthiness.1


Balance transfer fee of either $ or % of the amount of each transfer, whichever is greater1

Annual Fee:

No Annual Fee1

Balance Transfers May Help Manage Debt
How do credit card balance transfers work?
How do credit card balance transfers work?
Credit card balance transfers work to reduce interest payments as you drive down your overall credit card debt. Here's how to make them work for you.
Balance transfer credit cards for Fair credit ratings
Balance transfer credit cards for Fair credit ratings
We provide the types of offers you can expect from a balance transfer credit card for fair credit, along with steps to drive your credit score up.