0% Intro APR Credit Cards

Transfer high-interest balances from your other cards to the Citi^® Diamond Preferred^® balance transfer credit card and take some time to enjoy a low-interest lifestyle.

Purchase Intro Rate:

% Intro APR for months. After that, the variable APR will be % - %, based on your creditworthiness.¹

Balance Transfer Intro Rate:

% Intro APR for months. After that, the variable APR will be % - %, based on your creditworthiness.¹, for balance transfers where we pay creditors directly.

Balance transfer fee of either $ or % of the amount of each transfer, whichever is greater.

Annual Fee:

No Annual Fee¹

Earn $ cash back after you spend $ on purchases in the first  months of account opening. Plus enjoy our low intro APR for months.¹

Purchase and Balance Transfer Intro Rate:

% Intro APR on purchases and balance transfers for months; after that the variable APR will be % - %, based on your creditworthiness, for purchases and balance transfers where we pay creditors directly.¹

Balance transfer fee of either $ or % of the amount of each transfer, whichever is greater¹

Annual Fee:

No Annual Fee¹

The only credit card where 'no' is good: no late fees, no penalty rate and no annual fee – ever¹

Purchase Intro Rate:

% Intro APR for months. After that, the variable APR will be % – %, based on your creditworthiness.¹

Balance Transfer Intro Rate:

% Intro APR for months. After that, the variable APR will be % - %, based on your creditworthiness.¹, for balance transfers where we pay creditors directly.

Balance transfer fee of either $ or % of the amount of each transfer, whichever is greater¹

Annual Fee:

No Annual Fee¹

Earn bonus points after spending $ in the first 3 months of account opening.

Plus, for a limited time, earn 5 ThankYou^® Points per $1 spent at restaurants up to $6,000 in the first 12 months and then 1 ThankYou^® Point per $1 spent thereafter.

Purchase and Balance Transfer Intro Rate:

% Intro APR on purchases and balance transfers for months; after that the variable APR will be % - %, based on your creditworthiness.¹, for purchases and balance transfers where we pay creditors directly.

There is an intro balance transfer fee of % of each transfer (minimum $) completed within the first 4 months of account opening. After that, your fee will be % of each transfer (minimum $).¹

Annual Fee:

No Annual Fee¹