for 21 months, along with our lowest intro rate purchases for 12 months
Balance Transfer Cards
Save big on interest with our longest lasting intro rate on balance transfers.
Low intro APR on balance transfers and purchases.
0% Intro APR for 21 months on balance transfers and for 12 months on purchases from date of account opening; after that, the variable APR will be 17.24% 27.99%, based on your creditworthiness.1
If you transfer a balance with this offer, after your 0% intro purchase APR expires, both new purchases and unpaid purchase balances will automatically accrue interest until all balances, including your transferred balance, are paid off.
- Mastercard® ID Theft ProtectionTM - Enroll in a complimentary service that helps protect, detect, and alert you if suspicious activity occurs, then helps resolve any issues related to identity theft.
- Free access to your FICO® Score - See where you stand at anytime without impacting your credit score.
Get our lowest intro APR with no late fees.1
0% intro APR on balance transfers for 21 months from date of account opening; after that, the variable APR will be 18.24% 28.99%, based on your creditworthiness.1
If you transfer a balance with this offer, after your 0% intro purchase APR expires, both new purchases and unpaid purchase balances will automatically accrue interest until all balances, including your transferred balance, are paid off.
- 0% intro APR on purchases for 12 months, after that, the variable APR will be 18.24% 28.99%, based on your creditworthiness.1
- No late fees or penalty rates ever.1 Choose to pay your bill on any available due date in the beginning, middle or end of the month. Enjoy the flexibility of paying your full balance or just the minimum payment due each month.
Earn more with Citi Travel
Make the most of your vacation with a total of 5% cash back on hotels, car rentals, and attractions booked with Citi Travel.
- $200 cash back after you spend $1,500 on purchases in the first 6 months of account opening.2
- 0% intro APR for 18 months on balance transfers from date of account opening; after that, the variable APR will be 18.24% 28.24%, based on your creditworthiness.1
If you transfer a balance, interest will be charged on your purchases unless you pay your entire balance (including balance transfers) by the due date each month.