What are some other benefits of the Citi Custom Cash® Card?In addition to never having to sign up for rotating bonus categories, Citi Custom Cash® Card offers other benefits such as:
- Add Authorized Users at no cost and earn points on purchases they make.
- Enjoy your contactless-chip enabled card and make everyday purchases quickly and safely
How much cash back can I earn with the Citi Custom Cash® Card?Citi Custom Cash® Cardmembers use their cash back credit card to earn 5% on the first $500 spent on purchases in your highest eligible spend category each billing cycle. And use your Citi custom card for 1% cash back on all other purchases, including purchases in the highest eligible spend category above the $500 spend, will earn an unlimited 1% cash back. There is no limit on earning cash back at 1% each month.
Is there a limit to the amount of cash back I can earn on the Citi Custom Cash® Card?
There is no limit to the amount of cash back you can earn on your Citi Custom Cash® Card. With your Citi cash back credit card, you will earn 5% cash back on up to the first $500 of purchases in your highest eligible spend category each billing cycle. For all other purchases, including purchases in the highest eligible spend category above the $500 spend, the card will function as an unlimited 1% cash back credit card.
Are there any limitations on the new customer Cash Back Reward Bonus offer?
Yes. The Cash Back Bonus with your new credit card is not available if you already received one for opening a new Citi Custom Cash® account in the past 48 months. Additionally, our policy is to offer only one Citi Custom Cash® account per customer.
What is the difference between the Citi Custom Cash® Card and the Citi® Double Cash Card?
|Citi Custom Cash® Card
|Citi Double Cash® Credit Card
|With your Citi Custom Cash® card you earn 5% cash back on your top eligible spend category up to $500 spent each billing cycle and 1% thereafter PLUS an 1% unlimited cash back on all other purchases. Cash back is earned in the form of ThankYou® Points
- 5 points per $1 on purchases in your top eligible spend category each billing cycle, up to $500 spent and 1 Point per $1 on purchases in that category thereafter.
- 1 point per $1 spent on all other purchases.
|Citi Double Cash® Credit Card offers the simple convenience of earning 2% cash back on purchases with 1% cash back when you make a purchase and an additional 1% cash back as you pay for those purchases.
Cash back is earned in the form of ThankYou® Points. This means each billing cycle, you will earn 1 point per $1 when you make purchases and an additional 1 point per $1 as you pay for those purchases.
How can I apply for the Citi Custom Cash® Card?
The application process for the Citi Custom Cash® Card is easy and straightforward. Learn more and apply online.
Is there an annual fee on the Citi Custom Cash® Card?
The Citi Custom Cash® Card does not charge an annual fee.1
For additional pricing details on the Citi Custom Cash® Card, see Pricing Details 1
What is the credit limit for the Citi Custom Cash® Card?
The credit limit for the Citi Custom Cash® Card is based on your creditworthiness and other factors.
Learn more about the Citi Custom Cash® Credit Card.
What is the APR for Citi Custom Cash®?The standard variable APR for purchases on a Citi cash back credit card is dependent on your creditworthiness.
- To learn more, visit Citi.com/CustomCash
- To check your credit score, visit one of the 3 credit bureaus; Experian, Equifax, TransUnion, or you can receive one free credit report per year from AnnualCreditReport.com.
- Or call 1-855-473-4583 for assistance. TTY: Use 711 or Other Relay Service.
How does the Citi 5% cash back credit card work?
The Citi Custom Cash® cash back credit card applies a 5% cash back bonus for up to the first $500 spent in your top spending category, with each new billing cycle. With no annual fee, the Citi 5% cash back credit card also includes a low intro APR for fifteen months on all purchases and balance transfers.
What score do you need for Citi Custom Cash® card?
The Citi Custom Cash® card allows users to qualify with good to excellent credit scores. However, if you don’t meet the minimum requirements, it’s recommended to start with a secured card, like the Citi Secured Card, or to find positive ways to build your credit over time.