UNLOCK YOUR SPECIAL MORTGAGE OFFER NOW

Make a smart move with your special mortgage offer

As a valued Citi banking customer, you can enjoy exclusive mortgage discounts, like a lower rate or closing cost credit, based on your Citi Eligible balance¹

Apply Now

Or call 1-866-950-1685² and mention Offer Code: 14878
For TTY: We accept 711 or other Relay Service.
Se habla español.^3.

Citi Mortgage Relationship Pricing¹

Citi Eligible Balance	Interest Rate Discount	Closing Cost Discount
$1–$49,999.99	--	$500 off closing cost
$50,000–$199,999.99	1/8% (0.125%) off interest rate	--
$200,000–$499,999.99	1/8% (0.125%) off interest rate	+ $1,500 off closing costs
$500,000–$999,999.99	1/4% (0.250%) off interest rate	--
$1,000,000 – $1,999,999.99	3/8% (0.375%) off interest rate	--
$2,000,000 or more	1/2% (0.500%) off interest rate	--

View important terms and conditions

Lock in a mortgage discount

Choose a home lending plan that fits your needs

Citibank offers a variety of lending products and options. Choose from fixed, low down payment options, and a range of interest rates and loan terms to build the right mortgage solution for you.

Get a no cost pre-approval for new home purchases⁴

SureStart® provides you with complimentary written pre-approval so you're empowered to shop for homes knowing your financing is already secured.

Personalized home lending with Citi

With over two centuries of financial experience, Citi is a name you know and trust. If you received a competitive offer elsewhere, please let us know so we can work to meet your home lending needs.

Get one step closer to home

Apply Now

Let’s connect to get started

Request a call

Have a Citibank Mortgage Specialist call you.

First Name*

Last Name*

Phone Number*

Email*

Loan Type*

Purchase

Refinance

Form Submitted

One of our experienced mortgage specialists will contact you shortly. For ease of reference during your call, use offer code 14878

ERROR

Make a Smart Move With Your Special Mortgage Offer

There was a problem with your submission. Please review and try again.

Offer Code: 14878

Phone Number: 1-866-950-1685

Submit

By providing us your telephone number and email address, you are providing express “written” consent for Citibank, N.A. and their authorized third parties to contact you at the number or email you've provided to offer and/or advertise Citibank products and services (including, personal and small business credit, lending, and deposit products), even if your telephone number is currently listed on its internal Do Not Call list, or any state, or national Do Not Call list. You are not required to provide this consent as a condition of purchasing any property, goods, or services.

You may directly contact Citibank, N.A. to discuss mortgage products. By submitting this information, I consent to the above and agree to be contacted by Citibank, N.A. at the telephone number or email address provided.

Contact us

1-866-950-1685²

TTY: We accept 711 or other Relay Service.

Se habla español.^3.

Use Offer Code: 14878

Apply online

Have the details you need? Get your application started and contact us anytime with questions.

Get started

Important Terms and Conditions

Terms, conditions and fees for accounts, programs, offers, products and services are subject to change without notice at any time. This is not a commitment to lend. All loans and offers are subject to standard underwriting guidelines and required conditions. This offer contains information about U.S. domestic financial services provided by Citibank, N.A. and is intended for use domestically in the U.S.

Offer cannot be combined with other offers, except when applied with specific Community Lending Programs.
Offers are not applicable on Home Equity Loans and Lines of Credit.
Citibank, N.A. is not responsible for the obligations of its affiliates.
Illinois residents: If your current mortgage lender is not Citibank, N.A., your mortgage lender had no part in helping us obtain your mortgage information.

1 Citi Mortgage Relationship Pricing - A Citibank deposit account is required to receive the interest rate discount or closing cost credit.

Automated monthly transfers of the mortgage payment from a Citibank Deposit Account using automated drafting will be required. Actual interest rate discount or closing cost credit will depend on the level of the Citi Eligible Balances, which will be verified after final loan approval.

Citi Eligible Balance Relationship Pricing Benefit

Citi Eligible Balance	Relationship Pricing Benefit
$1–$49,999.99	$500 off closing cost
$50,000–$199,999.99	1/8% (0.125%) off interest rate
$200,000–$499,999.99	1/8% (0.125%) off interest rate + $1,500 off closing costs
$500,000–$999,999.99	1/4% (0.250%) off interest rate
$1,000,000–$1,999,999.99	3/8% (0.375%) off interest rate
$2,000,000 or more	1/2% (0.500%) off interest rate

Deposit Account Balances must be in the account five (5) Business Days following final loan approval and Investment Account balances must be in the account six (6) Business Days following final loan approval. Citi eligible accounts include a personal, consumer Citibank Deposit Account in which the borrower is a direct signer, Citibank IRAs, and Investments held in linked Citigroup Global Markets Inc. (“CGMI”) accounts. The borrower must be an account holder on investment accounts. IRA and annuity positions shown on linked CGMI Account statements are eligible (except tax qualified annuities under sections 401, 403, or 457 of the Internal Revenue Code). Balances from Citibank Business / Commercial accounts, ERISA accounts, Keogh accounts, Bank Collateral accounts, Foreign accounts, Fiduciary accounts, and Trust accounts where the borrower is only listed as the Beneficiary are excluded. All Custodial type accounts are excluded with the exception of Custodial IRA accounts through Citibank or Pershing LLC where the borrower(s) is the beneficiary, which are eligible unless otherwise noted. Citibank IRAs that are not linked to a Citibank Deposit Account are excluded.

The closing cost credit offer will be applied at closing and may not be used prior to closing. In Texas, the credit may not result in you receiving cash back.

If you are interested in Citi’s banking account relationship offers, please contact your Home Lending Officer or Mortgage Representative. Speak to your loan officer about whether the relationship offer is best for you.

Citibank mortgage relationship pricing for Citibank account holders can only be applied prior to loan closing and is subject to account and balance validation. Citibank mortgage relationship pricing is subject to change without notice.

Glossary of terms for this offer:

Business Day means Monday through Friday and does not include federal holidays;
Eligible Balances means total funds showing in the account at the time we verify the balances less any funds we determine you will need for a down payment or closing costs;
Deposit Account means a Citibank personal checking and/or savings account as well as certificates of deposit and money market accounts;
Investment Account means IRAs and investments held in Citigroup Global Markets Inc. accounts.

Investment products are offered through Citigroup Global Markets Inc. (“CGMI”), Member SIPC (http://sipc.org). Citibank and CGMI are affiliated companies under the common control of Citigroup Inc. Depository Products are offered by Citibank, N.A., Member FDIC.

2 Calls are randomly monitored and recorded to ensure service quality.

3 Please be advised that verbal and written communication from Citi may be in English as we may not be able to provide servicing related communications in all languages. These communications may include, but are not limited to, account agreements, statements and disclosures, change in terms or fees; or any servicing of your account. If you need assistance in a language other than English, please contact us as we have language services that may be of assistance to you.

Por favor, tenga en cuenta que las comunicaciones verbales y escritas de Citi podrían estar únicamente en inglés, ya que, tal vez, no podamos proporcionar comunicaciones relacionadas con los servicios en todos los idiomas. Estas comunicaciones podrían incluir, entre otras, contratos, divulgaciones y estados de cuenta, cambios en los términos o en los cargos, así como cualquier documento de mantenimiento de su cuenta. Si necesita ayuda en un idioma distinto al inglés, por favor, comuníquese con nosotros, ya que tenemos servicios de idiomas que podrían serle útiles.

4 SureStart® is a registered service mark of Citigroup Inc. Final commitment is subject to verification of information, receipt of a satisfactory sales contract on the home you wish to purchase, appraisal and title report, and meeting our customary closing conditions. This offer is not a commitment to lend and is subject to change without notice. There is no charge for the SureStart® pre-approval, but standard application and commitment fees apply.

Important Legal Disclosures and Information

Citibank.com provides information about and access to accounts and financial services provided by Citibank, N.A. and its affiliates in the United States and its territories. It does not, and should not be construed as, an offer, invitation or solicitation of services to individuals outside of the United States.

Terms, conditions and fees for accounts, products, programs and services are subject to change. Not all accounts, products, and services as well as pricing described here are available in all jurisdictions or to all customers. Your eligibility for a particular product and service is subject to a final determination by Citibank. Your country of citizenship, domicile, or residence, if other than the United States, may have laws, rules, and regulations that govern or affect your application for and use of our accounts, products and services, including laws and regulations regarding taxes, exchange and/or capital controls that you are responsible for following.

The products, account packages, promotional offers and services described in this website may not apply to customers of International Personal Bank U.S. in the Citigold^® Private Client International, Citigold^® International, Citi International Personal, Citi Global Executive Preferred, and Citi Global Executive Account Packages.

Deposit products and services are offered by Citibank, N.A., Member FDIC