Explore a variety of FDIC-Insured options to protect and grow your funds.
Saving with Citi gives you the ability to set up automatic transfers, link accounts and earn more as your balance increases as well as choose from savings options. Withdrawal limits may apply.
Transfer money after signing on to citi.com1.
Use Auto Save to set up recurring automatic transfers from your linked checking account
Set up balance and deposit alerts2.
Earn higher Annual Percentage Yield (APY) as your balance grows depending on your account package3.
Sign up for Safety Check to use your Citi Savings account to cover overdrafts1.
Designate a beneficiary on your account(s)
Citibank Savings Plus Account | Citi® Accelerate Savings Account | |
Earn higher rates as your balance grows3 | ||
Interest is compounded daily | ||
Interest is credited monthly4 | ||
Interest is paid according to the balance ranges maintained in the account4 | ||
Make deposit and withdrawals | ||
Write checks | ||
The balance will contribute to the combined average monthly balance required to avoid the Monthly Service Fee in your Account Package | ||
Deposits are FDIC insured up to applicable limits | ||
Allows designation of a beneficiary (In Trust for Account) | ||
Minimum opening balance required, refer to your Account Package Terms and Conditions |
Link it to a savings account for an easier way to meet your Citi banking account package combined average monthly balance requirements and avoid monthly fees. By considering all your Citi accounts, you may earn better rates, avoid fees and enjoy a wide range of services.
Note: The Citibank Savings Plus and Citi® Accelerate Savings are both variable rate accounts.
Discover what works best for you. View our weekly rates by account package.
Rates by account package:
Citi International Personal
Only available to existing IPB U.S. Clients
For full terms and conditions and further information, please view the Client Manual Consumer Accounts and the Marketplace Addendum International Personal U.S.: For Citigold® Private Client International Account Package, Citigold® International Account Package, Citi International Personal Account Package, click here. For Citi Global Executive Preferred Account Package and Citi Global Executive Account Package, click here
1. Must be registered on Citibank® Online to transfer online. To register, please refer to the step-by-step guide "How to Register for Online Banking Access and Paperless Delivery" for more details.
2. Citibank does not charge you a fee for using the Citi Alerting Service. However, your wireless carrier may charge you for receiving the text messages you receive from us related to this service.
3. The same rate may be assigned to more than one balance range. We may offer different rates for the Citibank® Savings Plus Account or Citi® Accelerate Savings Account depending on your account package and if that account package contains a linked checking account.
4. Interest paid according to the balance ranges maintained in the account. The same rate may be assigned to more than one balance range. We may offer different rates for the Citibank Savings Plus Account and Citi® Accelerate Savings Account depending on your account package. The balance in other linked accounts in the account package will not be used to determine the interest tier in the Citibank Savings Plus Account or the Citi® Accelerate Savings Account.
Banking products and services are offered through Citibank, N.A., Member FDIC.
Have questions?
International Personal Bank U.S. (IPB U.S.), is a business of Citigroup Inc. (Citigroup) which provides its clients access to a broad array of products and services available through Citigroup, its bank and non-bank affiliates worldwide (collectively, Citi). Through IPB U.S. prospects and clients have access to the Citigold® Private Client International, Citigold® International, Citi Global Executive Preferred, and Citi Global Executive Account Packages.
The products and services mentioned in this webpage are not offered to individuals resident in the European Union, European Economic Area, Switzerland, Guernsey, Jersey, Monaco, Isle of Man, San Marino and Vatican. Your eligibility for a particular product and service is subject to a final determination by us. This webpage is not, and should not be construed as, an offer, invitation or solicitation to buy or sell any of the products and services mentioned herein to such individuals.
Transactions may be executed outside of your country and without any participation from any Citigroup or Citibank subsidiary, branch or affiliate in your country. Some products may not be registered with the Financial Regulatory body of your country governing such financial products, nor may they be governed or protected by the laws and regulations of your country. Products and services offered by Citi and its affiliates are subject to the applicable local laws and regulations of the jurisdiction where they are booked and offered. Not all accounts, products, and services as well as pricing are available in all jurisdictions or to all customers. Your country of citizenship, domicile, or residence may have laws, rules, and regulations that govern or affect your application for and use of our accounts, products and services, including laws and regulations regarding taxes, exchange and/or capital controls.
Citi.com is the global source of information about and access to financial services provided by the Citigroup family of companies.
