Retail Store Credit Cards
Explore the benefits of shopping with one of Citi’s retail store credit cards.Compare our retail credit cards below to find one that best suits your needs.
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My Best Buy® Credit Cards
Incentives
Earn 10% back2 in rewards on your first day of purchases at Best Buy® or choose flexible financing when you are approved for the Card.
Plus, as a new Cardmember, you’ll receive limited-time welcome offers with discounts, bonus rewards and more.
Benefits & Rewards
Earn 5% back2 in rewards on Best Buy® purchases or choose flexible financing and enjoy low monthly payments.
Reward points are redeemable for Best Buy® reward certificates and gift cards2 to top merchants.
My Best Buy® Visa® Cardmembers also earn where Visa® is accepted:
APR
Purchase and Balance Transfer APR: variable % - %1
Annual Fee
My Best Buy® Visa® Platinum Card: No annual fee
My Best Buy® Credit Card: No annual fee
My Best Buy® Visa® Gold Card: $59
Macy’s Credit Cards
Incentives
Open a Macy's Card and get 30% off macys.com purchases today and tomorrow2. Discount in store varies. Save up to a total of $100 over the two days.
Subject to credit approval.
Benefits
Earn points on Macy’s purchases, even on top brands! 1,000 points = $10 Star Money to use on any Macy’s merchandise2
Shop during Star Money Bonus Days to earn rewards faster2
Exclusive Star Pass offers, just for cardholders2
Free shipping at $25+ for Silver Star Rewards Members. Gold and Platinum ship for free with no minimum2
Purchase APR
Purchase APR: variable % - %1
Annual Fee
BLOOMINGDALE’S CREDIT CARDS
Incentives
Get 20% off today and tomorrow2 up to a total savings of $250 over the first two days when you open a Bloomingdale's card. Subject to a credit approval.
Benefits
Earn more points per dollar on qualifying purchases when you shop at Bloomingdale’s2
- Loyalists2: 3 points per $1 spent
- Top of the List2:
4 points per $1 spent - Top of the List Unlocked2:
10 points per $1 spent
With the Bloomingdale’s American Express Card, shop outside Bloomingdale’s and earn the following on qualified purchases:
- Loyalists2: 3 points per $1 spent
- Top of the List2:
4 points per $1 spent - Top of the List Unlocked2:
4 points per $1 spent
5,000 Points = $25 Reward
Rewards can be used online or in store at Bloomingdale’s2
Purchase APR
Purchase APR: variable %1
Annual Fee
No Annual Fee1
The Home Depot® Consumer Credit Card
Incentives
Save up to $1002 on your qualifying purchase when you open a new credit card account with The Home Depot®.
Benefits
Get 6-month everyday financing1 on purchases of $299 or more.
You can also benefit from 24-Month Financing1 during Special Promotions throughout the year.
APR
Purchase APR: %1
Annual Fee
No Annual Fee1
TSC CREDIT CARDS
Incentives
Earn a $75 Reward2
with First Qualifying Tractor Supply Purchase of $75+ by 7/13/25
Valid 6/30/25 – 7/13/25. Limited Time offer.
Benefits
Shop at Tractor Supply and Earn 5% in Rewards2
or
choose Special Financing2 on purchases of $199 & up
Shop outside Tractor Supply with the TSC® Visa® Card and earn:
3% in Rewards2 at gas stations, grocery stores & on veterinary services
1% in Rewards2 on all other purchases
Purchase APR
Purchase APR: Variable % - %1
Annual Fee
DILLARD’S CREDIT CARDS
Incentives
Earn a 10% off Welcome Shopping Pass2
Open a Dillard's credit card account and earn a 10% off welcome shopping pass2 with your first statement when you make $100 in purchases with your Dillard’s credit card at Dillard’s on the day you're approved (max. $100 discount).
Benefits
Earn points2 When you shop at Dillard's
Earn 2 points2 at Dillard’s on purchases with your Dillard’s Credit Card.
Earn points2 on purchases at Dillard's and where Mastercard® is accepted
Earn 2 points2 at Dillard's, 2 points2 at gas stations and supermarkets and 1 point2 on all other purchases when you shop with a Dillard's Mastercard®.
Purchase APR
Purchase and Balance Transfer APR: variable % - %1
Annual Fee
Shell | Fuel Rewards® Mastercard®
Incentives
Save 30¢/gal2 up to 35 gallons2 on your first 5 Shell fuel purchases made by 2/28/26. New accounts only. Apply by 12/31/25.
Benefits
Get dual benefits from Fuel Rewards® Gold Status and Shell | Fuel Rewards® Credit Cards to save 10¢/gal2 up to 35 gallons2 every time you fill up. Savings are applied instantly at the pump at participating Shell locations.
Cardmembers also get 10% rebates2 on their first $1,200 of Shell non-fuel purchases (per year). Plus, where Mastercard® is accepted, get 2% rebates2 on your first $10,000 in dining and groceries purchases (per year) and 1% Shell rebates2 on other qualifying purchases.
See below for information on how to apply for the Shell | Fuel Rewards® Card.
APR
Purchase APR: variable % - %1
Annual Fee
Shell | Fuel Rewards® Card
Incentives
Save 30¢/gal2 up to 35 gallons2 on your first 5 Shell fuel purchases made by 2/28/26. New accounts only. Apply by 12/31/25.
Benefits
Get dual benefits from Fuel Rewards® Gold Status and Shell | Fuel Rewards® Credit Cards to save 10¢/gal2 up to 35 gallons2 every time you fill up. Savings are applied instantly at the pump at participating Shell locations.
Cardmembers also get 10% rebates2 on their first $1,200 of Shell non-fuel purchases (per year)
APR
Purchase APR: variable % - %1
Annual Fee
EXXON MOBIL SMART CARD+™ CREDIT CARD
Incentives
Save 10¢/ gal2
On regular, mid-grade and diesel fuels or save 12¢/gal2 on Synergy Supreme+™ Premium gasoline
Benefits
Get 5% back2
on drinks, snacks, car washes and more. Savings earned as a statement credit on the first $1,200 in non-fuel purchases per year.
Purchase APR
Purchase APR: % - %1
Annual Fee
WAYFAIR CREDIT CARDS
Benefits
Shop the Wayfair family of brands and earn 7% back2 in rewards
on qualifying items or flexible financing2 with 5% back2 in rewards on qualifying items
Earn rewards outside of Wayfair Family of Brands with the Wayfair Mastercard®
3% back2 in rewards at grocery stores
2% back2 in rewards on qualifying online purchases
1% back2 in rewards everywhere else
APR
Purchase and Balance Transfer APR: variable %1
Annual Fee
No Annual Fee1