MACY'S CREDIT CARDS

No annual fee1
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Apply today, Shop today

Get 20% off today and tomorrow2

up to a total of $100 over the two days when you open a Macy's card. Subject to credit approval.

Everyday Shopping at Macy's

Earn Pointswith a Macy's Card2

2 points per $1 spent for Silver members

3 points per $1 spent for Gold members

5 points per $1 spent for Platinum members

Shop with a Macy's American Express Card

Earn more points outside of Macy's2

3 points per $1 spent at restaurants including delivery.

2 points per $1 spent at gas stations and supermarkets.

1 point per $1 spent everywhere else.

New credit cards are opened at Silver status. Cardholders can access Gold status with $500 - $1,199 annual spend at Macy's with their Card and Platinum status with $1,200+ annual spend at Macy's with their Card.

1,000 points = $10 in Star Money. Use it on anything at Macy's except gift cards, services & fees.2

COMPARE CARDS

Macy's American Express® CardMacy's Credit Card

MACY'S CREDIT CARD BENEFITS


No Annual Fee1

It's Easy to Manage your Account Online

Check your balance and available credit, review your statement, make a payment and more. It’s easy to manage your account with our online portal.

Macy's App

Tap into rewards and more with the Macy's App.


Amex Offers2

Save with special offers on shopping, dining & more.

Entertainment

Get early access to premium tickets for concerts, theater, sports and more, all year round.

Travel Benefits

Unlock exclusive travel benefits with your card.

HOW THE MACY'S CREDIT CARD WORKS2

  1. Use your Macy's Card on purchases at Macy's stores, Macy's Backstage or macys.com.
  2. Earn points on eligible purchases.
  3. Points add up to Star Money that you can use to purchase merchandise at Macy's, Macy's Backstage, or macys.com.

MACY'S CREDIT CARD FAQs

MACY'S CREDIT CARDS

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MACY'S CREDIT CARD PRICING DETAILS

Macy's Card - As of August 1, 2023, APR % - % (rates may vary with the market based on the Prime Rate). Minimum Interest Charge: $. See Credit Card Agreement for details.

Macy's American Express Credit Card – As of August 1, 2023, APR % - % (rates may vary with the market based on the Prime Rate). Minimum Interest Charge: $. Cash Advance Fee: The greater of $ or % of the amount of each cash advance. Transaction Fee for Purchases in Foreign Currency: % of the U.S. Dollar amount of each purchase. See Credit Card Agreement for details.