No Annual Fee Credit Cards

Choose from a variety of select credit cards with no annual fee and discover which Citi credit card will best suit your lifestyle. Read MoreRead More

Enjoy great benefits including rewards, cash back and more without paying a credit card annual fee.



Compare and apply for a Citi credit card with no annual fee today.Read Less

Citi Rewards+ Card

Citi Rewards+ Card

Choose a no annual fee credit card that lets you earn ThankYou® Points toward great rewards with every purchase. ThankYou® Points can be redeemed for almost anything, including gift cards.

Earn bonus points after you spend $ in purchases with your card within the first months.

+ Show More

Purchase and Balance Transfer Rate:

% Intro APR on purchases and balance transfers for months; after that the variable APR will be % - %, based on your creditworthiness1


Balance transfer fee of either $ or % of the amount of each transfer, whichever is greater1

Annual Fee:

No Annual Fee1

- Show Less

Earn bonus points after you spend $ in purchases with your card within the first months.

Purchase and Balance Transfer Rate:

% Intro APR on purchases and balance transfers for months; after that the variable APR will be % - %, based on your creditworthiness1


Balance transfer fee of either $ or % of the amount of each transfer, whichever is greater1

Annual Fee:

No Annual Fee1

Citi® Double Cash Card

Citi® Double Cash Card

Choose a no annual fee credit card and earn 2% cash back on purchases, 1% when you buy and 1% as you pay, with the Citi® Double Cash Card.

Earn cash back TWICE. Earn 2% on purchases with 1% cash back when you buy, plus an additional 1% as you pay for those purchases.

+ Show More

Purchase Rate:

% – % variable APR, based on your creditworthiness1

Balance Transfer Rate:

% Intro APR on balance transfers for months; after that the variable APR will be % – %, based on your creditworthiness1


Balance transfer fee of either $ or % of the amount of each transfer, whichever is greater1

Annual Fee:

No Annual Fee1

- Show Less

Earn cash back TWICE. Earn 2% on purchases with 1% cash back when you buy, plus an additional 1% as you pay for those purchases.

Purchase Rate:

% – % variable APR, based on your creditworthiness1

Balance Transfer Rate:

% Intro APR on balance transfers for months; after that the variable APR will be % – %, based on your creditworthiness1


Balance transfer fee of either $ or % of the amount of each transfer, whichever is greater1

Annual Fee:

No Annual Fee1

Citi Simplicity® Card

Citi Simplicity® Card

Looking for a card with fewer fees? Take advantage of the Citi Simplicity® Card, a no annual fee credit card with no late fees – ever1.

The only credit card where 'no' is good: no late fees, no penalty rate and no annual fee – ever1.

+ Show More

Purchase Rate:

% Intro APR on purchases for months; after that the variable APR will be % – %, based on your creditworthiness1

Balance Transfer Rate:

% Intro APR on balance transfers for months; after that the variable APR will be % - %, based on your creditworthiness1


Balance transfer fee of either $ or % of the amount of each transfer, whichever is greater1

Annual Fee:

No Annual Fee1

- Show Less

The only credit card where 'no' is good: no late fees, no penalty rate and no annual fee – ever1.

Purchase Rate:

% Intro APR on purchases for months; after that the variable APR will be % – %, based on your creditworthiness1

Balance Transfer Rate:

% Intro APR on balance transfers for months; after that the variable APR will be % - %, based on your creditworthiness1


Balance transfer fee of either $ or % of the amount of each transfer, whichever is greater1

Annual Fee:

No Annual Fee1

Citi Rewards+ Student Card

Citi Rewards+ Student Card

With the Citi Rewards+ Student Card, a rewards credit card designed just for students, you can earn ThankYou® points on all purchases with no annual fee.

Earn bonus points after spending $ within the first months of account opening.

+ Show More

Purchase Rate:

% Intro APR on purchases for months; after that the variable APR will be % - %, based on your creditworthiness 1

Annual Fee:

No Annual Fee1

- Show Less

Earn bonus points after spending $ within the first months of account opening.

Purchase Rate:

% Intro APR on purchases for months; after that the variable APR will be % - %, based on your creditworthiness 1

Annual Fee:

No Annual Fee1

Expedia® Rewards Card from Citi

Expedia® Rewards Card from Citi

Choose the Expedia® Rewards Card from Citi. With no annual fee and great travel rewards, use the Expedia® Rewards Card to start planning your next adventure.

Earn Expedia Rewards bonus points after $ in purchases within months of account opening.

+ Show More

Purchase Rate:

% - % variable APR, based on your creditworthiness1

Annual Fee:

No Annual Fee1

- Show Less

Earn Expedia Rewards bonus points after $ in purchases within months of account opening.

Purchase Rate:

% - % variable APR, based on your creditworthiness1

Annual Fee:

No Annual Fee1

AT&T Access Card From Citi

AT&T Access Card From Citi

Get the most out of your purchases with the AT&T Access Card from Citi, a no annual fee credit card that lets you earn valuable ThankYou® points redeemable for almost anything.

Earn Bonus ThankYou® Points after making $ in purchases within months of account opening.

+ Show More

Purchase Rate:

% - % variable APR, based on your creditworthiness1

Annual Fee:

No Annual Fee1

- Show Less

Earn Bonus ThankYou® Points after making $ in purchases within months of account opening.

Purchase Rate:

% - % variable APR, based on your creditworthiness1

Annual Fee:

No Annual Fee1

Citi® Secured Mastercard®

Citi® Secured Mastercard®

Enjoy no annual fee and start building your credit history with the Citi® Secured Mastercard®.

Build, improve or help rebuild your credit history.

+ Show More

Purchase Rate:

% variable APR1

Annual Fee:

No Annual Fee 1

- Show Less

Build, improve or help rebuild your credit history.

Purchase Rate:

% variable APR1

Annual Fee:

No Annual Fee 1

Citi® Diamond Preferred® Card

Citi® Diamond Preferred® Card

Enjoy the Citi® Diamond Preferred® Card, a no annual fee credit card with valuable savings and protection benefits.

Transfer high-rate balances from your other cards to one of our longest-lasting intro APRs on balance transfers.

+ Show More

Purchase Rate:

% Intro APR on purchases for months. After that, the variable APR will be % - %, based on your creditworthiness.1

Balance Transfer Rate:

% Intro APR on balance transfers for months. After that, the variable APR will be % - %, based on your creditworthiness.1


Balance transfer fee of either $ or % of the amount of each transfer, whichever is greater.1

Annual Fee:

No Annual Fee1

- Show Less

Transfer high-rate balances from your other cards to one of our longest-lasting intro APRs on balance transfers.

Purchase Rate:

% Intro APR on purchases for months. After that, the variable APR will be % - %, based on your creditworthiness.1

Balance Transfer Rate:

% Intro APR on balance transfers for months. After that, the variable APR will be % - %, based on your creditworthiness.1


Balance transfer fee of either $ or % of the amount of each transfer, whichever is greater.1

Annual Fee:

No Annual Fee1