Active category 0% Intro APR Credit Cards

0% Intro APR Credit Cards

Citi offers a line of 0% Intro APR credit cards. Read More

Explore the features and benefits of each unique card and choose which one fits your lifestyle best.



Review and select one of Citi's 0% Intro APR credit cards for use on purchases or balance transfers.Read Less

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Transfer high-interest balances from your other cards to the Citi® Diamond Preferred® Card and take some time to enjoy a low-interest lifestyle.

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Purchase Rate:

% Intro APR for months. After that, the variable APR will be % - %, based on your creditworthiness.1

Balance Transfer Rate:

% Intro APR for months. After that, the variable APR will be % - %, based on your creditworthiness.1


Balance transfer fee of either $ or % of the amount of each transfer, whichever is greater.1

Annual Fee:

No Annual Fee1

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Earn $ cash back after you spend $ on purchases in the first  months of account opening. Plus enjoy our low intro APR for months.1

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Purchase and Balance Transfer Rate:

% Intro APR on purchases and balance transfers for months; after that the variable APR will be % - %, based on your creditworthiness1.


Balance transfer fee of either $ or % of the amount of each transfer, whichever is greater1

Annual Fee:

No Annual Fee1

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The only credit card where 'no' is good: no late fees, no penalty rate and no annual fee – ever1.

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Purchase Rate:

% Intro APR for months. After that, the variable APR will be % – %, based on your creditworthiness.1

Balance Transfer Rate:

% Intro APR for months. After that, the variable APR will be % - %, based on your creditworthiness.1


Balance transfer fee of either $ or % of the amount of each transfer, whichever is greater1

Annual Fee:

No Annual Fee1

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Earn bonus points after you spend $ in purchases with your card within the first months.

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Purchase and Balance Transfer Rate:

% Intro APR on purchases and balance transfers for months; after that the variable APR will be % - %, based on your creditworthiness1

There is an intro balance transfer fee of % of each transfer (minimum $) completed within the first 4 months of account opening. After that, your fee will be 5% of each transfer (minimum $).1

Annual Fee:

No Annual Fee1

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