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Please be advised that future verbal and written communications from the bank may be in English only. These communications may include, but are not limited to, account agreements, statements and disclosures, changes in terms or fees; or any servicing of your account. Additionally, some sections of this site may remain in English.

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  • Notificación importante

    Por favor, tenga en cuenta que es posible que las comunicaciones futuras del banco, ya sean verbales o escritas, sean únicamente en inglés. Estas comunicaciones podrían incluir, entre otras, contratos de cuentas, estados de cuenta y divulgaciones, así como cambios en términos o cargos o cualquier tipo de servicio para su cuenta. Además, es posible que algunas secciones de este website permanezcan en inglés.

    Please be advised that future verbal and written communications from the bank may be in English only. These communications may include, but are not limited to, account agreements, statements and disclosures, changes in terms or fees; or any servicing of your account. Additionally, some sections of this site may remain in English.

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CITI® DIAMOND PREFERRED® CARD

No Annual Fee1

Transfer high rate balances and save on interest

Get a response in under a minute
1Important Pricing & Information +

Low Intro APR On Purchases For Months

% Intro APR for months on purchases from date of account opening; after that, the variable APR will be % - %, based on your creditworthiness.1

Low Intro APR On Balance Transfers For Months

% Intro APR for months on balance transfers from date of account opening; after that, the variable APR will be % - %, based on your creditworthiness.1 Balance transfers must be completed within 4 months of account opening.

And more…

No annual fee1

$0 liability on unauthorized charges

Free Access to Your Fico® Score

Mastercard® ID Theft Protection™ available for no additional charge

If you transfer a balance with this offer, interest will be charged on new purchases and unpaid introductory balances after your %1 introductory APR on purchases has expired, unless you pay the entire balance (including any transferred balance) in full each month by the due date. Balance Transfer Fee: Either $ or % of the amount of each credit card balance transfer, whichever is greater.1

This offer is available if you apply through the method(s) provided in this ad today. Offers may vary and this offer may not be available in other places where the card is offered.

CITI® DIAMOND PREFERRED® CARD BENEFITS

24/7 Customer Service

Our customer service representatives are available to assist you 24 hours a day, 7 days a week.

Automatic Account Alerts

Alerts keep you informed and stress-free. Once you've set up alerts, we'll remind you about your balance levels, payments due, or when you go over your credit limit, by email or directly on your mobile phone.

Choose your Payment Due Date

Choose to pay your bill on any available due date in the beginning, middle or end of the month. Enjoy the flexibility of paying your full balance or just the minimum payment due each month.

Digital Wallets

Digital Wallets let you shop with confidence in millions of places online, within apps and in stores. With digital wallets you can speed through checkout and continue to enjoy all the great benefits that come with your card. Learn how to get started and how digital wallets can help protect your card information at citi.com/digitalservices.

Tap Your Card with Contactless Pay

Shop safely with a contactless-chip enabled card. Just tap your card on the payment reader and go in seconds.

Help Keep Your Identity Safe

The ID Theft Protection program offered by Mastercard® helps eliminate the worry of identity theft by monitoring the information you choose to protect and alerting you if suspicious activity is found. It takes just a few minutes to enroll for free, and as soon as you do, your monitoring begins. Visit mastercardidps.idprotectiononline.com to learn more.

$0 Liability on Unauthorized Charges

You're completely protected against unauthorized charges on your account. At Citi, you will not be responsible for a charge that you did not authorize, online or otherwise. For additional information on this, please visit cardbenefits.citi.com for details.

Citi Entertainment®

Citi Entertainment takes the once out of once in a lifetime. Get special access to purchase tickets to thousands of events, including presale tickets and exclusive experiences for the year's most anticipated concerts, sporting events, dining experiences and more.

CITI® DIAMOND PREFERRED CARD® FAQs

Expand All

A Citi® Diamond Preferred® card comes with all the benefits of a Citi credit card including a payment due date of your choice, 24/7 customer service and $0 liability for unauthorized charges.

It’s recommended to have a credit score in the good to the excellent range to apply for the Citi® Diamond Preferred® balance transfer credit card.

There is no annual fee with the Citi® Diamond Preferred® card.

Whether or not a balance transfer with the Citi Diamond Preferred® Card will help you save on interest may depend on your ability to pay down your debt during the introductory period. Paying down as much as possible will help you get the most value out of your low APR credit card.

Will a balance transfer impact my credit score?

A balance transfer to the Citi® Diamond Preferred® Card can benefit your credit score if you pay down your debt, lowering your overall debt utilization ratio.

Does Citi® Diamond Preferred® card earn rewards?

The Citi® Diamond Preferred® card does not earn rewards.

Does Citi have other credit cards with low intro APR offers for balance transfers?

Yes, Citi offers multiple credit cards with low intro APR benefits for balance transfers. You can compare Citi’s balance transfer credit cards

Apply by Phone:  1-800-505-1675

TTY: Use 711 or other Relay Service

EXPLORE OTHER CITI CREDIT CARDS

All Credit CardsAll Credit Cards
Rewards CardsRewards Cards
Travel CardsTravel Cards
0% Intro APR Cards0% Intro APR Cards
Balance Transfer CardsBalance Transfer Cards
Cash Back CardsCash Back Cards
Business CardsBusiness Cards

*CITI® DIAMOND PREFERRED® CARD PRICING DETAILS

Introductory rate of % for months from date of account opening on purchases and for months from date of account opening of balance transfers completed within 4 months of account opening. After that, the standard purchase APR will be applied to unpaid introductory balances, new purchases and new balance transfers. The standard variable APR for purchases is % to %, based on your creditworthiness. Please note that these rates will vary with the Prime Rate. The standard variable APR for Citi Flex Plan is % to %, based on your creditworthiness. Standard variable cash advance APR – %. Variable Penalty APR up to 29.99% and applies if you pay late or your payment is returned. Minimum interest charge – $. Annual Fee – None. Fee for foreign purchases – % of the U.S. dollar amount of each purchase. Cash advance fee – either $ or % of the amount of each cash advance, whichever is greater. Balance transfer fee – either $ or % of the amount of each transfer, whichever is greater. New cardmembers only. Subject to credit approval. Additional limitations, terms and conditions apply. You will be given further information when you apply.

Certain terms and conditions apply. Coverage details will be provided upon card membership or you can visit www.cardbenefits.citi.com.

1Important Pricing & Information +2Additional Information
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J.D. Power 2019 Mobile App Certification Program℠Service Mark recognition is based on successful completion of an audit and exceeding a customer experience benchmark through a survey of recent servicing interactions. For more information, visit

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Citi is not responsible for the products, services or facilities provided and/or owned by other companies.

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You are leaving a Citi Website and going to a third party site. That site may have a privacy policy different from Citi and may provide less security than this Citi site. Citi and its affiliates are not responsible for the products, services, and content on the third party website. Do you want to go to the third party site?

Citi is not responsible for the products, services or facilities provided and/or owned by other companies.

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Important Information

You are leaving a Citi Website and going to a third party site. That site may have a privacy policy different from Citi and may provide less security than this Citi site. Citi and its affiliates are not responsible for the products, services, and content on the third party website. Do you want to go to the third party site?

Citi is not responsible for the products, services or facilities provided and/or owned by other companies.

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Citibank.com provides information about and access to accounts and financial services provided by Citibank, N.A. and its affiliates in the United States and its territories. It does not, and should not be construed as, an offer, invitation or solicitation of services to individuals outside of the United States.

Terms, conditions and fees for accounts, products, programs and services are subject to change. Not all accounts, products, and services as well as pricing described here are available in all jurisdictions or to all customers. Your eligibility for a particular product and service is subject to a final determination by Citibank. Your country of citizenship, domicile, or residence, if other than the United States, may have laws, rules, and regulations that govern or affect your application for and use of our accounts, products and services, including laws and regulations regarding taxes, exchange and/or capital controls that you are responsible for following.

The products, account packages, promotional offers and services described in this website may not apply to customers of International Personal Bank U.S. in the Citigold® Private Client International, Citigold® International, Citi International Personal, Citi Global Executive Preferred, and Citi Global Executive Account Packages.

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