Skip to Content
Citi
ATM / BRANCH
Important Information

Por favor, tenga en cuenta que es posible que las comunicaciones futuras del banco, ya sean verbales o escritas, sean únicamente en inglés. Estas comunicaciones podrían incluir, entre otras, contratos de cuentas, estados de cuenta y divulgaciones, así como cambios en términos o cargos o cualquier tipo de servicio para su cuenta. Además, es posible que algunas secciones de este website permanezcan en inglés.

Please be advised that future verbal and written communications from the bank may be in English only. These communications may include, but are not limited to, account agreements, statements and disclosures, changes in terms or fees; or any servicing of your account. Additionally, some sections of this site may remain in English.

Continuar
  • Credit Cards
    • View All Credit Cards
    • Balance Transfer Credit Cards
    • 0% Intro APR Credit Cards
    • Rewards Credit Cards
    • Cash Back Credit Cards
    • Travel Credit Cards
    • Retail Store Cards
    • Small Business Credit Cards
    Quick Links
    • Citi® Credit Knowledge Center
    • Respond to Mail Offer
  • Banking
    • Checking
    • Savings
    • Banking Overview
    • Certificates of Deposit
    • Banking IRAs
    • Rates
    • Small Business Banking
    Quick Links
    • Savings Made Simple
    • Citi® Bonus Offers
  • Lending
    • Personal Loans
    • Overdraft Line of Credit
    • Home Lending
    • Buy a Home
    • Refinance Your Home
    • Use Your Home Equity
    • Small Business Lending
    Quick Links
    • Mortgage Calculators
    • Home Equity Calculators
    • Mortgage Learning Center
    • Personal Loans Center
  • Investing
    • Investing Overview
    • Self-Directed Investing
    • Guided Investing
    • Working with an Advisor
    Quick Links
    • Planning Tools
    • Market Insights
    • Investments & Insurance
  • Wealth Management
    • Citigold
    • Citigold® Private Client
    • Citi Priority
    Quick Links
    • Find a Wealth Team
    • Planning Tools
  • ATMBranchATM / BRANCH
  • Notificación importante

    Por favor, tenga en cuenta que es posible que las comunicaciones futuras del banco, ya sean verbales o escritas, sean únicamente en inglés. Estas comunicaciones podrían incluir, entre otras, contratos de cuentas, estados de cuenta y divulgaciones, así como cambios en términos o cargos o cualquier tipo de servicio para su cuenta. Además, es posible que algunas secciones de este website permanezcan en inglés.

    Please be advised that future verbal and written communications from the bank may be in English only. These communications may include, but are not limited to, account agreements, statements and disclosures, changes in terms or fees; or any servicing of your account. Additionally, some sections of this site may remain in English.

    Continuar
  • Open an Account
  • Sign On

Products & pricing based on your home address

The products and pricing we offer may vary between locations. By using the ZIP code of your home/residential (not mailing) address, we can make sure the information you see is accurate. If the ZIP code below is incorrect, please click Change and enter the correct home ZIP code.

Your Home Zip Code: [zipcode]

The products and pricing we offer may vary between locations. Please enter your home zip code.

Error
Something Went Wrong

Due to a technical error, we are unable to process your application at this time. Please try again or call us at 1-800-374-9500 (TTY: 711).

IRA Rates

Check today’s rates on savings accounts, CDs, IRAs, personal loan and line of credit and mortgage.

Select type of rate
Already a customer? To apply with a pre-filled application,  sign on

Variable Rate Products

Apply Now

To open a new Banking IRA with Citibank, just download and mail in the application, visit a branch or call us at 1-800-695-5911 (TTY: 711).

Already Applied?

View your statement

If you’ve already opened your Citibank IRA and linked it to your Citi checking or savings account, you can easily check the rate by viewing your statement.

Contact Us

1-800-695-5911 (TTY: 711)

Mon-Fri: 8:00 AM to 11:00 PM ET and Sat: 9 AM to 5:30 PM ET

Deposit accounts are provided by Citibank, N.A. Member FDIC. Only bank deposit products are FDIC insured.

  1. Rates on these accounts may change after your account is opened. Fees could reduce earnings.
  2. Rates are determined by the term and, in some instances, the amount deposited into the CD and are fixed for the term of the CD. The Annual Percentage Yield assumes interest remains on deposit until maturity. A fee may be imposed for early withdrawal. A withdrawal will reduce earnings. Product and rate information is accurate as of the date issued and is subject to change at any time.

    Additional account information is contained in the IRA/Keogh/Coverdell Plan Documents, including information about fees, balance computation methods, compounding and crediting of interest, transactional limitations, and contractual terms and conditions.

    All accounts opened on a weekend, or for Certificates of Deposit (CDs) maturing on a weekend, will receive an Interest rate & APY that is effective the next business day.

  3. Principal balance ranges for interest rate calculations are as follows; account balance may not be a factor for all CD terms. Citi may assign the same interest rate to more than one balance range:
    $0 – $9,999.99
    $10,000 – $24,999.99
    $25,000 – $49,999.99
    $50,000 – $99,999.99
    $100,000 – $499,999.99
    $500,000 – $999,999.99
    $1,000,000+

Important Information

You are leaving a Citi Website and going to a third party site. That site may have a privacy policy different from Citi and may provide less security than this Citi site. Citi and its affiliates are not responsible for the products, services, and content on the third party website. Do you want to go to the third party site?
Citi is not responsible for the products, services or facilities provided and/or owned by other companies.
Opens in new window