SHOP YOUR WAY MASTERCARD®

No annual fee1
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Up to $225in Statement Credits2

Earn a $75 statement credit for every $500 spent, up to $225, on eligible purchases in the first 90 days after you are approved for a new Shop Your Way Mastercard®. Valid for new accounts opened 8/1/23 - 2/29/24.

5%3% in Points2

5% in points on eligible purchases at gas stations2

3% in points on eligible purchases at grocery stores & restaurants2

On the first $10,000 of combined gas, grocery and restaurant purchases per calendar year, then 1% thereafter.

2%1% in Points2

2% in points on eligible purchases at Shop Your Way Merchants2

1% in points on all other eligible purchases2

REWARDS AND PROGRAM DETAILS

Earn up to $225 in statement credits2Earn a $75 statement credit for every $500 spent, up to $225, on eligible purchases in the first 90 days after you are approved for a new Shop Your Way Mastercard®. Valid for new accounts opened 8/1/23-2/29/24.

5% in Points2 on eligible purchases at gas stations

3% in Points2 on eligible purchases at grocery stores & restaurantsOn the first $10,000 of combined gas, grocery and restaurant purchases per calendar year, then 1% thereafter

2% in Points2 on eligible purchases at Shop Your Way Merchants

1% in Points2 on all other eligible purchases

No annual fee1

$0 liability on unauthorized charges

Price protection2

Extended warranty®2

Identity theft protection2

Access exclusive deals and an array of options to redeem Shop Your Way® Loyalty Program.

SHOP YOUR WAY MASTERCARD® PROGRAM


No Annual Fee1

Tap Your Card with Contactless Payment

Shop safely with a contactless-chip enabled card. Just tap & go on the payment reader and go in seconds.

Everything’s simple with Account Online.

Check your balance and available credit, review your statement, make a payment and more. It’s easy to manage your account with our Account Online portal.


$0 liability on unauthorized charges

Price protection2

Extended warranty®2

Identity theft protection2


Automatic enrollment in Shop Your Way program

Shop Your Way makes it easy to earn points on everyday purchases and redeem them on popular brands. Access Shop Your Way points with the Shop Your Way MAX mobile app.

Easy to earn Shop Your Way Points

From gas and groceries to your morning coffee, use your Shop Your Way Mastercard® on all eligible purchases to build points fast.

As a Shop Your Way Loyalty Member, you can redeem points for what you want.

Shop Your Way Gift Cards powered by Raise® lets you redeem your eligible Shop Your Way Points for your choice of hundreds of gift cards.2 Or, redeem points for selected services and items sold by Shop Your Way Merchants in stores or online.

HOW THE SHOP YOUR WAY MASTERCARD® WORKS

  •  Use the Shop Your Way Mastercard® for eligible purchases wherever Mastercard® credit cards are accepted.
  •  Earn 5% back in points on eligible purchases at gas stations, and 3% back in points on eligible purchases at restaurants and grocery stores, on the first $10,000 of combined gas, grocery and restaurant purchases per calendar year, then 1% thereafter. Plus, earn 2% in points on eligible purchases at Shop Your Way Merchants, and 1% in points on all other eligible purchases.2
  •  As a Shop Your Way Loyalty Member, you can redeem points for the item of your choice. Shop Your Way Gift Cards powered by Raise® lets you redeem your eligible Shop Your Way Points for your choice of hundreds of gift cards.2 Or, redeem points for selected services and items sold by Shop Your Way Merchants in stores or online.

SHOP YOUR WAY MASTERCARD® FAQs

SHOP YOUR WAY MASTERCARD®

Apply Now

SHOP YOUR WAY MASTERCARD® PRICING DETAILS

As of 08/01/23, the APR for purchases and balance transfers is 30.49% and the APR for cash advances is 29.99% These APRs will vary with the market based on the Prime Rate. The Minimum Interest Charge is $2. The cash advance fee is 5% of each transaction, minimum $5; the balance transfer fee is 5% of each transaction, minimum $10 and the transaction fee for foreign purchases is 3% of each purchase transaction in U.S. dollars. See card agreement for details. New cardmembers only. Subject to credit approval. Additional limitations, terms and conditions apply. You will be given further information when you apply.