Active category Retails Cards Credit Cards

Retail Store Credit Cards

Explore the benefits of shopping with one of Citi’s retail store credit cards.Compare our retail credit cards below to find one that best suits your needs.

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My Best Buy® Credit Cards

Incentives

Get 10% back2 in rewards on your first day of purchases at Best Buy® or choose flexible financing when you are approved for the Card.

Plus, with the My Best Buy® Visa® Card, earn up to 3% back in rewards when shopping where Visa® is accepted.

Benefits

Earn 5% back2 in rewards on Best Buy® purchases or choose flexible financing and enjoy low monthly payments.

Plus, with the My Best Buy® Visa® Card, earn up to 3% back in rewards when shopping where Visa® is accepted.

APR

Purchase and Balance Transfer APR: variable % - %1

Annual Fee

$ to , based on creditworthiness.1

Macy’s Credit Cards

Incentives

Get 20% off today and tomorrow1

up to a total of $100 when you open a Macy’s card. Subject to a credit approval.

Benefits

Earn points on Macy’s purchases, even on top brands! 1,000 points = $10 Star Money to use on any Macy’s merchandise2

Shop during Star Money Bonus Days to earn rewards faster2

Exclusive Star Pass offers, just for cardholders2

Free shipping at $25+ for Silver Star Rewards Members. Gold and Platinum ship for free with no minimum2

Purchase APR

Purchase APR: variable % - %1

Annual Fee

1

The Home Depot® Consumer Credit Card

Incentives

Save up to $1002 on your qualifying purchase when you open a new credit card account with The Home Depot®.

Benefits

Get 6-month everyday financing1 on purchases of $299 or more.

You can also benefit from 24-Month Financing1 during Special Promotions throughout the year.

APR

Purchase APR: %1

Annual Fee

No Annual Fee1

Shop Your Way Mastercard®

Incentives

Earn up to $75 in statement credits for every $500 spent, up to $225, on eligible purchases in the first 90 days after you are approved for a new Shop Your Way Mastercard®. Valid for new accounts opened 10/1/24 — 3/31/25.2

Benefits

5% in points on eligible purchases at gas stations, 3% in points on eligible purchases at grocery stores & restaurants on the first $10,000 of combined gas, grocery store, and restaurant purchases per calendar year2 then 1% thereafter.

Earn 2% in points on eligible purchases at Shop Your Way. Earn 1 % in points on all other eligible purchases.2

Cardmembers get access to exclusive deals and may choose from a wide array of redemption options in the Shop Your Way Loyalty Program.

APR

Purchase and Balance Transfer APR: variable % - %1

Annual Fee

No Annual Fee1

Shell | Fuel Rewards® Mastercard®

Incentives

Save 30¢/gal2 up to 35 gallons2 on your first 5 Shell fuel purchases made by 4/30/25. New accounts only. Apply by 12/31/24.

Benefits

Get dual benefits from Fuel Rewards® Gold Status and Shell | Fuel Rewards® Credit Cards to save 10¢/gal2 up to 35 gallons2 every time you fill up. Savings are applied instantly at the pump at participating Shell locations.

Cardmembers also get 10% rebates2 on their first $1,200 of Shell non-fuel purchases (per year). Plus, where Mastercard® is accepted, get 2% rebates2 on your first $10,000 in dining and groceries purchases (per year) and 1% Shell rebates2 on other qualifying purchases.

See below for information on how to apply for the Shell | Fuel Rewards® Card.

APR

Purchase APR: variable % - %1

Annual Fee

1

Shell | Fuel Rewards® Card

Incentives

Save 30¢/gal2 up to 35 gallons2 on your first 5 Shell fuel purchases made by 4/30/25. New accounts only. Apply by 12/31/24.

Benefits

Get dual benefits from Fuel Rewards® Gold Status and Shell | Fuel Rewards® Credit Cards to save 10¢/gal2 up to 35 gallons2 every time you fill up. Savings are applied instantly at the pump at participating Shell locations.

Cardmembers also get 10% rebates2 on their first $1,200 of Shell non-fuel purchases (per year)

APR

Purchase APR: variable % - %1

Annual Fee

1