Active category No Annual Fee Credit Cards

No Annual Fee Credit Cards

Offers available if you apply here today. Offers may vary and these offers may not be available in other places where the cards are offered.


Compare and apply for a Citi credit card with no annual fee today.

Browse Our Card Categories

Citi Rewards+® Credit Card

Low intro APRon purchases & balance transfers

% Intro APR for months on purchases and balance transfers; after that, the variable APR will be % %, based on your creditworthiness.1

Balance Transfer Fee: Intro fee of % of each transfer ($ minimum) completed within the first 4 months of account opening; after that, % of each transfer ($ minimum).1

Bonus Points

Earn bonus points after spending $ within the first months of account opening, redeemable for $ in gift cards or travel rewards at thankyou.com.2

No annual fee1

And more…

Earn 2 ThankYou® Points per $1 spent at supermarkets and gas stations for the first $6,000 spent per year. Earn 1 ThankYou® Point per $1 spent on all other purchases. Round up to the nearest 10 points on every purchase.2

+

Earn 5 total ThankYou® Points per $1 spent on hotel and car rentals booked on the Citi TravelSM portal through June 30, 2024.

Citi® Diamond Preferred® Credit Card

Low intro APRon balance transfers for months

% Intro APR for months on balance transfers from date of first transfer; after that, the variable APR will be % % based on your creditworthiness.1

Balance transfer fee of either $ or % of the amount of each transfer, whichever is greater.1

Low intro APRon purchases for months

% Intro APR for months on purchases from date of account opening; after that, the variable APR will be % % based on your creditworthiness.1

No annual fee1

And more…
  • Free Access to Your Fico® Score
  • Mastercard® ID Theft ProtectionTM available for no additional charge
  • $0 liability on unauthorized charges

Citi Custom Cash® Card

Low intro APRon purchases & balance transfers

% Intro APR for months on purchases and balance transfers; after that, the variable APR will be % %, based on your creditworthiness.1

Balance transfer fee of either $ or % of the amount of each credit card balance transfer, whichever is greater.1

Balance Transfers must be completed within 4 months of account opening.

% or 1%Cash Back

Earn % cash back on your top eligible spend category each billing cycle up to $500 spent.2

Earn 1% cash back thereafter on all other purchases.2

+

Earn $ cash back after you spend $ on purchases in the first months of account opening.2

No annual fee1

And more…
  • $0 liability on unauthorized charges

Citi Double Cash® Card

Low intro APRon balance transfers for months

% Intro APR for months on balance transfers; after that, the variable APR will be % % based on your creditworthiness.1

2%Cash Back

Unlimited 1% cash back when you buy, plus an additional 1% as you pay, on every purchase.

+

Earn $ cash back after you spend $ on purchases in the first months of account opening.2

No annual fee1

And more…
  • For a limited time, earn % total cash back on hotel, car rental and attractions when booked on the Citi TravelSM portal through 12/31/24. This is % cash back on top of the 1% when you buy and the 1% as you pay.2
  • Mastercard® ID Theft ProtectionTM available for no additional charge
  • $0 liability on unauthorized charges

AT&T Points Plus® Card From Citi

$ Statement Credit

Earn a $ statement credit after you spend $ on purchases in the first months of account opening.2

Plus

Earn up to $240 back toward your qualifying AT&T wireless bills every year after qualifying activities.2

3 times or 2 times or 1 times Points

Earn 3 ThankYou® Points for every $1 spent at gas stations.2

Earn 2 ThankYou® Points for every $1 spent at grocery stores, including grocery delivery services.2

Earn 1 ThankYou® Point for every $1 spent on all other purchases.2

No Annual Fee1

And more…
  • $0 liability on unauthorized charges
  • No limit on points you can earn and points don’t expire

American Airlines AAdvantage® MileUp® Card

Bonus Miles

Earn American Airlines AAdvantage® bonus miles after $ in purchases within the first months of account opening.

2 times or 1 times Miles

Earn 2 AAdvantage® miles for each $1 spent at grocery stores, including grocery delivery services, and eligible American Airlines purchases.2

Earn 1 AAdvantage® mile for every $1 spent on all other purchases.2

No annual fee1

And more…
  • No limit on miles you can earn
  • Earn 1 Loyalty Point for every 1 eligible mile earned from purchases2
  • 25% savings when you use your card on American Airlines inflight food and beverage purchases
  • Add Authorized Users and earn miles on their purchases

Costco Anywhere Visa® Card by Citi

4% or 3% Cash Back

Earn 4% on eligible gas and EV charging with the Costco Anywhere Visa® card for the first $7,000 per year and then 1% thereafter.

Unlimited 3% on restaurants and eligible travel, including Costco Travel.

2% or 1% Cash Back

Unlimited 2% on all other purchases from Costco and Costco.com.

Unlimited 1% on all other purchases.

No Annual Fee1with your active/paid Costco membership.

And more…
  • No foreign transaction fees1
  • Use the Costco Anywhere Visa card as your Costco membership ID

Citi Simplicity® Credit Card

Low intro APRon balance transfers for months

% Intro APR for months on balance transfers from date of first transfer; after that, the variable APR will be % %, based on your creditworthiness.1

Intro balance transfer fee of $ or % of the amount of the transfer, whichever is greater for transfers completed within 4 months of account opening. After that, % of each transfer (minimum $).1

Low intro APRon purchases for months

% Intro APR for months on purchases from date of account opening; after that, the variable APR will be % %, based on your creditworthiness.1

No annual fee1

And more…
  • No Late Fees1
  • No Penalty Rate1
  • $0 liability on unauthorized charges