Citi® Diamond Preferred® Credit Card
Save big on interest
Get our longest-lasting intro rate on balance transfers.
This offer may not be available if you leave this page. Offers may vary and this offer may not be available in other places where the card is offered.
Purchases
Get a % Intro APR for months on purchases from date of account opening; after that, the variable APR will be %- % based on your creditworthiness.1
If you transfer a balance with this offer, interest will be charged on new purchases and unpaid introductory balances after your 0% introductory APR on purchases has expired, unless you pay the entire balance (including any transferred balance) in full each month by the due date.
Intro APR on balance transfers1
% for months
from date of account opening
Intro APR on purchases1
% for months
from date of account opening
Variable APR after each intro rate expires1
% - %
on purchases and balance transfers based on your creditworthiness
Intro balance transfer fee1
% ($ minimum)
of each transfer, completed within first months of account opening
Balance transfer fee after intro rate expires1
% ($ minimum)
of each transfer
Citi® Flex Pay
Free access to your FICO® Score
Mastercard® ID Theft Protection
Citi® Quick Lock
Misplaced your card? Use Citi® Quick Lock in the Citi Mobile® App or at citi.com to instantly block new charges while allowing recurring transactions to continue without disruption.
Choose your payment due date
Choose to pay your bill on any available due date in the beginning, middle or end of the month. Enjoy the flexibility of paying your full balance or just the minimum payment due each month.
Citi® Quick Lock
Misplaced your card? Use Citi® Quick Lock in the Citi Mobile® App or at citi.com to instantly block new charges while allowing recurring transactions to continue without disruption.
24-hour fraud protection
Citi will alert you if we see unusual activity on your account.
Mastercard® ID Theft Protection
The ID Theft Protection program offered by Mastercard® helps eliminate the worry of identity theft by monitoring the information you choose to protect and alerting you if suspicious activity is found. It takes just a few minutes to enroll for free, and as soon as you do, your monitoring begins. Visit mastercardidps.idprotectiononline.com to learn more.
Chip-based card technology
Chip card technology keeps the same card number but provides you with security and global acceptance.
Automatic account alerts
Stay updated on balance, payments or credit limits via email or text.
Choose your payment due date
Choose to pay your bill on any available due date in the beginning, middle or end of the month. Enjoy the flexibility of paying your full balance or just the minimum payment due each month.
Add Authorized Users
Add an Authorized User to your account at no additional cost.
24/7 customer service
To save time and manage your account from anywhere, download the Citi Mobile® App. You can handle most of your banking needs right from your phone, 24/7.
Paperless statements and e-communications
Reduce clutter and get your statements and most legal notices online instead of in the mail.
Access FICO® Score
Free access to your FICO® Score online to review your credit history.
Citi Mobile® App
Manage your money when you want, where you want and the way you want. It's how Citi digital services help you get the most out of your time.
Digital Wallets
Digital Wallets let you shop with confidence in millions of places online, within apps and in stores. With digital wallets you can speed through checkout and continue to enjoy all the great benefits that come with your card. Learn how to get started and how digital wallets can help protect your card information at citi.com/digitalservices.
Contactless pay
Shop safely with a contactless, chip-enabled card. Just tap your card on the payment reader and go in seconds.
Citi® Flex Pay
Pay over time with a fixed monthly payment. Available on eligible purchases of $75 or more using an eligible Citi® credit card.2
Citi Entertainment®
Citi Entertainment® is an entertainment access program available to eligible Citi® credit card and Citibank® Debit Card customers. Citi cardmembers get special access to purchase tickets to thousands of events, including presale tickets and exclusive experiences to the year's most anticipated concerts, sporting events, arts and culture experiences.
Citi Travel®
With Citi Travel®, you can book flights, hotels, car rentals and attractions using your eligible Citi card. Citi Travel offers access to over 1.4 million hotels and resorts available worldwide.
FAQs
The Citi® Diamond Preferred® Credit Card comes with all the benefits of a Citi credit card, including a payment due date of your choice, 24/7 customer service and $0 liability for unauthorized charges.
Approval for the Citi® Diamond Preferred® Credit Card depends on several factors, not just credit score. However, it's generally recommended to have a credit score in the good to the excellent range to apply for the Citi® Diamond Preferred® Credit Card.
There is no annual fee1 with the Citi® Diamond Preferred® Credit Card.
Yes, Citi offers multiple credit cards with low intro APR benefits for balance transfers. You can compare Citi’s balance transfer credit cards and choose the one that best fits your needs.
The Citi® Diamond Preferred® Credit Card typically charges a fee for balance transfers. The exact fee, including if the card has an intro balance transfer fee promotion, is disclosed during the application process and in your card agreement.
We will begin processing Balance Transfer requests 14 days after the account is opened. You can modify or cancel your request any time during this 14-day period. After the 14-day period, Balance Transfers can take up to 10 days to process.
Yes. Cardmembers can manage their account, track balances, schedule payments and set alerts through citi.com or the Citi Mobile® App.
Citi® Diamond Preferred® Credit Card
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1Citi® Diamond Preferred® Credit Card Pricing Details
Introductory rate of % for months from date of account opening on purchases and for months from date of account opening for balance transfers completed within months of account opening. After each promotional period ends, a variable APR of % - %, based on your creditworthiness, applies to unpaid promotional balances, new purchases and new balance transfers. For Citi Flex Plans subject to an APR, the variable APR is % - %, based on creditworthiness. For Citi Flex Pay Plans subject to a Plan Fee, a monthly fee of up to % will apply, based on the Citi Flex Plan duration, the APR that would otherwise apply to the Transaction, and other factors. The variable cash advance APR — %. Variable Penalty APR up to % and applies if you pay late or your payment is returned. Minimum interest charge — $. Annual Fee — . Fee for foreign purchases — % of the U.S. dollar amount of each purchase. Cash advance fee — either $ or % of the amount of each cash advance, whichever is greater. Balance transfer Fee — intro fee of % of each transfer ($ minimum) completed within the first months of account opening. After that, % of each transfer ($ minimum).
New cardmembers only. Subject to credit approval. Additional limitations, terms and conditions apply. You will be given further information when you apply.