We address Citi and its clients’ most critical issues across the ICG and CGW. Providing unique processes and perspectives, our in-house entrepreneurs partner with internal product teams to methodically build confidence in a new project’s chance of success.
We take a different approach to validating concepts – instead of asking customers what they will do with a product or service, we launch experiences in-market and rigorously measure how they actually behave
• Opportunity identification
• Product conceptualization
• Market validation through demand testing
• Rapid prototyping
• Clear, confident product decision making
• Actionable content and POVs
• Client/business unit co-creation
• New revenue propositions
A digital lending platform that helps small and medium-sized businesses—particularly Minority Depository Institutions—connect with regional, local, and community banks for loans up to $10 million. D10X worked with the Citi Commercial Bank to develop and launch the platform, which is currently available to businesses in the Southeast and Rockies regions of the U.S.
A fully automated solution that allows wealth management firms to deliver a securities lending program to their customers—giving their customers the opportunity to earn additional revenue on their stocks, bonds, and ETFs without requiring the firms to develop internal programs from scratch. D10X helped develop the solution alongside Citi’s Agency Securities Lending team and fintech firm Sharegain.
A fintech platform designed to help co-parents manage shared finances for their children more easily. With Onward, co-parents can streamline the often tense communication about finances, quickly share past or future expenses, and see a clear balance of who owes whom.
The idea for Onward was incubated, tested, and developed within D10X. The app launched publicly in March 2021 and Citi Ventures participated in the company’s first funding round.
An end-to-end digital investor communications platform that directly
connects issuers, investors, and their intermediaries to provide accurate,
transparent, and more immediate data to improve business relations.
Proxymity’s services include a real-time proxy voting platform and a
shareholder disclosure platform.
Developed in D10X alongside Citi Equities & Securities Services and Citi's Lab Network, Proxymity launched as an independent entity in 2018 and is now backed by a consortium of prominent financial institutions, including Citi.
A trusted trade information registry that allows banks to extend financing to corporates much deeper into the supply chain. D10X supported the development of the platform within Citi Treasury & Trade Solutions, then Citi formed a consortium with other global banks to spin out TIN as an independent business in 2019.