Dhiraj Sharda

Dhiraj Sharda

Head of Product, Studio

"I love harnessing the power of mission-driven teams and leveraging first principles thinking to build high-impact consumer products."


New Product Incubation, Digital Strategy, Strategic Partnerships, Mobile Products, Marketplaces, Payments


Dhiraj leads the definition, design and development of new products and services that meet unmet consumer needs by co-innovating with internal and external partners to deepen engagement with Citi’s customers.

Prior to joining Citi Ventures, Dhiraj ran product and digital organizations at Airtel Payment Bank driving financial inclusion in India. Before that he held several leadership roles in product and innovation organizations at Prosper and Visa. He spent five years at Yahoo building social and mobile experiences for Yahoo Finance. He holds several patents in push notifications, voice recognition and coupon provisioning.

Dhiraj received his MS in Management Science and Engineering from Stanford and has a BE in Computer Engineering from Pune, India. In his free time, Dhiraj enjoys hiking with family in the great outdoors or playing cricket with friends.