IMPORTANT CHANGES ARE COMING TO YOUR CARD

You will continue to earn 1% cash back when you buy and 1% as you pay for your purchases.

However, cash back will be earned in the form of ThankYou® Points instead of Cash Rewards — this means each billing cycle, you will earn 1 point per $1 spent on purchases and an additional point for every $1 paid on your purchase balance as long as there is a corresponding balance in your Purchase Tracker.

Points can be redeemed for cash back as a direct deposit, statement credit, or check. For example, redeem 10,000 ThankYou® Points for a $100 direct deposit, statement credit, or check. Points can also be redeemed for a variety of other rewards, such as gift cards, travel and more — redemption rates may vary.

        Cash Rewards        Thankyou® points

$10.13 = 1,013

Any cash rewards balance in your account will be converted to ThankYou® Points. You will receive 1 point for every cent in cash rewards. Redeemable for a $10.13 statement credit, direct deposit, or check.

For more information please visit 1Benefit Terms & Conditions

 

 

EARN CASH BACK TWICE

  • No limits

    There are no caps on cash back earned, and it all adds up fast.

  • No confusing categories

    Earn cash back twice on every purchase, wherever you use your card.

  • No annual fee*

    All the benefits of the Citi Double Cash card without the annual fee.

    *Pricing & Information

  • Earn at your pace

    When you make a purchase, you’ll earn 1% unlimited cash back. Then, you earn an additional 1% cash back as you make payments for that purchase. To earn cash back, pay at least the minimum due on time.

BRING OVER YOUR BALANCE

0% Intro APR on balance transfers only for 18 months. After that, the variable APR will be % - %, based on your creditworthiness.*

  • Balance transfers do not earn cash back. Intro APR does not apply to purchases.
  • If you transfer a balance, interest will be charged on your purchases unless you pay your entire balance (including balance transfers) by the due date each month.
  • Balance transfers must be completed within 4 months of account opening.
  • There is an intro balance transfer fee of 3% of each transfer (minimum $5) completed within the first 4 months of account opening. After that, your fee will be 5% of each transfer (minimum $5).

Frequently asked questions

The Citi® Double Cash Card is a Mastercard® credit card that provides Cardmembers with cash back rewards. Cardmembers earn 2% cash back by earning 1% cash back on purchases, plus an additional 1% cash back as they pay for those purchases. To earn cash back, pay at least the minimum payment on time. And, with no annual fee1, the Citi® Double Cash Card offers another great reason for Cardmembers to use it for their everyday purchases.


Important changes are coming to your card:
You will continue to earn 1% cash back when you buy and 1% as you pay for your purchases. However, starting on March 28, 2022, cash back will be earned in the form of ThankYou® Points instead of Cash Rewards — this means each billing cycle, you will earn 1 point per $1 spent on purchases and an additional point for every $1 paid on those purchases.

For more information, please visit 1Benefit Terms and Conditions

You can choose to redeem your Citi® Double Cash Card cash rewards as follows:

  1. Request a check for at least $25 up to the total cash rewards balance at the time you redeem;
  2. Redeem for a statement credit to your Card Account for at least $25 up to the total cash rewards balance at the time you redeem;
  3. Redeem for a credit for at least $25 up to the total cash rewards balance at the time you redeem to your linked Citi savings or checking account or to a checking account from which you have paid a Citi® Credit Card bill at least two times;
  4. Convert your cash rewards to ThankYou® Points. There is a $1 minimum cash rewards balance required.


March 28, 2022:
Any cash rewards balance in your account will be converted to ThankYou® Points. You will receive 1 point for every cent in cash rewards. For example, if you have $10.13 in cash rewards, your rewards will be converted to 1,013 ThankYou® Points — redeemable for a $10.13 statement credit, direct deposit, or check.

Points can be redeemed for cash back as a direct deposit, statement credit, or check. For example, redeem 10,000 ThankYou® Points for a $100 direct deposit, statement credit, or check. Points can also be redeemed for a variety of other rewards, such as gift cards, travel and more — redemption rates may vary.

For more information, please visit 1Benefit Terms and Conditions

Cardmembers' Double Cash rewards only expire when Cardmembers have not earned any cash back from purchases or payments for those purchases within a 12-month period. In the event that the account is closed or converted, the Cardmember will no longer earn cash rewards and the accumulated cash rewards will be forfeited. Additionally, you will no longer be able to reinstate purchases if your Card Account is closed or converted. Cardmembers are advised to redeem any eligible cash rewards prior to account closure.

March 28, 2022:
Cash back will be earned in the form of ThankYou® Points instead of Cash Rewards. Cardmembers who have an existing cash rewards balance will have their existing rewards converted to ThankYou® Points. Once you are a cardmember ThankYou® Points never expire as long as your account is open and in good standing.

For more information, please visit 1Benefit Terms and Conditions

The Citi® Double Cash Card provides cardmembers with the opportunity to earn exceptional cash rewards on purchases. You can then convert those cash rewards to ThankYou® Points and redeem for gift cards, use with Shop with Points, and more.

March 28, 2022:
Cash back will be earned in the form of ThankYou® Points for all Citi® Double Cash cardmembers. This means each billing cycle, you will earn 1 point per $1 when you make purchases and an additional 1 point per $1 as you pay for those purchases.

For more information, please visit 1Benefit Terms and Conditions

Citi® Double Cash Cardmembers earn 2% cash back by earning 1% cash back on purchases plus an additional 1% cash back as they pay for those purchases — whether it's all at once or over time.

To earn cash back, pay at least the minimum due on time.

There is no limit to the amount of cash back you can earn with the Citi® Double Cash Card. Plus, the Citi® Double Cash Card has no restricting categories to keep track of and no annual fee.1