SMALL BUSINESS
OverviewCash Management Services
Streamline your receivables with our remote or Mobile Check Deposit, CitiBusiness® Lockbox and more.
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Products & pricing based on your business address
Where is your business located?
The products and pricing we offer may vary between locations. Please enter your 5-digit business ZIP Code.
SMALL BUSINESS ADMINISTRATION (SBA) LOANS
SBA Loans Offer Flexible Terms
Speak with a Citibank Business Specialist about finding a loan that fits your unique business needs.
Citi Provides SBA Loans for Multiple Purposes
We proudly support the growth and success of small businesses by offering loans up to $10,000,000.
SBA 7(a) Loans
BEST FOR
General business purposes, such as buying real estate or equipment, covering daily costs or accessing working capital.
LOAN DETAILS
Amounts from $250,000 to $5,000,000
Terms of up to 25 years
Competitive fixed and variable interest rates
SBA 504 Loans
BEST FOR
Financing the purchase or construction of commercial real estate, or expanding an existing business facility.
LOAN DETAILS
Amounts from $250,000 to $10,000,000
Terms of up to 25 years
Competitive fixed and variable interest rates
SBA Express Loans
BEST FOR
Financing recurring expenses, buying inventory or machinery, expanding operations and more.
LOAN DETAILS
Amounts from $5,000 to $500,000
Terms of up to 10 years
Competitive fixed and variable interest rates
Ready to get started?
Request a call to discuss solutions for your business with a Citibank Business Specialist. If you’re ready to open an account, prepare a few documents and visit your local Citibank branch.
Take Your Business to the Next Level
Improve Operating Costs
Purchase inventory in larger quantities to reduce cost and drive greater efficiency.
Increase Working Capital
Help your business stay adaptable by keeping funds on hand for new opportunities.
Expand Operations
Invest in your company’s potential by upgrading equipment or purchasing commercial real estate.
Cover Daily Expenses
Stay prepared with a line of credit for payroll, recurring, seasonal or other expenses.
Services to Support Your Business
Payroll & HR Services
1Simplify running your business with integrated HR, payroll and benefits solutions.
Trade Services
Running a global business? Our letters of credit can help simplify import and export transactions.
Explore More with Citi
SMALL BUSINESSSBA Loans FAQs
We have the answers to all your SBA loans questions.
A U.S. Small Business Administration (SBA) loan is a business loan offered by a financial institution that is guaranteed in part by the SBA.
As part of the SBA Preferred Lender program, Citi works with small businesses to secure business loans with flexible terms, fixed and variable interest rates and loan amounts up to $10 million.
SBA loans can be used for most business purposes, such as acquiring or expanding a business, purchasing real estate or equipment, consolidating high-interest debt and getting working capital to help manage cash flow. Some loan programs set restrictions on how borrowers can use funds. If you have questions, please visit your local Citibank branch or request a call from a Citibank Business Specialist.
SBA financing programs vary depending on a borrower’s needs. You’ll need to collect personal and business information for your SBA loan application before visiting your local Citibank branch or request a call from a Citibank Business Specialist. Additional documentation may be required to complete the loan application.
To apply for an SBA loan with Citi, visit your nearest Citibank branch or request a call from a Citibank Business Specialist to get started.
How to Open an Account
Still Have Questions?
Call our customer service specialists
For TTY: We accept 711 or other Relay Service.
We’re available Mon-Fri 7 AM to 11 PM ET and Sat-Sun 9 AM to 5:30 PM ET.
All commercial loans and lines of credit are made by Citibank, N.A., an equal credit opportunity lender, and are subject to satisfaction of Citibank's underwriting and credit approval.
- Citibank, N.A. is not affiliated with Paychex and does not participate in any way in their delivery of the payroll services or such other services as described. Citibank, N.A. may receive a fee for each client referred to Paychex that enrolls for the payroll services described.
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