SMALL BUSINESS DIVERSITY LENDING PROGRAM

Our Goal Is to Help You Reach Yours

If your business is woman-, minority- or veteran-owned, speak with a Citibank Business Specialist about accessing loans and lines of credit.

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Helping Businesses Thrive Through Diversity Lending

Citi is committed to helping businesses owned by people in deserving communities get the financing they need to grow. To assist with this effort, we have a Special Purpose Credit Program that may make it easier for you to qualify.

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Women-Owned Business Loans

Women are a powerful force in shaping the economy and now own more businesses than before. See how our business lending products can empower you to reach new heights.

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Minority-Owned Business Loans

Citi recognizes the determination of minority-owned businesses, which create millions of jobs. Our banking specialists can help you find the right financing solutions.

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Veteran-Owned Business Loans

Citi proudly supports veterans and honors their service. Ask us about lending options that can help you take your business to the next level.

Learn More About Eligibility

Business Lending Options

Our banking specialists can help you determine whether a loan or line of credit is best for your business needs.

Business Installment Loans

BEST FOR

Businesses looking to borrow a lump sum of money, for inventory or machinery for example, that can be repaid monthly in equal amounts.

LOAN DETAILS

Amounts from $5,000 to $250,000

Terms of up to 7 years

Competitive fixed interest rates

Business Credit Account

BEST FOR

Businesses seeking a line of credit, for things like recurring expenses, that can be continuously reused as the loan balance is repaid.

LOAN DETAILS

Amounts from $10,000 to $250,000

Continuously available, revolving lines of credit

Variable interest rates

Ready to get started?

Request a call to discuss solutions for your business with a Citibank Business Specialist. If you’re ready to open an account, prepare a few documents and visit your local Citibank branch.

Locate a branch

Loans for Many Business Purposes

Fixed and Variable Rate Financing

Get fixed interest rate loans for one-time purchases, or get revolving lines of credit with variable interest rates for ongoing expenses.

Support Business Cash Flow Needs

Use financing to cover daily, seasonal, recurring or emergency expenses. You can also keep a credit line to increase working capital and help your business stay adaptable.

Fixed Asset Financing

Invest in your company’s potential by upgrading equipment, expanding operations or increasing inventory.

Services to Support Your Business

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Cash Management Services

Streamline your receivables with our remote or Mobile Check Deposit, CitiBusiness^® Lockbox and more.

View Services

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Payroll & HR Services

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Simplify running your business with integrated HR, payroll and benefits solutions.

View Services

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Trade Services

Running a global business? Our letters of credit can help simplify import and export transactions.

View Services

Explore More with Citi

SMALL BUSINESS

Overview

SMALL BUSINESS

Lending

SMALL BUSINESS

SBA Loans

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CITI FINANCIAL PATHWAYS

Business and Beyond

From running your business to personal finances, we’ve got resources to help you reach your goals.

Explore Now

How to Open an Account

Prepare your documents

Get the documents you need before you visit the branch.

What to Bring

Visit a branch

Open an account with us by visiting your nearest Citibank branch.

Locate a Branch

Still Have Questions?

Call our customer service specialists

1-877-528-0990

For TTY: We accept 711 or other Relay Service.

We’re available Mon-Fri 7 AM to 11 PM ET and Sat-Sun 9 AM to 5:30 PM ET.

Legal Disclosures and Information

All commercial loans and lines of credit are made by Citibank, N.A., an equal credit opportunity lender, and are subject to satisfaction of Citibank's underwriting and credit approval.

Citibank, N.A. is not affiliated with Paychex and does not participate in any way in their delivery of the payroll services or such other services as described. Citibank, N.A. may receive a fee for each client referred to Paychex that enrolls for the payroll services described.
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