Lending Options for
Small Businesses

Citi has a variety of business lending options tailored to your unique needs.

All the lending products that you need for your business

Loans From $5,000 - $5,000,000

Financing for buying equipment, expanding operations, and other specific long-term needs.

Lines From $10,000 - $5,000,000

Funds you can draw from as needed to manage your short-term, recurring or unexpected cash flow needs.

Loans From $250,000 - $5,000,000

Acquire, refinance or expand a Medical, Dental, or Veterinary practice.

Loans From $250,000 - $10,000,000

A secured loan for buying, refinancing or renovating your business space with fixed or variable rates.


Small Business Administration (SBA) Loans and Lines of Credit

Citi recognizes the importance of small businesses and the hard work of owning one. With our SBA Preferred Lender status, Citi proudly supports the growth and success of small businesses by offering loans up to $10 million.

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  • Finance working capital, commercial real estate, equipment, inventory and more
  • Enjoy flexible loan terms, equity injection and collateral requirements
  • Receive capital quickly with our SBA Preferred Lender status

What are the differences between loans and lines?


Borrow a fixed amount all at once

Ideal for long-term investments - for example, if you’re buying equipment or other fixed assets that may take several years to pay off.

Lines of Credit

Finance your short-term priorities

Cover payroll, seasonal expenses and more with a line of credit that offers the flexibility to repay and reuse funds up to your available credit amount.

Earn great rewards for your small business

Whether you want to earn miles or cash back: the choice is yours. Citi has a unique set of small business credit cards with benefits to help your business thrive.

Subject to credit approval

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