Lending Options for Small Businesses
Citi has a variety of business lending options tailored to your unique needs.
All the lending products that you need for your business

Loans From $5,000 - $5,000,000

Financing for buying equipment, expanding operations, and other specific long-term needs.

Lines From $10,000 - $5,000,000

Funds you can draw from as needed to manage your short-term, recurring or unexpected cash flow needs.

Loans From $250,000 - $5,000,000

Acquire, refinance or expand a Medical, Dental, or Veterinary practice.

Loans From $250,000 - $5,000,000

A secured loan for buying, refinancing or renovating your business space with fixed or variable rates.

What are the differences between loans and lines?


Borrow a fixed amount all at once

Ideal for long-term investments - for example, if you’re buying equipment or other fixed assets that may take several years to pay off.

Lines of Credit

Finance your short-term priorities

Cover payroll, seasonal expenses and more with a line of credit that offers the flexibility to repay and reuse funds up to your available credit amount.

Earn great rewards for your small business

Whether you want to earn miles or cash back: the choice is yours. Citi has a unique set of small business credit cards with benefits to help your business thrive.

Subject to credit approval

Learn more
CitiBusiness® / AAdvantage® Platinum Select® World Mastercard® / Costco Anywhere Visa® Business Card by Citi

How to Apply

Prepare your documents

Prepare the documents you need before you visit the branch

What to bring

Visit a branch

Complete an application after speaking with a specialist at your local Citibank branch

Find a location

Still have questions?

Get answers to common questions about Citibank credit and lending

Visit our FAQs

Call our customer service specialists

1-877-528-0990 (TTY 1-800-945-0258).
We're available Mon-Fri 7 AM to 11 PM ET and Sat-Sun 9 AM to 5:30 PM ET.

All commercial loans and lines of credit are made by Citibank, N.A., an equal credit opportunity lender, and are subject to satisfaction of Citibank's underwriting and credit approval.