Small Business Banking

CitiBusiness® Insured Money Market Account (IMMA)

Easy access to your funds. Earn a competitive, tiered interest rate and watch your money work for you.

Visit a Branch
  • Balance-Based interest rates
  • Maintain liquidity
  • Unlimited monthly deposits1
  • Fees and conditions will apply
This Money Market Account includes

Online Banking

Citi’s online banking tools help you manage your day-to-day business transactions

Mobile

Make mobile transfers, monitor transactions, and more

Link to Checking

Link to your checking account for easy transfers and overdraft protection

FDIC Insured

You’re protected against the loss of your insured deposits up to $250,000 per depositor

Security & Fraud Protection

You’re covered against loss in the event that there is unauthorized activity in your Citibank account

Debit Card

Make deposits and withdrawals at ATMs. Get a debit card for yourself and your employees

How to open an account

Prepare your documents

Get the documents you need before you visit the branch

What to bring

Visit a branch

Open an account after speaking with a specialist at your local Citibank branch

Find a location

Still have questions?

Get answers to common questions about Citibank accounts

Visit our FAQs

Call our customer service specialists

1-877-528-0990 (TTY 1-800-945-0258).1-877-528-0990 (TTY 1-800-945-0258).
We’re available Mon-Fri 7am to 11pm ET and Sat-Sun 9am to 5:30pm ET.

Need a different financial solution for your business?

  1. Regulation D limits the number of certain types of transactions that can be made from a savings or money market account to six in a calendar month. A $20 fee is applied to each transaction that exceeds the limits outlined by federal regulations. There's no limit on the number of transfers between linked accounts maintained at the same Citibank legal entity that you can make in person at a Citibank Financial Center, by mail, at a Citibank ATM location or at a network cash machine.