Products & pricing based on your business address

Small Business Banking

CitiBusiness® Flexible Checking

Suitable for businesses that have a high number of transactions every month.

Visit a Branch

Sorry, this information isn't available right now.

  • Includes 500 basic transactions monthly
  • Access to over 60,000 ATMs2 with no surcharge fee
  • FDIC insured up to $250,000

These checking accounts include

Online Banking

Citi’s online banking tools help you manage your day-to-day business transactions

Debit Cards

Make deposits and withdrawals at ATMs2. Get a debit card for yourself and your employees

Bill Pay

Manage all of your bills online in one place

Account Alerts

Set your alert preferences and receive notifications by text or email

Security & Fraud Protection

We help protect your accounts from online fraud risks, so you can bank with confidence


Make mobile transfers, pay your bills, monitor transactions and more

Overdraft Protection

Providing a variety of services to help protect your accounts.

CitiBusiness® Checking Plus

This revolving line of credit provides protection3 for overdrafts and uncollected funds.

CitiBusiness® Safety Check

This covers overdrafts by transferring funds from your linked CitiBusiness IMMA or CitiBusiness Savings account to your business checking account.

How to open an account

Prepare your documents

Get the documents you need before you visit the branch.

What to Bring

Visit a branch

Open an account with us by visiting your nearest Citibank branch.

Locate a Branch

Still have questions?

Call our customer service specialists

For TTY: We accept 711 or other Relay Service.
We're available Mon-Fri 7 AM to 11 PM ET and Sat-Sun 9 AM to 5:30 PM ET.

Services to help grow your business

  1. Average monthly balance refers to the daily collected balances during a monthly statement period.
  2. Get cash, view account information and make transfers between your eligible linked Citibank accounts with no surcharge fee when you use your Citibank Banking Card at ATMs in the U.S. located at Citibank branches and select retail store locations, as well as participating in the MoneyPass® Network. ATMs in other retail stores and other non-Citi locations are not owned or operated by Citibank. Use the Citi Worldwide ATM/Branch Locator on Citibank Online or the Citi Mobile® App to find the nearest ATMs and branches, including non-Citibank ATMs in the U.S. with no surcharge fee.

    MoneyPass is a registered trademark of Fiserv, Inc.

  3. CitiBusiness Checking Plus overdraft protection is subject to credit approval.