Small Business Banking

Commercial Mortgage

Commercial mortgage lending solutions provide you the ability to own and control your business facility. We will work with you to structure the right financing for your facility.

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  • Purchase or refinance a facility your business will occupy
  • Restructure your existing mortgage with improved terms or rates

Loan Amount

$250,000 - $5,000,000


5-20 years with amortization up to 25 years

Interest Rates

Competitive fixed and variable rates

Business qualifications and requirements

Qualifying for a business loan is easier when you’re prepared. Take a look at some of Citi’s criteria below.

  • Established and operating within the U.S.1
  • Maintain a Business checking account with Citi
  • Personal guarantees from all owners collectively owning 51% or more of the business

How to Apply

Prepare your documents

Get the documents you need before you visit the branch

What to bring

Visit a branch

Complete an application after speaking with a specialist at your local Citibank branch

Find a location

Still have questions?

Get answers to common questions about Citibank credit and lending

Visit our FAQs

Call our customer service specialists

1-877-528-0990 (TTY 1-800-945-0258).1-877-528-0990 (TTY 1-800-945-0258).
We’re available Mon-Fri 7am to 11pm ET and Sat-Sun 9am to 5:30pm ET.

Looking for a different lending solution?

All commercial loans and lines of credit are made by Citibank, N.A., an equal credit opportunity lender, and are subject to satisfaction of Citibank's underwriting and credit approval.

  1. Only available for properties located in CA, CT, DC, FL, IL, MD, NJ, NY, NV or VA.