Small Business Banking

Commercial Mortgage

Commercial mortgage lending solutions provide you the ability to own and control your business facility. We will work with you to structure the right financing for your facility.

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  • Purchase or refinance a facility your business will occupy
  • Restructure your existing mortgage with improved terms or rates

Loan Amount

$250,000 - $10,000,000


5-20 years with amortization up to 25 years

Interest Rates

Competitive fixed and variable rates

Business qualifications and requirements

Qualifying for a business loan is easier when you’re prepared. Take a look at some of Citi’s criteria below.

  • Established and operating within the U.S.1
  • Maintain a Business checking account with Citi
  • Personal guarantees from all owners collectively owning 51% or more of the business

How to apply

Prepare your documents

Get the documents you need before you visit the branch.

What to Bring

Visit a branch

Complete an application with us by visiting your nearest Citibank branch.

Locate a Branch

Still have questions?

Call our customer service specialists

For TTY: We accept 711 or other Relay Service.
We're available Mon-Fri 7 AM to 11 PM ET and Sat-Sun 9 AM to 5:30 PM ET.

Looking for a different lending solution?

All commercial loans and lines of credit are made by Citibank, N.A., an equal credit opportunity lender, and are subject to satisfaction of Citibank's underwriting and credit approval.

  1. Only available for properties located in CA, CT, DC, FL, IL, MD, NJ, NY, NV or VA.