Checking Accounts for Small Businesses

Citi has checking account options with benefits to fuel your business.

At Citi, we strive to provide you with the products and services you need, right from the start.

CitiBusiness® Streamlined Checking Account

Best for new and growing businesses

Up to 250 basic transactions monthly

CitiBusiness® Flexible Checking Account

Benefits companies with higher balances and more transactions

Up to 500 basic transactions included monthly.

CitiBusiness® Analyzed Checking Account
A non-interest bearing account that can help you offset eligible banking fees
CitiBusiness® Interest Checking Account

Earn interest on your checking account

Includes up to 25 basic transactions monthly

These checking accounts include

Online Banking

Citi’s online banking tools help you manage your day-to-day business transactions

Debit Cards

Make deposits and withdrawals at ATMs1. Get a debit card for yourself and your employees

Bill Pay

Manage all of your bills online in one place

Account Alerts

Set your alert preferences and receive notifications by text or email

Security & Fraud Protection

We help protect your accounts from online fraud risks, so you can bank with confidence


Make mobile transfers, pay your bills, monitor transactions and more

Specialty Programs

Designed to meet your business needs

Citi has tailored small business solutions to fit your specific business needs. We understand the complexities of your business and want to help streamline and simplify your banking experience.

Learn more about Citi's Specialty Programs

Services to help grow your business

How to open an account

Prepare your documents

Get the documents you need before you visit the branch.

What to Bring

Visit a branch

Open an account with us by visiting your nearest Citibank branch.

Locate a Branch

Still have questions?

Call our customer service specialists

For TTY: We accept 711 or other Relay Service.
We're available Mon-Fri 7 AM to 11 PM ET and Sat-Sun 9 AM to 5:30 PM ET.

  1. Get cash, view account information and make transfers between your eligible linked Citibank accounts with no surcharge fee when you use your Citibank Banking Card at ATMs in the U.S. located at Citibank branches and select retail store locations, as well as participating in the MoneyPass® Network. ATMs in other retail stores and other non-Citi locations are not owned or operated by Citibank. Use the Citi Worldwide ATM/Branch Locator on Citibank Online or the Citi Mobile® App to find the nearest ATMs and branches, including non-Citibank ATMs in the U.S. with no surcharge fee.

    MoneyPass is a registered trademark of Fiserv, Inc.