Prepare your documents
Get the documents you need before you visit the branch.
What to BringSmall Business Banking
Business Lines of Credit
No matter what your business requires, our business credit lines can be used to finance a wide range of short-term and recurring needs up to $5,000,000. With a continuously available revolving line of credit, you can take care of cash flow gaps, unexpected costs, and business opportunities.
Request a Call- Allows your business to be more adaptable
- Finance seasonal or recurring needs
- Purchase inventory and pay operating expenses
- Increase working capital
Business Credit Account
Ideal if your business needs convenient access to cash for short-term needs
Line Amount
$10,000 - $250,000
Terms
Revolving
Interest Rates
Variable rates
Relationship Ready Credit
Ideal if your business has larger working capital needs
Line Amount
$250,000 - $5,000,000
Terms
Revolving
Interest Rates
Variable rates
Business qualifications and requirements
Qualifying for a business loan is easier when you’re prepared. Take a look at some of Citi’s criteria below.
- Established and operating within the U.S.
- Maintain a Business checking account with Citi
- Personal guarantees by all owners who collectively own at least 51% of the business
How to apply
Visit a branch
Complete an application with us by visiting your nearest Citibank branch.
Locate a BranchStill have questions?
Call our customer service specialists
1-877-528-0990
For TTY: We accept 711 or other Relay Service.
We're available Mon-Fri 7 AM to 11 PM ET and Sat-Sun 9 AM to 5:30 PM ET.
Looking for a different lending solution?
All commercial loans and lines of credit are made by Citibank, N.A., an equal credit opportunity lender, and are subject to satisfaction of Citibank's underwriting and credit approval.