Prepare your documents
Get the documents you need before you visit the branch
What to bringSmall Business Banking
Business Lines of Credit
No matter what your business requires, our business credit lines can be used to finance a wide range of short-term and recurring needs up to $5,000,000. With a continuously available revolving line of credit, you can take care of cash flow gaps, unexpected costs, and business opportunities.
Request a Call- Allows your business to be more adaptable
- Finance seasonal or recurring needs
- Purchase inventory and pay operating expenses
- Increase working capital
Business Credit Account
Ideal if your business needs convenient access to cash for short-term needs
Line Amount
$10,000 - $250,000
Terms
Revolving
Interest Rates
Variable rates
Relationship Ready Credit
Ideal if your business has larger working capital needs
Line Amount
$250,000 - $5,000,000
Terms
Revolving
Interest Rates
Variable rates
Business qualifications and requirements
Qualifying for a business loan is easier when you’re prepared. Take a look at some of Citi’s criteria below.
- Established and operating within the U.S.
- Maintain a Business checking account with Citi
- Personal guarantees by all owners who collectively own at least 51% of the business
How to Apply
Visit a branch
Complete an application after speaking with a specialist at your local Citibank branch
Find a locationStill have questions?
Get answers to common questions about Citibank credit and lending
Visit our FAQs
Call our customer service specialists
1-877-528-0990 (TTY 1-800-945-0258).1-877-528-0990 (TTY 1-800-945-0258).
We’re available Mon-Fri 7am to 11pm ET and Sat-Sun 9am to 5:30pm ET.
Looking for a different lending solution?
All commercial loans and lines of credit are made by Citibank, N.A., an equal credit opportunity lender, and are subject to satisfaction of Citibank's underwriting and credit approval.