{"cssClassNames":"mortgage-page page basicpage","brandSlug":"","componentsResourceTypes":["citibank-ng/components/button","citibank-ng/components/cds/contactus","citibank-ng/components/cds/leadform","citibank-ng/components/cds/hero","citibank-ng/components/cds/benefitcards","nt:unstructured","citibank-ng/components/cds/accordion","citibank-ng/components/cds/bgcontainer","citibank-ng/components/image","citibank-ng/components/text","citibank-ng/components/structure/mortgage-page","citibank-ng/components/cds/popup","wcm/foundation/components/responsivegrid"],"htmlPageItems":[],"designPath":"/libs/settings/wcm/designs/default","lastModifiedDate":1793905257383,"title":"HomeRun®  Mortgages | Citi.com","templateName":"mortgage-page-template","language":"en-US",":itemsOrder":["root"],":items":{"root":{"columnClassNames":{"responsivegrid":"aem-GridColumn aem-GridColumn--default--12"},"gridClassNames":"aem-Grid aem-Grid--12 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I understand that this is not a mortgage loan application, and that if I wish to apply for a mortgage loan, I will need to apply directly with Citibank, N.A.\u003C/p\u003E\r\n\u003Cp\u003EBy submitting this form, I confirm I am 18 or older.\u003C/p\u003E\r\n","buttonType":"secondary","buttonText":"Submit","jampMessage":"\u003Cp\u003E\u003Cspan style=\"font-size: 16.0px;font-family: Interstate;line-height: 24.0px;\"\u003E\u003Cspan class=\"lead-form__confirmation-heading\"\u003ESending your request. 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If it’s currently outside of business hours, we’ll be in touch within the next business day.\u003C/span\u003E\u003C/span\u003E\u003C/p\u003E\r\n","wrongMessage":"\u003Cp\u003E\u003Cspan class=\"lead-form__confirmation-heading\"\u003E\u003Cspan style=\"font-size: 46.0px;font-family: Interstate;line-height: 60.0px;\"\u003ESomething went wrong\u003C/span\u003E\u003C/span\u003E\u003C/p\u003E\r\n\u003Cp\u003EPlease try again later or call \u003Cb\u003E\u003Cu\u003E1-800-248-4638\u003C/u\u003E\u003C/b\u003E. For TTY, we accept \u003Cb\u003E\u003Cu\u003E711\u003C/u\u003E \u003C/b\u003Eor other Relay Service.
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This is not a commitment to lend. All loans are subject to credit and property approval. Certain restrictions may apply on all programs. Offer cannot be combined with any other mortgage offer.\u003C/p\u003E\r\n\u003Col\u003E\r\n\u003Cli\u003EHomeRun\u003Csup\u003E®\u003C/sup\u003E is available in markets with Citibank branches for loans on the primary residence of borrowers who qualify, and is also subject to income, property, product and other restrictions. To be eligible for up to 97% financing, the property must be a single-family home (including condos, co-ops and planned unit development) with a loan amount up to $832,750. Certain condo and co-op projects may be subject to lower LTVs. Single-family homes in certain high-cost markets with loan amounts between $832,751 and $1,249,125 are eligible for up to 95% financing. Non-traditional credit on conforming loan sizes requires 5% down payment. Non-traditional credit is not permitted on loans exceeding conforming loan limits. 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The remainder can come from gifts or other sources, subject to certain conditions.\u003C/li\u003E\r\n\u003C/ul\u003E\r\n\u003Ch3\u003ECondos and co-ops\u003C/h3\u003E\r\n\u003Cul\u003E\r\n\u003Cli\u003EAs little as 3% down is needed to finance a condo or CO-OP.\u003C/li\u003E\r\n\u003Cli\u003EThe maximum loan amount is $832,750, except in certain high-cost markets where the maximum loan amount is $1,249,125.\u003C/li\u003E\r\n\u003C/ul\u003E\r\n\u003Ch3\u003ETwo-unit homes\u003C/h3\u003E\r\n\u003Cul\u003E\r\n\u003Cli\u003ETwo-unit properties are allowed and require as little as 5% of the down payment from the borrower’s own funds. 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