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October - November - December

Earn 5% cash back at

Citi Travel® Site

Restaurants

*This offer starts within two business days of when you enroll, or October 1, 2026, whichever is later, and ends on December 31, 2026 (the “offer period”). During the offer period, when using your Citi Dividend Card you will earn an additional 4% cash back on hotels, car rentals, and attractions (excluding air travel) when booked with Citi Travel® via Cititravel.com or by calling 1-833-737-1288 (TTY:711) as well as on Restaurant purchases. Your total annual (calendar year) cash back is limited to $300 and includes additional cash back earned in connection with this offer.

Citi Travel Purchases: Excludes air travel purchases. Eligible transactions include hotel, car rental, and attractions only and must be booked with Citi Travel via Cititravel.com or by calling 1-833-737-1288 (TTY:711). Citi Travel is powered by Rocket Travel by Agoda.

Restaurants: Includes purchases at cafes, bars, lounges and fast-food restaurants. Excludes purchases at bakeries, caterers, restaurants located inside another business (such as hotels, stores, stadiums, grocery stores, or warehouse clubs) and third-party dining delivery services.

Merchant Category Codes: Merchants are assigned a merchant category code (“MCC”), which is determined in accordance with Visa/Mastercard/American Express procedures based on the kinds of products and services the merchants primarily sell. We don’t control the assignment of these codes and are not responsible for the codes used by merchants. When you use your card to make a purchase, we're provided an MCC for that purchase. We group similar merchant codes into categories for purposes of making rewards offers. Sometimes you may expect a purchase to fit within a rewards category, but if the code assigned to the merchant wasn’t grouped into that category, as recognized by Citi, your purchase will not qualify for additional rewards. Please also note – purchases made through mobile/wireless technology may not earn additional rewards depending on how the technology is set up to process the purchase. Citi reserves the exclusive right to determine which purchases qualify for additional rewards.

Purchases must post to your account during the promotional period. In order to qualify for this offer, the account must be open and current at all times. If your account is closed for any reason, including if you convert to another card product, you will no longer be eligible for this offer.

You may receive more than one communication regarding this bonus offer with a reply-by-date mentioned within; however, if you have already enrolled in this offer, no further action is required. This promotional offer is non-transferable and applies to the account ending in the last 4 digits referenced in this offer.

Citibank is not responsible for products and services offered by other companies.

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