Earn 2% cash back on every purchase — 1% cash back when you buy plus 1% as you pay

Earn cash back rewards on every purchase with the Citi® Double Cash card. You get unlimited 1% cash back when you buy, plus another 1% back as you pay for those purchases. Make your money go further with one of Citi's best cash back credit cards.

No Annual Fee*


Citi(R) Double Cash Card - Citi's Best Cash Back Credit CardCiti(R) Double Cash Card - Citi's Best Cash Back Credit Card

Earn Cash Back TWICE

This card rewards you in two ways, so now you don't have to just spend more to earn more. First, you earn 1% unlimited cash back on every purchase you make.

Then, as you pay for those purchases – whether it's all at once or over time – you earn an additional 1% cash back on those credit card payments.

To earn cash back, pay at least the minimum due on time.

No Caps and No Category Restrictions

Unlike many other cash back credit cards, Citi Double Cash has no restricting categories to keep track of or enroll in.2 There are also no caps on the total amount of cash back you earn.

Cash Back Program Details

What Earns Cash Back

When you make a purchase, you earn 1% unlimited cash back. Then, you earn an additional 1% cash back as you make payments for that purchase, whether you pay in full or over time.

To earn cash back, pay at least the minimum due on time.

You earn cash back on all your purchases and on payments based on your purchases. You do not earn cash back based on balance transfer, cash advances, account fees, interest or returned items.


Choose to receive your cash back as a statement credit, direct deposit, check; or convert to points.

Other Citi® Benefits

Citi Entertainment®

The Citi Entertainment® program takes the once out of once in a lifetime. Get special access to purchase tickets to thousands of events, including presale tickets and exclusive experiences for the year’s most anticipated concerts, sporting events, dining experiences and more.

Credit Card Protection

24 Hour fraud protection

will alert you if we see unusual activity on your account.

Citi® Identity Theft Solutions

Identity theft can happen to anyone. If it happens to you, Citi® Identity Theft Solutions can help you resolve the matter and get your life back on track.

The Lost Wallet® Service

Sometimes things happen that are out of your control, but that doesn't mean you should be inconvenienced. If you've lost your card, we'll replace it, usually within 24 hours. In addition, we'll provide you with emergency cash subject to your available cash advance limit. Visit citi.com/cardbenefits to learn more

Travel Protection

EMV Chip Technology

Enjoy global acceptance and enhanced security when you use your credit card at merchants that use chip enabled terminals to accept your payment.

Purchase Protection

$0 Liability for unauthorized charges

You're completely protected against unauthorized charges on your account. At Citi, you will not be responsible for a charge that you did not authorize, online or otherwise.


24/7 Customer Service

Our customer service representatives are available to assist you 24 hours a day, 7 days a week.

Digital Wallets

Digital Wallets let you shop with confidence in millions of places online, within apps and in stores. With digital wallets you can speed through checkout and continue to enjoy all the great benefits that come with your card. Learn how to get started and how digital wallets can help protect your card information at citi.com/digitalservices.


Introductory rate of % for months from date of first transfer for balance transfers. Balance Transfers must be completed within 4 months of account opening. After the introductory period ends, the standard variable APR for purchases will be applied to unpaid introductory balances and new balance transfers. The standard variable APR for purchases is % to %, based on your creditworthiness. The standard variable APR for Citi Flex Plan is 13.99% to 23.99%, based on your creditworthiness. Standard variable cash advance APR - 25.24%. Variable Penalty APR up to 29.99% and applies if you pay late or your payment is returned. Minimum interest charge – $0.50. Fee for foreign purchases – 3% of the U.S. dollar amount of each purchase. Cash advance fee – either $10 or 5% of the amount of each cash advance, whichever is greater. Balance transfer fee – either $5 or 3% of the amount of each transfer, whichever is greater. New cardmembers only. Subject to credit approval. Additional limitations, terms and conditions apply. You will be given further information when you apply.

Purchases do not include items returned for credit, balance transfers, cash advances, interest and account fees.

Certain terms and conditions apply. Coverage details will be provided upon card membership or you can visit  www.cardbenefits.citi.com.

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Please note that the terms and benefits of this product may change over time.

Citi does not guarantee the accuracy of these reviews. Benefits, fees, terms, and offers mentioned in reviews may change over time.

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