If you're looking for a credit card that offers you a great low intro rate, then the Citi Simplicity® Card is just what you need. The Citi Simplicity® credit card offers no late fees, no penalty rate and no annual fee — ever.1

Read our responses below to find the answers to the most frequently asked questions about one of Citi's most popular credit cards.

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Yes, the Citi Simplicity® Card does charge a foreign transaction fee, which is 3% of the U.S. dollar amount of each purchase. But with no late fees and no penalty rate, Cardmembers can enjoy more peace of mind.1

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1Pricing Information