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Citi Prestige® Card — Frequently Asked Questions

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If you're looking for a rewards credit card with great travel benefits, then the Citi Prestige® Card could be right for you. With this card, you will quickly earn ThankYou® Points when you spend on restaurants, air travel, hotels, and cruise lines. You can use ThankYou® Points for your next getaway with easy points transfer. You can also redeem them directly for flights.

You'll also have access to a range of benefits including an annual $250 travel credit, a complimentary Priority PassTM Select Lounge membership, 4th night hotel benefit, and 24/7 access to Citi Prestige Concierge.

Read our responses below, to find the answers to the most frequently asked questions about one of Citi's best rewards credit cards.


One of the key benefits of the Citi Prestige® Card is that you'll earn ThankYou® Points on all your purchases:

  • 5X on restaurants
  • 5X on air travel
  • 3X on hotels
  • 3X on cruise lines
  • 1X on all other purchases

Other benefits of this credit card include:

  • $250 travel credit every calendar year
  • 4th night hotel benefit up to two times per calendar year
  • Complimentary Priority PassTM Select Lounge membership
  • $100 Global Entry or TSA Pre ✓® Application Fee Credit every 5 years
  • Cell Phone Protection
  • Access to Citi Prestige Concierge 24/7
  • No Foreign Transaction Fees1

Learn more about the Citi Prestige® Card here.

Yes, as a Citi Prestige® cardmember, you'll earn a complimentary 4th night at a hotel of your choice after a minimum of a 4 consecutive night booking through (based on your average night stay, exclusive of taxes and fees). This benefit is available up to 2 times per calendar year.

With the Citi Prestige® Card, you can enjoy a complimentary 4th night at a hotel of your choice with a minimum of a 4 consecutive night booking through

This benefit is calculated based on your average night stay, exclusive of taxes and fees.

Cardmembers are eligible for no more than two complimentary fourth night benefits per card account per calendar year.

To make your booking, visit or call 1-800-THANKYOU

You can learn more and apply for the Citi Prestige® Card by visiting our webpage.

Bonus offers for the Citi Prestige® Card can change from time to time. To learn more about any current bonus points and introductory offers, visit the Citi Prestige® Card page.

Yes, the Citi Prestige® Card has an annual fee1 of $495 and an authorized user fee of $75 per authorized user. With this popular rewards credit card, you'll have access to a range of benefits. Learn more about the Citi Prestige® Card.

Yes, Citi Prestige® primary cardmembers and their authorized users receive complimentary access to Priority Pass Select lounges. Priority Pass Select membership includes access to over 1,200 airport lounges around the world.

You can upgrade to the Citi Prestige® Card by visiting our webpage.

Yes, Citi Prestige® cardmembers are eligible for a credit of up to a $100 every 5 years as reimbursement for their application fee for the TSA Pre ✓® or the Global Entry program.

Yes, Citi Prestige® cardmembers can enjoy cell phone protection when you pay your monthly phone bill with your Citi Prestige® Card. You may be covered if your phone is stolen or suffers certain damages. You can be reimbursed for the cost to replace or repair your phone.

This protection covers you up to $1,500, with yearly benefits of up to 5 phones on your monthly bill.

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