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3 Cs of Good Credit When Applying for a Credit Card

Learn about the 3Cs of good credit when you're applying for a credit card or credit. Find out what some creditors look at and follow these tips to help maintain healthy credit.

The 3Cs of Good Credit When Applying for a Credit Card or Credit

Creditors look at several key indicators when you apply for credit.
You have considerable control over these factors based on how you manage your credit, so it's important to always keep them in mind.

Client History:

How responsible you are about paying bills on time.

Capacity:

Your ability to pay back a loan based on your income and financial position.

Collateral:

Security for the lender in case you don't pay back the loan. A house, for example, will be used to collateralize a mortgage.

Positively changing your "3 Cs" will help improve your credit standing. The first two Cs may be extremely important in developing your credit score or credit rating.

The 3Cs of Good Credit When Applying for a Credit Card or Credit
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