The card that works as hard as your business
Home Depot commercial account online
Check your balance and available credit, review your statement, make a payment and more. It’s easy to manage your Home Depot commercial account with our online portal.
Home improvement business tools
Get itemized billing statements and automatic purchase tracking to streamline accounting.
Flexible monthly payments
Enjoy flexible monthly payments or pay in full with the convenience of a commercial revolving card with The Home Depot.
The Pro Xtra Credit Card can only be used at The Home Depot stores or homedepot.com.
Pro Xtra Credit Card Pricing Details
As of 4/1/24, minimum finance charge: $. Annual fee: None. Late fee: Up to $. See card agreement for details including APR applicable to you.
Get 4x Perks2 on purchases with the Pro Xtra Credit Card
Every $1 spent on Qualifying Purchases with your Pro Xtra Credit Card counts as $4 for purposes of earning Perks (up to $1,000,000 spent in Qualifying Purchases within a Program Period). You may earn an initial Perk if your Qualifying Purchases exceed the first minimum threshold of $2,500 and additional Perks if you meet higher thresholds.
HOME DEPOT PRO XTRA MEMBERS ENJOY THESE EXCLUSIVE BENEFITS EVERY DAY:
Preferred pricing
Unlock personalized pricing to save more on the jobs you shop the most.
Personalized offers
Get member-exclusive offers on products and services.
Paint rewards
Save up to 20% off paints, stains and primers.
Authorized Users
Give card access to users to make purchases for the business. All cards are automatically loaded to your Pro Xtra commercial account.
Approve Text2Confirm
Receive a text message with checkout details and reply to approve the in-store purchase.
Explore our consumer card
FAQs
The Pro Xtra Credit Card is The Home Depot’s store credit card for professionals. This credit card grants automatic entry into The Home Depot’s Pro Xtra loyalty program. Cardholders earn 4x rewards on purchases made with their Pro Xtra Credit Card, which can be redeemed for eligible purchases and rentals.
Members additionally get access to exclusive promotions, sales, personalized offers, savings, discounts on paints, stains and primers, as well as rewards on every purchase.
The Pro Xtra Credit Card is a store card. You can use it at The Home Depot stores and online at homedepot.com.
Pro Xtra Rewards can be redeemed for The Home Depot Perks.
Rental Perks: Use rewards to pay for charges when renting out eligible tools at The Home Depot.
Pro Xtra Dollars: Redeem rewards for Pro Xtra Dollars. These are The Home Depot Digital Reward Cards that may be used to purchase merchandise and services at The Home Depot.
Head to the Available Perks section of the Home Depot App to view perks you qualify for.
Redeem Pro Xtra Dollars or Rental Perks in-store by sharing the appropriate mobile barcode from the Available Perks section of the app with the cashier. To redeem online, apply any available Pro Xtra Dollars to your transaction at checkout.
The Pro Xtra Credit Card has no annual fee.
The Pro Xtra Credit Card offers and benefits include:
Earn rewards 4x faster when you join Pro Xtra, register and use your Pro Xtra Credit Card.
Get automatic membership to the Pro Xtra loyalty program for personalized offers, perks, exclusive promotions and discounts.
Issue authorized user cards to trusted employees to make purchases.
Payment flexibility so you can make low monthly payments or pay your balance in full each month.
No annual fee.
To apply for a Pro Xtra Credit Card, you must first create a Pro Xtra Account with The Home Depot. The Home Depot will request information including your name, company name, phone number, company address and more. Once you've set up your Pro Xtra Account, visit this page to start your Pro Xtra Credit Card Application.
1Pro Xtra Credit Card Pricing Details
As of 4/1/24, minimum finance charge: $. Annual fee: None. Late fee: Up to $. See card agreement for details including APR applicable to you.