OCTOBER – NOVEMBER – DECEMBER 2022

Earn 5% cash back at:

Restaurants

Sign-up begins 09/15/2022

Select Travel

Select Travel

Sign-up begins 09/15/2022

*This offer starts within two business days of when you enroll, or October 1, 2022, whichever is later, and ends on December 31, 2022. During the offer period, you will earn an additional 4% cash back on purchases at Restaurants and Select Travel. Your total annual (calendar year) cash back is limited to $300 and includes additional cash back earned in connection with this offer.

Restaurants: Includes purchases at cafes, bars, lounges and fast-food restaurants. Excludes purchases at bakeries, caterers, restaurants located inside another business (such as hotels, stores, stadiums, grocery stores, or warehouse clubs) and third-party dining delivery services.

Select Travel: Includes airline, hotel, cruise line and travel agency purchases. Excludes timeshares, boat leases and rentals, campgrounds and trailer parks, and real estate agencies.

Merchants are assigned a merchant category code ("MCC"), which is determined in accordance with Visa/Mastercard/American Express procedures based on the kinds of products and services the merchants primarily sell. We don’t control the assignment of these codes and are not responsible for the codes used by merchants. When you use your card to make a purchase, we're provided an MCC for that purchase. We group similar merchant codes into categories for purposes of making rewards offers. Sometimes you may expect a purchase to fit within a rewards category, but if the code assigned to the merchant wasn’t grouped into that category, as recognized by Citi, your purchase will not qualify for additional rewards.

Please also note – purchases made through mobile/wireless technology may not earn additional rewards depending on how the technology is set up to process the purchase. We reserve the exclusive right to determine which purchases qualify for additional rewards.

Purchases must post to your account during the promotional period. Many merchants will wait for a purchase to ship before they post the purchase to your account. Returned items do not qualify as eligible purchases.

Balance transfers, cash advances, checks that access your Card Account, items returned for credit, unauthorized charges, interest and account fees, traveler's checks, foreign currency purchases, money orders, wire transfers (and similar cash‑like transactions), lottery tickets, gaming chips (and similar betting transactions), Citi Flex Loans and the creation of Citi Flex Pays, are not purchases.

In order to qualify for this offer, the account must be open and current at all times. If your account is closed for any reason, including if you convert to another card product, you will no longer be eligible for this offer.

You may receive more than one communication regarding this bonus offer with a reply-by-date mentioned within; however, if you have already enrolled in this offer, no further action is required. This promotional offer is non-transferable and applies to the account ending in the last 4 digits referenced in this offer.

Citibank is not responsible for products and services offered by other companies.

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