OCTOBER – NOVEMBER – DECEMBER 2023

Earn 5% cash back at:

Grocery Stores

*This offer starts within two business days of when you enroll, or October 1, 2023, whichever is later, and ends on December 31, 2023. During the offer period, you will earn an additional 4% cash back on purchases at Grocery Stores. Your total annual (calendar year) cash back is limited to $300 and includes additional cash back earned in connection with this offer.

Grocery Stores: Includes purchases at supermarkets, meat/seafood stores, dairy stores, bakeries, and miscellaneous food/convenience stores. Excludes purchases at general merchandise/discount superstores; wholesale/warehouse clubs; candy, nut and confectionery stores. Purchases made at online supermarkets or with grocery delivery services also do not qualify if the merchant does not classify itself as a supermarket by using the supermarket merchant category code.

Merchant Category Codes: Merchants are assigned a merchant category code ("MCC"), which is determined in accordance with Visa/Mastercard/American Express procedures based on the kinds of products and services the merchants primarily sell. We don’t control the assignment of these codes and are not responsible for the codes used by merchants. When you use your card to make a purchase, we're provided an MCC for that purchase. We group similar merchant codes into categories for purposes of making rewards offers. Sometimes you may expect a purchase to fit within a rewards category, but if the code assigned to the merchant wasn’t grouped into that category, as recognized by Citi, your purchase will not qualify for additional rewards.

Please also note – purchases made through mobile/wireless technology may not earn additional rewards depending on how the technology is set up to process the purchase. Citi reserves the exclusive right to determine which purchases qualify for additional rewards.

Purchases must post to your account during the promotional period. Many merchants will wait for a purchase to ship before they post the purchase to your account. Returned items do not qualify as eligible purchases.

In order to qualify for this offer, your account must be open and current at all times. If your account is closed for any reason, including if you convert to another card product, you will no longer be eligible for this offer.

You may receive more than one communication regarding this bonus offer with a reply-by-date mentioned within; however, if you have already enrolled in this offer, no further action is required. This promotional offer is non-transferable and only applies to the account ending in the last 4 digits referenced in this offer.

Citibank is not responsible for products and services offered by other companies.

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