Do more with your Citi^®
card and Google Pay^™

Google Pay is much more than an app. It's a way to easily pay with your Citi cards in stores, online, and within merchant apps. You can also use it to keep your gift and loyalty cards on hand when you shop at your favorite stores. Plus, Google Pay makes it easy to keep track of purchases, redeem loyalty points, and get personalized suggestions to help you save time and money.
Download the Google Pay app from Google Play or the App Store

All Citi branded consumer credit and debit cards issued in the US are eligible for Google Pay, except for ATM cards, American Express^® cards, and Citi^® / AAdvantage^® cards. Citi branded business cards are not eligible for Google Pay, except for US issued Costco Anywhere Visa^® Business cards.

Download the Google Pay app from Google Play or the App Store

Just unlock your phone and hold near the terminal until you see a check mark. You don’t even need to open the app.

1. Locate your receipt from your purchase.
2. Take both the receipt and the item you want to return to the store.
3. Hold the back of your phone to the contactless payment terminal.
4. Some returns may require you to provide the last 4 digits of your card number. Check your wallet screen within your Google Pay app and tap on the card image for the last 4 digits of the card displayed on your wallet.

With Google Pay, you can pay online and within apps with a few quick clicks. Just look for the Google Pay logo or the Buy with Google Pay button at checkout, choose your Citi card as preferred payment method (or set it as default card), and complete the order. Your payment information will be automatically filled, so you don't need to type anything.

1. Go to the "Services" tab on the Citi Mobile App and select “Card Control Hub“.
2. Tap “ Add to Google Pay“.
3. Enter a one-time password to authenticate and you'll be all set to start using Google Pay.

When you pay in stores, your real card number is not shared with merchants. Instead, it is replaced with a unique digital card number that helps protect your card information.

This means that when you use Google Pay to pay in stores:

• Your real card number is not shared with merchants
• Statements and receipts will show the digital card number
• To return items you might need to show the digital card number

You will see this digital card number shown on Google Pay as a 4-digit ‘virtual account number’.

The first card you add to your Google Pay account is automatically set as the default card for in-store payments. To change your default card for in-store payments:

1. Open Google Pay on your phone.
2. Click “Tap to pay” and select your Citi Card as your default.
3. Tap on the three dots on the right side of your phone and choose “Make default for contactless”.

All of the great benefits that already come with your card are there for you, such as:

• $0 Liability on unauthorized transactions. You are completely covered for any unauthorized transactions on your account.
• Citi Entertainment^® ‐ get special access to purchase tickets to thousands of events, including presale tickets and exclusive experiences for the year's most anticipated concerts, sporting events, dining experiences and more.

Learn more about these and other great benefits that your card may be eligible for.

Google Pay works on Android devices running Lollipop 5.0 or above. iPhones or iPads require iOS 11.0 or higher.

You can use Find My device to quickly put your device in Lost Mode to suspend Google Pay^™. Additionally, you can call the number on back of your card and a customer service representative will help you.

Visit the Citi Security Center to learn more about how Citi can help keep you protected.

Learn more about Google Pay at pay.google.com/about