Perks

Enjoy our low intro APR for 15 months on purchases and balance transfers.1

$250 statement credit for air travel each year.

Earn 30,000 bonus points after spending $3,000 within the first 3 months of account opening.

Points are redeemable for $375 in airfare on any airline, anytime with no blackout dates when booked through the ThankYou® Travel Center, or $300 in gift cards redeemed from the ThankYou® Rewards collection

Extend your trip with a complimentary 4th night stay at any hotel of your choice after a minimum 4–consecutive night booking through the Citi Prestige® Concierge, the benefit will be calculated as the average nightly rate of your total stay, not including taxes.

Complimentary access to hundreds of VIP lounges through Priority Pass Select.

Earn ThankYou Points

2 ThankYou® Points per $1 spent on Dining Out & Entertainment.

3 ThankYou® Points per $1 spent on Travel Including Gas Stations.

3 ThankYou® Points per $1 spent on Air Travel & Hotels.

1 ThankYou® Point per $1 spent on All Other Purchases.

2 ThankYou® Points per $1 spent on Dining Out & Entertainment.

2 ThankYou® Points per $1 spent on Dining Out & Entertainment.

1 ThankYou® Point per $1 spent on All Other Purchases.

1 ThankYou® Point per $1 spent on All Other Purchases.

Travel Benefits

See Your Points Take Off
Redeemable for flights on any airline, anytime with no blackout dates when booked through the ThankYou® Travel Center.1

See Your Points Take Off
Redeemable for flights on any airline, anytime with no blackout dates when booked through the ThankYou® Travel Center.

Points Transfer allows you to transfer your qualifying and available ThankYou® Points to TrueBlue® points to get flights faster. There is no fee, and the minimum transfer is only 1,000 points.1

Points Transfer allows you to transfer your qualifying and available ThankYou® Points to airline loyalty programs including TrueBlue®, Virgin Atlantic Flying Club, and Singapore Airlines KrisFlyer, to get flights faster. There is no fee, and the minimum transfer is only 1,000 points.1

Points Transfer allows you to transfer your qualifying and available ThankYou® Points to airline and hotel loyalty programs including TrueBlue®, Virgin Atlantic Flying Club, Singapore Airlines KrisFlyer, to get flights faster or enjoy your stay longer. There is no fee, and the minimum transfer is only 1,000 points.1

EMV Chip Technology for global acceptance and enhanced security whenever you use your card at merchants with chip terminals.

EMV Chip Technology for global acceptance and enhanced security whenever you use your card at merchants with chip terminals.

EMV Chip Technology for global acceptance and enhanced security whenever you use your card at merchants with chip terminals.

Select Pricing Terms 1

$0 Annual Fee

$95 Annual Fee (waived for first 12 months)

$450 Annual Fee

$0 annual authorized user fee

$0 annual authorized user fee

$50 annual authorized user fee

0% Intro APR for 15 months on purchases and balance transfers. After that, 14.74% – 24.74% variable APR based on your creditworthiness.

15.74% – 24.74% variable APR on purchases, based on your creditworthiness.

16.99% – 24.99% variable APR on purchases, based on your creditworthiness.

Balance transfer fee is either $5 or 3% of the amount of each transfer, whichever is greater.

Balance transfer fee is either $5 or 3% of the amount of each transfer, whichever is greater.

Balance transfer fee is either $5 or 3% of the amount of each transfer, whichever is greater.

Other Benefits