Perks

Earn 15,000 bonus ThankYou® Points after you spend $1,000 within 3 months of account opening. Points are redeemable for gift cards, travel and other great rewards.

Earn 50,000 bonus ThankYou® Points after you spend $4,000 within 3 months of account opening – redeemable for airfare on any airline or gift cards.

Earn 40,000 bonus ThankYou® Points after you spend $4,000 in purchases within 3 months of account opening. Points are redeemable for gift cards, travel and other great rewards.

$250 statement credit for air travel each year.

Extend your trip with a complimentary 4th night stay at any hotel of your choice after a minimum 4–consecutive night booking through the Citi Prestige® Concierge. For reservations made on or after July 23, 2017, the benefit will be calculated as the average nightly rate of your total stay, not including taxes.

Complimentary access to hundreds of VIP lounges through Priority Pass Select.

Earn ThankYou Points

2 ThankYou® Points per $1 spent on Dining Out & Entertainment.

3 ThankYou® Points per $1 spent on Travel Including Gas Stations.

3 ThankYou® Points per $1 spent on Air Travel & Hotels.

1 ThankYou® Point per $1 spent on All Other Purchases.

2 ThankYou® Points per $1 spent on Dining Out & Entertainment.

2 ThankYou® Points per $1 spent on Dining Out & Entertainment.

1 ThankYou® Point per $1 spent on All Other Purchases.

1 ThankYou® Point per $1 spent on All Other Purchases.

Travel Benefits

See Your Points Take Off
Redeemable for flights on any airline, anytime with no blackout dates when booked through the ThankYou® Travel Center.

See Your Points Take Off
Redeemable for flights on any airline, anytime with no blackout dates when booked through the ThankYou® Travel Center.

Points Transfer allows you to transfer your points to JetBlue to get flights faster. There is no fee, and the minimum transfer is only 1,000 points.

Points Transfer allows you to transfer your qualifying and available ThankYou® Points to airline and hotel loyalty programs including TrueBlue®, Virgin Atlantic Flying Club, Singapore Airlines KrisFlyer and Hilton Honors, to get flights faster or enjoy your stay longer. There is no fee, and the minimum transfer is only 1,000 points.

Points Transfer allows you to transfer your qualifying and available ThankYou® Points to airline and hotel loyalty programs including TrueBlue®, Virgin Atlantic Flying Club, Singapore Airlines KrisFlyer and Hilton Honors, to get flights faster or enjoy your stay longer. There is no fee, and the minimum transfer is only 1,000 points.

EMV Chip Technology for global acceptance and enhanced security whenever you use your card at merchants with chip terminals.

EMV Chip Technology for global acceptance and enhanced security whenever you use your card at merchants with chip terminals.

EMV Chip Technology for global acceptance and enhanced security whenever you use your card at merchants with chip terminals.

Select Pricing Terms 1

$0 Annual Fee

$95 Annual Fee (waived for first 12 months)

$450 Annual Fee

$0 annual authorized user fee

$0 annual authorized user fee

$50 annual authorized user fee

0% Intro APR for 12 months on purchases and balance transfers. After that, 14.49% – 24.49% variable APR based on your creditworthiness.

15.49% – 24.49% variable APR on purchases, based on your creditworthiness.

16.74% – 24.74% variable APR on purchases, based on your creditworthiness.

Balance transfer fee is either $5 or 3% of the amount of each transfer, whichever is greater.

Balance transfer fee is either $5 or 3% of the amount of each transfer, whichever is greater.

Balance transfer fee is either $5 or 3% of the amount of each transfer, whichever is greater.

Other Benefits