*This offer starts within two business days of when you enroll, or July 1, 2022, whichever is later, and ends on September 30, 2022. During the offer period, you will earn an additional 4% cash back on purchases at Gas Stations and Home Improvement Stores. Your total annual (calendar year) cash back is limited to $300 and includes additional cash back earned in connection with this offer.
Gas Stations: Excludes gasoline purchases at warehouse clubs, discount stores, convenience stores or other merchants that do not use the gas station merchant category code.
Home Improvement Stores: Includes purchases at home supply warehouse stores, lumber and building materials stores, paint and wallpaper stores, hardware stores, nurseries – lawn and garden supply stores and paints, varnishes and supplies stores. Excludes florists and florists' supply stores; nursery stock; wholesale construction stores; and glass stores.
Merchant Classification for Rewards Categories – Merchants are assigned a Merchant Category Code (MCC), which is determined in accordance with Visa, Mastercard and American Express procedures based on the kinds of products and services the merchants primarily sell. We don't control the assignment of these codes and are not responsible for the codes used by merchants. When you use your card to make a purchase, we're provided an MCC for that purchase. We group similar merchant codes into categories for purposes of making rewards offers. Sometimes you may expect a purchase to fit within a rewards category, but if the code assigned to the merchant wasn't grouped into that category, as recognized by Citi, your purchase will not qualify for additional rewards. Please also note – purchases made through mobile/wireless technology, including digital wallets, may not earn additional cash back depending on how the technology is set up to process the purchase. Purchases made at a third-party company operating inside a retailer or on their website or a third-party company making purchases on your behalf at these merchants, may not be eligible for this offer. We reserve the exclusive right to determine which purchases are eligible for additional cash back. If you make a return from a qualified merchant during the offer period, your cash back will be reduced by the additional 4%, even if the purchase was made before the offer period.
Eligible purchases exclude balance transfers, cash advances, convenience checks, items returned for credit, fees, interest charges, and the purchase of merchandise or services from or the repayment of debts to banks, savings and loans, thrifts, and credit unions including the purchase of foreign currency, non-fiat currency, money orders, traveler's checks, wire transfers checks (and similar cash-like transactions). In order to qualify for this offer, the account must be open and current at all times. If your account is closed for any reason, including if you convert to another product, you may no longer be eligible for this offer. You may receive more than one communication regarding this offer with a reply-by-date mentioned within; however, if you have already enrolled in this offer, no further action is required. This offer is non-transferable and applies to the account ending in the last 4 digits referenced in this offer.
Citibank, N.A. will be solely responsible for all obligations in connections with the offer described herein.
Citibank, N.A. is not responsible for the products and services offered by third parties.
