after making $2,500 in purchases within the first 4 months of account opening1
Earn 2 weekend night certificates each good for 1 weekend night (standard room, double occupancy) at select hotels and resorts within the Hilton Portfolio after you make $2,500 in purchases within the first 4 months of account opening1
Purchase APR 15.24% Variable1
Annual Fee $951
10 HHonors Bonus Points per $1 spent on hotel stays within the Hilton Portfolio1
5 HHonors Bonus Points per $1 spent on airline and car rental purchases1
3 HHonors Bonus Points per $1 spent on other purchases1
Enjoy the benefits of HHonors Gold status as long as you are a cardmember1
Enjoy no foreign transaction fees on purchases, as long as you use your Citi® Hilton HHonors™ Reserve card.1
Enjoy Hilton HHonors Gold Status as long as you are a Citi Hilton Reserve cardmember
Earn an upgrade to HHonors Diamond Status when you make $40,000 or more in purchases with your card each calendar year.1
Weekend night certificates can be redeemed at over 4,100 hotels and resorts within the Hilton Portfolio in 92 countries.
Earn an anniversary bonus of one weekend night certificate good for one weekend night (standard room, double occupancy), at select hotels and resorts within the Hilton Portfolio after you spend $10,000 on purchases each year (starting from your Annual Fee Date) and remain a cardmember.1
Use your card for purchases and earn HHonors Bonus Points. Bonus Points can be redeemed for Hilton HHonors hotel stays, premium merchandise and unforgettable experiences in 92 countries.
$0 Liability on Unauthorized Charges
Shop anywhere and never lose a penny on unauthorized charges. With $0 Liability you won’t pay for any unauthorized charges made with your card.
Damage & Theft Purchase Protection
Shop with more confidence — you're covered up to $1,000 per item, up to $50,000 per year if purchases made with your Citi card are damaged or stolen within 120 days of purchase (90 days for New York residents).
Worldwide Travel Accident Insurance
Travel with more peace of mind when you pay for your trip with your Citi card. Worldwide Travel Accident Insurance is a type of coverage that you hope to never need, but it may offer some financial help to you or your loved ones if a tragic accident does occur, up to $500,000 in compensation.
Trip Cancellation & Interruption Protection
Travel plans can go awry for many reasons. If certain unforeseen events get in the way of your trip, you may be reimbursed for non–refundable trip expenses, like change fees, up to $5,000 per year provided you paid for the trip with your Citi card.
Add up to a year on your warranty of five years or less so you can feel more confident when you make purchases with your Citi card. You're covered for up to $10,000 per year.
Travel & Emergency Assistance
If you need assistance before or during a trip, services are available 24/7 for emergency travel arrangements, travel issues, medical and legal referrals and much more. You won't have to scramble to find services close to your location or worry about asking for help when you don't speak the language.
Worldwide Car Rental Insurance
Be more confident at the rental car counter — you may be covered against theft or damage up to $100,000 for any rental car in any country when you pay with your Citi card and decline the rental company's collision loss/damage insurance.
Exceptional Visa Signature Benefits2
The Citi Hilton HHonors Reserve card gives you access to dozens of everyday perks, food events, and complimentary 24–hour concierge* service. All in addition to the HHonors Bonus Points you already earn. For more details, go to visa.com/signature.
Citi® Price Rewind
Shop now. We'll search for a lower price after you buy. If the same item is found at retailers' sites within 60 days, you can be refunded the price difference up to $300 per item, and up to $1,200 per year.
Lost Baggage Protection
Say goodbye to baggage worries. You're covered up to $3,000 per person, per trip ($2,000 per person, per bag, per trip for New York residents) if items are lost, stolen or damaged by the common carrier on a trip you paid with your Citi card.
EMV Chip Technology
Enjoy global acceptance and enhanced security when you use your credit card at merchants that use chip enabled terminals to accept your payment.
Citi with Apple Pay™ is another way Citi provides quick and easy payments. With a simple touch you can pay in-app or at over 200,000 stores with the iPhone® 6, or in-app with the iPad Air™ 2 and iPad mini™ 3. Plus, youll still enjoy all of the security and benefits that come with your Citi card when you use Apple Pay to check out. Learn more at
Apple, the Apple logo, iPhone and iPad are trademarks of Apple Inc., registered in the U.S. and other countries. Apple Pay and Touch ID are trademarks of Apple Inc.
Not all benefits are available to residents outside of the 50 United States and the District of Columbia. Complete program details including Who's Covered, What's Covered, What's Not Covered and coverage amounts will be provided upon cardmembership.
Two Nights Certificate Offer
Weekend night certificate(s) is (are) earned after purchase requirements have been met using your Citi Hilton HHonors Reserve Card. Weekend night certificate is valid for one (1) weekend night standard accommodation, double occupancy, subject to availability, at properties in the Hilton Portfolio, excluding those listed at HHonors.com/weekendcertificate. The weekend night certificate applies only to room rate and corresponding taxes, and does not apply to any applicable gratuities, resort fees or incidental charges. Weekend night certificate is valid for twelve (12) months after the date of issuance, as noted on the certificate. You must follow all terms stated on the certificate when redeeming or the certificate may not be honored. Purchases made using additional cards on the primary cardmember's account will count toward the primary cardmember's purchase requirements; however, additional cardholders are not eligible to earn a certificate. Your Citi Hilton HHonors Reserve card account must be open and current at the time the certificate is issued. For complete Terms and Conditions, please refer to your certificate. Please allow 6-8 weeks after purchase requirements have been met to receive your certificate via email. If you do not have an email registered with HHonors, you must call 1-800-HHonors to receive and redeem your certificate.
Weekend Night Certificates offer is not available if you have had a Citi Hilton HHonors Reserve Card account that was opened or closed in the past 18 months.
YOUR HHONORS POINTS WILL NOT EXPIRE
HHonors Points will not expire provided that the Hilton HHonors member takes one of the following actions within a 12 consecutive month period (1) stay at a hotel within the Hilton Portfolio, (2) earn HHonors Points through any participating partner, or (3) purchase HHonors Points, or (4) Donate points through The Hilton HHonors Giving Back Program. For complete details, visit HHonors.com/Terms.
Visa Signature Benefits
Visit www.visasignature.com for details. The cost of goods or services is billed to your card. Certain terms and conditions apply.
Citi® Cards with Apple Pay™
Apple Pay is only available on Citi-branded consumer credit and debit cards (except for ATM, Chairman, and AT&T cards) issued in the continental U.S. and Hawaii.
Apple, the Apple logo, iPhone, and iPad are trademarks of Apple Inc., registered in the U.S. and other countries. Apple Pay is a trademark of Apple Inc.
Credit Cards / Citi® Hilton HHonors™ Reserve Card