Earn 2 weekend night certificates each good for 1 weekend night (standard room, double occupancy) at select hotels and resorts within the Hilton HHonors portfolio after $2,500 in eligible purchases within the first 4 months of cardmembership1
Purchase APR: 15.24% Variable1
Annual Fee: $951
10 HHonors Bonus Points per $1 spent on hotel stays within the Hilton HHonors portfolio1
5 HHonors Bonus Points per $1 spent on airline and car rental purchases1
3 HHonors Bonus Points per $1 spent on all other eligible purchases1
Enjoy the benefits of HHonors Gold status as long as you are a cardmember1
Enjoy no foreign transaction fees on purchases, as long as you use your Citi® Hilton HHonors™ Reserve card.1
Enjoy Hilton HHonors Gold Status. Earn an upgrade to HHonors Diamond status when you make $40,000 or more in eligible purchases with your card each calendar year.2
Weekend night certificates can be redeemed at over 4,000 hotels and resorts in 91 countries.
Earn an anniversary bonus of one weekend night (standard room, double occupancy), at select hotels and resorts within the Hilton HHonors portfolio when you spend $10,000 or more on eligible purchases each cardmembership year.2
Use your card for purchases and earn HHonors Bonus Points2. Bonus Points can be redeemed for hotel stays, premium merchandise and unforgettable experiences in 90 countries.
$0 Liability on Unauthorized Charges
Shop anywhere and never lose a penny on unauthorized charges. With $0 Liability you won’t pay for any unauthorized charges made with your card.
Retail Purchase Protection2
Protects most purchases made on your Citi card against theft, fire or accidental breakage of up to $500 for up to 90 days from the date of purchase.
Automatic Travel Accident Insurance2
Charge plane, train or bus tickets to your Citi card and you, your spouse and eligible dependent children are automatically covered for Common Carrier Travel Accident Insurance at no additional cost.
Trip Cancellation / Trip Interruption Coverage2
Use your Citi card for your common carrier tickets and you may be eligible to receive reimbursement, up to $1,500, if your trip is cancelled or interrupted for a covered reason.
The terms of the original manufacturers’ U.S. warranties (one year or less) may be extended up to one additional year on most items purchased on your card.
Travel & Emergency Assistance2
In the U.S. and abroad, you have assistance with medical and legal referrals, lost luggage assistance, emergency transportation and more.
Auto Rental Insurance2
Physical damage and theft to an eligible rental vehicle may be covered when you use your Citi card to initiate and pay for the entire rental transaction and decline the car rental company's collision, loss/damage waiver.
Exceptional Visa Signature Benefits2
The Citi Hilton HHonors Reserve card gives you access to dozens of everyday perks, food events, and complimentary 24–hour concierge* service. All in addition to the HHonors Bonus Points you already earn. For more details, go to visa.com/signature.
Citi® Price Rewind2
Buy now. Save later. Register your covered purchases at citi.com/pricerewind. Citi Price Rewind will search hundreds of retailers’ sites for 30 calendar days from the date of purchase to help find a lower price. If one is found that’s lower by at least $25, you can get the price difference back.
Lost Luggage Coverage
Provides up to $3,000 in lost luggage coverage for you and your dependents when you charge your entire common carrier fare with your Citi Card. This benefit covers permanently lost, stolen or damaged baggage or personal articles checked with a common carrier.2
EMV Chip Technology
Enjoy global acceptance and enhanced security when you use your credit card at merchants that use chip enabled terminals to accept your payment.
YOUR HHONORS POINTS WILL NOT EXPIRE
HHonors Points will not expire provided that the Hilton HHonors member takes one of the following actions within a 12 consecutive month period (1) stay at a hotel within the Hilton HHonors portfolio, (2) earn HHonors Points through any participating partner, or (3) purchase HHonors Points. For complete details, visit HHonors.com/Terms.
No pre-set spending
Your account does not have a pre-set spending limit, but this does not mean unlimited spending. Each charge that causes your new balance to exceed your revolving credit line will be evaluated based on account usage and performance, other account relationships with us, if applicable, and your experience with other creditors. You must pay in full each month on any amount that exceeds your revolving credit line. The no pre-set spending limit does not apply to the Visa Gold card.
Travel and Emergency Assistance
Visa Travel and Emergency Assistance provides assistance and referrals only. You are responsible for the cost of any actual medical, legal, transportation, cash advance or other services or goods provided. Certain conditions and restrictions apply. Program details will be provided upon cardmembership.
Automatic Travel Accident Insurance
Automatic Travel Accident Insurance is underwritten by National Union Fire Insurance Company of Pittsburgh, Pa. Certain conditions, restrictions and exclusions apply. Complete program details, including coverage amounts, will be provided upon cardmembership.
Trip Cancellation / Trip Interruption Coverage
Trip Cancellation/Trip Interruption Coverage is secondary and is underwritten by Virginia Surety Company, Inc. Certain conditions, restrictions and exclusions apply. Details of coverage will be provided upon cardmembership.
Auto Rental Collision Damage Waiver Program
Visa Auto Rental Insurance coverage is secondary coverage and underwritten by Indemnity Insurance Company of North America. Certain conditions, restrictions and exclusions apply. Not all vehicles and not all countries are covered. Details of coverage will be provided upon cardmembership.
Retail Purchase Protection
Purchase Security coverage (limited to $500 per claim and $50,000 per cardmember) is excess coverage and is underwritten by Indemnity Insurance Company of North America. Certain conditions, restrictions and exclusions apply. Details of coverage will be provided upon cardmembership.
Visa Signature Benefits
Visit www.visasignature.com for details. The cost of goods or services is billed to your card. Certain terms and conditions apply.
Warranty Manager Service coverage (is limited to repair or replacement of the lesser amount charged or $10,000 and a maximum of $50,000 per cardmember) is underwritten by Indemnity Insurance Company of North America. Certain conditions, restrictions and exclusions apply. Details of coverage will be provided upon cardmembership.
Lost Luggage Reimbursement Coverage is underwritten by Indemnity Insurance Company of North America. Certain conditions, restrictions and exclusions apply. Details of coverage will be provided upon cardmembership.
Citi® Price Rewind
Prices are tracked for 30 days from the original purchase date. Citi Price Rewind only tracks online prices. In order to be eligible for a refund, the price difference must be at least $25. Price Rewind refunds are limited to $250 per item and $1,000 per calendar year. Multiple purchases of the same item are limited to a $250 maximum claim payment per sales receipt. The entire purchase amount for the item must be made with your Citi card to be eligible for a refund. Items purchased with Thank You Points are not eligible for this program. For customers who qualify for benefits for the same transaction under Citi Price Rewind, Internet Price Protection and Price Protection coverages, or any combination of those coverages, the Company will only pay under the coverage providing the highest benefit and no benefits will be due under the other coverages. Additional limitations and exclusions apply. Not every product found on this site qualifies for coverage so please see the Description of Coverage for program details and to learn what items are covered.