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Earn 30,000 American Airlines AAdvantage® bonus miles

Earn 30,000 American Airlines AAdvantage® bonus miles after making $1,000 in purchases in the first 3 months of cardmembership2

First checked bag free2

Group 1 Boarding2

Purchase APR: 15.24% Variable1

Annual Fee: $95 (Fee waived for the first 12 months)

Double Miles on American Airlines purchases2

Renew your annual card membership and earn a 5% AAdvantage mileage bonus based upon eligible purchases made during the cardmembership year2

25% savings on eligible in-flight purchases2

CitiBusiness® / AAdvantage® World Master Card®

Overview
Rewards

Earn 30,000 American Airlines AAdvantage® bonus miles after making $1,000 in purchases in the first 3 months of cardmembership2

Your first eligible checked bag is free for you and up to 4 traveling companions2

Group 1 Boarding2 – Enjoy an enhanced boarding experience, and use the extra time to prepare for your flight2

Earn Double Miles on American Airlines purchases and on purchases in Select Business categories. Earn 2 AAdvantage® miles for every $1 you spend on eligible American Airlines purchases and on purchases at certain office supply, telecommunications and car rental merchants2

Renew your annual cardmembership and earn a 5% AAdvantage mileage bonus based upon eligible purchases made during the cardmembership year2

Earn an American Airlines Companion Certificate each year of cardmembership in which you spend $30,000 or more in purchases and renew your cardmembership. Minimum ticket fee and government taxes and fees apply*2

*Redeeming the certificate for the round–trip companion travel costs $120.60 to $142.20 ($99 ticketing fee plus $21.60 to $43.20 in government taxes based on itinerary)

Receive a 25% savings on eligible in–flight food and beverage purchases when you use your card2

Receive employee cards at no additional cost plus, earn AAdvantage miles for purchases made on employee cards and set a unique credit limit for each employee2

Services

24/7 Customer Service
Questions about your Citi® card account? Just call the number on the back of your credit card. We have Customer Service representatives ready to help with virtually every aspect of your cardmembership (including technical assistance) ––24 hours a day, 365 days a year.

Additional Cards
Getting additional cards is easy. Just call the number on the back of your credit card. Please allow 3 weeks to process your request.

Citi® Identity Theft Solutions
Because your card is issued by Citi, you’ll get specialized assistance if you ever become a victim of identity theft.

Retail Purchase Protection2
Provides coverage for most items you purchase with your CitiBusiness® / AAdvantage® World MasterCard® if damaged or stolen within 90 days of the date of purchase, up to $10,000 per incident.

Travel & Emergency Assistance2
Help when you’re traveling and don’t know where to turn.  You can count on a wide range of emergency services available whenever and wherever you need them, 24 hours a day, 365 days a year.

Automatic Travel Accident Insurance2
When traveling, charge your plane, train, bus or ship tickets to your CitiBusiness® / AAdvantage® World MasterCard® and you are automatically covered for Automatic Travel Accident Insurance, at no additional cost to you.

Auto Rental Insurance2
Pays for physical damage and theft to most rental vehicles with an MSRP of $50,000 or less with the CitiBusiness® / AAdvantage® World MasterCard®. Your eligible CitiBusiness® / AAdvantage® World MasterCard® must be used to initiate and pay for the entire rental transaction. To be eligible for coverage, you must decline the collision/damage waiver insurance offered by the car rental company.

Quarterly & Annual Account Summaries
Simplify the management of your expenses with Quarterly and Annual Account Summaries broken down by employees, spending category and amount.

Reach a Customer Service Representative Immediately
Questions about your card? Locate the Customer Service number on the back of your card and press "2" to bypass pre-recorded phone menu options and reach an associate.

1Pricing & Information
Apply Now To Apply by Phone, call 1-800-961-5125 1Pricing & Information 2Additional Information
2Additional Information

Additional Information - CitiBusiness® / AAdvantage® World MasterCard®


First Checked Bag Free
This benefit applies to the primary cardmember of the CitiBusiness® / AAdvantage® World MasterCard® account. The primary cardmember is defined as the Authorized Officer/Responsible Officer of the Business (as described in the account opening materials and in the Card Agreement). For benefit to apply, the CitiBusiness®/ AAdvantage® World MasterCard® account must be open 7 days prior to air travel AND, reservation must include the primary cardmember's American Airlines AAdvantage® number 7 days prior to air travel. If the credit card account is closed for any reason, this benefit will be cancelled. Eligible primary cardmembers may check one bag free of charge when traveling to domestic destinations on flights marketed and operated by American Airlines, or on flights marketed by American Airlines and operated by American Eagle Airlines, Inc., SkyWest Airlines, Inc., ExpressJet Airlines, Inc., Republic Airline Inc., or Chautauqua Airlines, Inc. These benefits will not be available for travel on codeshare flights booked with an American Airlines flight number but operated by another airline. Up to four individuals traveling with the eligible primary cardmember will also get their first checked bag free of charge if they are listed in the same reservation. Waiver does not apply to overweight or oversized bags. This benefit cannot be combined with any existing AAdvantage® elite program benefits, including any waiver of baggage charges. Please see aa.com for baggage weight and size restrictions. Additional terms, conditions and restrictions may apply. Applicable terms and conditions are subject to change without notice.

Bonus Miles
American Airlines AAdvantage® miles will appear as a bonus in your AAdvantage® account 8-10 weeks after you have met the purchase requirements. Only the primary cardmember is eligible to earn miles.


Group 1 Boarding2
This benefit applies to the primary cardmember of the CitiBusiness® / AAdvantage® World MasterCard account. The primary cardmember is defined as the Authorized Officer/Responsible Officer of the Business (as described in the account opening materials and in the Card Agreement). For benefit to apply, the CitiBusiness®/ AAdvantage® World MasterCard® account must be open 7 days prior to air travel AND, reservation must include the primary cardmember's American Airlines AAdvantage® number 7 days prior to air travel, The Group 1 Boarding benefit on the CitiBusiness® / AAdvantage® World MasterCard® account will display at the top of the primary cardmember's American Airlines boarding pass as Group 1. Eligible primary cardmembers will have Group 1 boarding on flights operated and marketed by American Airlines, or on flights marketed by American Airlines and operated by American Eagle Airlines, Inc., SkyWest Airlines, Inc., ExpressJet Airlines, Inc., Republic Airline Inc., or Chautauqua Airlines, Inc. Group 1 boarding will only be printed on the boarding pass of the eligible primary cardmember. Up to four individuals traveling with and listed in the same reservation as the primary cardmember are eligible for Group 1 boarding. These benefits will not be available for travel on codeshare flights booked with an American Airlines flight number but operated by another airline. Applicable terms and conditions are subject to change without notice.


25% In-flight Savings
CitiBusiness® / AAdvantage® World MasterCard® cardmembers willreceive a 25% savings on in-flight purchases of food, beverages, and headsets on flights operated by American Airlines when purchased with their CitiBusiness® / AAdvantage® World MasterCard®. Savings do not apply to any other in-flight purchases, such as wireless internet access, SkyMallTM and DutyFree. Offer is available on eligible flights as long as supplies last. Savings will appear as a statement credit 6–8 weeks after the transaction is posted to the cardmember's credit card account. Additional terms, conditions and restrictions may apply. Applicable terms and conditions are subject to change without notice.


Double Miles on American Airlines Purchases
The primary cardmember will earn two American Airlines AAdvantage® miles per $1 spent on eligible purchases made with the CitiBusiness® / AAdvantage® World MasterCard® for items billed by American Airlines as merchant of record. Products or services that do not qualify are car rentals, hotel reservations, AmericanAirlines VacationSM packages, purchases of American Airlines AAdvantage® miles, duty free purchases and AA CargoSM products and services. AAdvantage® bonus miles will be posted to the primary cardmember's AAdvantage account 8–10 weeks after a qualifying purchase.


Double Miles on Purchases in Select Business Categories
The primary cardmember will earn two American Airlines AAdvantage® miles per $1 spent on eligible purchases with the CitiBusiness® / AAdvantage® World MasterCard® at certain office supply merchants, telecommunications merchants, and car rental merchants. Office supply merchants are defined as stand-alone merchants that primarily sell stationery and office supplies for business consumption. Telecommunications merchants are defined as merchants that sell telecommunications equipment such as telephones, fax machines, pagers, and cellular phones, along with providers of telecommunications services including local and long-distance telephone calls and fax services. Car rental merchants are defined as providers of short-term or long-term rentals of cars, trucks, or vans. This does not include merchants that rent motor homes or other recreational vehicles. Purchases made through travel agencies, tour operators and online third party travel sites are not eligible. AAdvantage® bonus miles will be posted to the primary cardmember's AAdvantage® account 8–10 weeks after a qualifying purchase.


Eligible Purchases
AAdvantage® miles are earned on purchases, except returned goods and services, cash advances, transferred balances, credits, fees and finance charges.


5% AAdvantage® Mileage Bonus for Renewal of Annual Cardmembership
Each cardmembership year, the primary cardmember will earn a 5% American Airlines AAdvantage®mileage bonus on eligible purchases provided that the following conditions are met: (1) the primarycardmember renews the annual cardmembership, and (2) the account remains open for at least 45days after cardmembership renewal. Eligible purchases exclude balance transfers, fees, cashadvances, items returned for credit and finance charges. The 5% AAdvantage® mileage bonus willbe calculated as a percentage of the eligible purchases made on the CitiBusiness® / AAdvantage®World MasterCard® during the cardmembership year (each 12 month period prior to the accountanniversary date) and will post to the primary cardmember's AAdvantage® account 6-8 weeks afterthe above requirements are met.


Employee Accounts
American Airlines AAdvantage® miles earned on employee business card accounts will be allocated to the American Airlines AAdvantage® account of the individual who authorized and is responsible for the underlying CitiBusiness® / AAdvantage® World MasterCard® card account.


American Airlines Companion Certificate
The primary cardmember will earn a $99 domestic economy fare American Airlines Companion Certificate provided that: (1) $30,000 or more in eligible purchases are made with the CitiBusiness® / AAdvantage® World MasterCard® during the cardmembership year (each 12 month period prior to the account anniversary date) and (2) the account remains open for at least 45 days after the anniversary date. After these conditions are met, please allow 8-10 weeks for delivery of the Companion Certificate. When used according to its terms, the primary cardmember will pay a $99 companion ticket fee plus $21.60 to $43.20 in government taxes and fees, depending on itinerary, for one round trip qualifying domestic economy fare ticket for a companion when an individual round trip qualifying domestic economy fare ticket is purchased and redeemed through American Airlines Meeting Services. Travel must be booked and purchased in select economy inventory. The certificate will be valid one year from issue. Valid for travel on flights within the 48 contiguous United States on flights marketed and operated by American Airlines, or on flights marketed by American Airlines and operated by American Eagle Airlines, Inc., Executive Airlines, Inc., Skywest Airlines, Inc., ExpressJet Airlines, Inc., or Chautauqua Airlines, Inc. For residents of Alaska and Hawaii, the companion certificate is valid for round-trip travel originating in either of those two states and continuing to the 48 contiguous United States. Applicable terms and conditions are subject to change without notice. Details, terms and conditions, certain restrictions, and restricted dates apply and will be disclosed on the certificate.


Travel & Emergency Assistance
Travel and Emergency Assistance - provides assistance and referrals only. You are responsible for the cost of any actual medical, legal, transportation, cash advance or other services or goods provided. Certain conditions and restrictions apply. Program details will be provided upon cardmembership.


Travel Accident Insurance
Automatic Travel Accident Insurance is underwritten by National Union Fire Insurance Company of Pittsburgh, Pa. Certain conditions, restrictions and exclusions apply. Complete program details, including coverage amounts, will be provided upon cardmembership.


Purchase Assurance®
Purchase Assurance coverage (Coverage is limited to $10,000 per incident and $50,000 per cardmember account per year) is secondary coverage and is underwritten by Virginia Surety Company, Inc. Certain conditions, restrictions and exclusions apply. Details of coverage will be provided upon cardmembership.


Auto Rental Insurance
MasterRental® Insurance coverage (on most rental vehicles with an MSRP of $50,000 or less) is underwritten by Virginia Surety Company, Inc. Certain conditions, restrictions and exclusions apply. Not all vehicles and countries are covered. Details of coverage will be provided upon cardmembership.


Extended Warranty
Extended Warranty coverage (up to $10,000) is underwritten by Virginia Surety Company, Inc. Certain conditions, restrictions and exclusions apply. Details of coverage will be provided upon cardmembership.

Credit Cards / CitiBusiness® / AAdvantage® World Master Card®

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