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Earn 30,000 Bonus ThankYou® Points and superior benefits

Earn 30,000 bonus ThankYou® Points – redeemable for $300 in gift cards – after you spend $2,000 in purchases within 3 months of account opening2

Prestige Travel Benefits
Enjoy complimentary access to nearly 40 American Airlines Admirals Club® lounges2, access to over 440 Airport Angel airport lounges worldwide2, up to $200 in statement credits for airline fees2 and an annual worldwide 4th night stay at luxury hotels2

No Foreign Transaction Fees on Purchases1

Purchase APR: 15.24% Variable1

Annual Fee: $450

Superior Earning Potential
With Citi Prestige®, you'll earn 2 points for every dollar you spend at dining establishments, points for the miles you fly and relationship bonus points based on a percentage of your yearly spend1

Citi Prestige Global Concierge From travel and entertainment, to reservations for dinner and everyday tasks, our global Citi Prestige Concierge team is here to provide assistance from anywhere in the world2

EMV Chip Technology Enjoy global acceptance and enhanced security when you use your credit card at merchants that use chip enabled terminals to accept your payment.

Overview
Travel

From departure to arrival and beyond, Citi Prestige® cardmembership brings you an exceptional portfolio of travel benefits.

Enjoy complimentary access to nearly 40 American Airlines
Admirals Club® lounges, plus over 440 Airport Angel airport lounges worldwide.2

Receive a complimentary economy-class companion ticket to any worldwide destination booked through our travel benefits provider every year you are a Citi Prestige cardmember.2

Once enrolled, receive up to a $200 statement credit for airline fees from major airlines each year, applied toward many flight related expenses, including in-flight food and beverage service, baggage fees, upgrades and more when you fly with select airlines.2

Enjoy a complimentary night at your choice of over 800 luxury hotels and resorts twice per calendar year with a minimum 3 consecutive night stay at any World Elite Luxury Hotel and Resort. Properties include W, Swissotel, Hyatt, Taj and Shangri-La hotels, and more.

Other privileges include room upgrades, early check-in and late check-out (when available) and complimentary daily breakfast for two.

Arrive at every destination relaxed and refreshed with unlimited access to more than 430 airport lounges around the world with Airport Angel.2

The MasterCard® Airport ConciergeTM service will assign a dedicated airport concierge to meet you at arrival, escort you through all checkpoints and assign porters for your luggage.2

Receive a $100 Global Entry application fee credit. Once approved for Global Entry by the U.S. Government, you can bypass long lines and enjoy expedited entry into the U.S.2

Choose from a selection of luxury tours and vacation packages, and sea and river cruises, with exclusive discounts.2

Feel welcome anywhere with travel benefits designed to make every trip memorable

Our global concierge team is available 24/7, anywhere in the world and ready with anything from trip arrangements to purchasing tickets, to booking exclusive events and tables at some of the world's best restaurants.

Travel in style with 33 city guides specially created for Citi Prestige cardmembers.

Your Citi Prestige Card gives you access to a unique collection of 800 hotels and resorts worldwide with World Elite MasterCard®.2

Protection

A wide range of Citi Prestige travel and purchase protection benefits are designed to assist you, your money and your possessions, whether at home or abroad.

When the unexpected happens, we're always here to help.

Our Fraud Early Warning system monitors your account to detect potentially fraudulent transactions. When we see suspicious activity, we will take appropriate actions to protect your account.

With $0 liability on unauthorized charges, if someone uses your card without consent, you won't have to worry about paying for charges you didn't make.

The Lost Wallet Service® replaces lost or stolen cards as soon as possible - usually within 24 hours - and even provides you with emergency cash.2

The Citi® Identity Theft Solutions' team will help you contact credit bureaus, assist with police reports and offer assistance to get your life back in order if you experience identity theft.

Purchase Protection

Price Protection means if you make a purchase using your Citi Prestige card and see a printed advertisement for the same item with a lower price within 60 days, you may be eligible for a refund of the difference.2

Purchase Security protects many purchases made on your Citi® card against theft or certain types of accidental damage of up to $10,000 for up to 90 days from the date of purchase.2

Return Protection provides you with the ability to return, for a refund, any qualifying item purchased in full with your Citi Prestige Card when the original store will not issue a refund. There is a limit of $500 per eligible item, up to a maximum of $2,500 per year.2

Extended Warranty may extend your manufacturer's warranty for up to one additional year on most items purchased with your Citi Prestige Card.2

With the Ticket Saver benefit, if you happen to miss an event for an eligible reason, and you purchased your tickets with your Citi Prestige Card, you may be eligible for a reimbursement of up to $500 per ticket, for up to 4 tickets, for a maximum reimbursement of $4,000 per year.2

Travel Protection

Our Travel Assistance Service will help will replace lost or stolen cards, airline tickets, visas and passports abroad, as well as recommend local doctors or attorneys and anywhere in the world.2

Trip Cancellation/Trip Interruption coverage is available. In the event you are prevented from taking or continuing a trip billed to your card, you may be eligible for reimbursement up to $1,500.2

Trip Delay is available if you are delayed more than 6 hours while traveling to your destination. You may be eligible to receive up to $250 per trip, up to 4 times a year when you charge the entire trip to your Citi Prestige Card.2 Automatic Travel Accident Insurance covers you, your spouse and eligible dependent children abroad when you charge plane, train or bus tickets to your Citi Prestige Card.2

Auto Rental Insurance provides coverage up to $50,000 for damage due to collision or theft when you reserve and rent a car with your Citi Prestige Card and decline the car rental company's collision, loss/damage waiver.2

Emergency Evacuation and Transportation Coverage is available for up to $100,000 to transport you to the nearest hospital in the event of an injury or sickness requiring emergency medical evacuation when you're more than 50 miles from home. To be eligible, the trip must be booked on your Citi Prestige Card.2

Roadside Assistance is available when you need a tow or battery jump-start, or to get inside your locked car. All service fees are conveniently billed to your card.2

Lost Luggage Coverage provides up to $3,000 in coverage for you and your dependents when prior to departure you charge your entire air, bus, or rail transportation fare with your Citi Prestige Card. This benefit covers permanently lost, stolen or damaged baggage or personal articles checked with an air, bus, or rail transportation company. Rental vehicles, taxicabs, limousines, or government owned or operated public transportation systems operating within an exclusive metropolitan area are not included.2

Baggage Delay Coverage is available if your checked bags are misdirected or delayed for more than four hours. You may be eligible to receive up to $500 per claim, up to a maximum of 4 claims per year when you charge your entire common carrier fare with your Citi Prestige Card.2

ThankYou Rewards

Earn 30,000 bonus ThankYou® Points after $2,000 in purchases within the first 3 months - redeemable for great rewards, including $300 in gift cards or $399 in airfare when you redeem through the ThankYou Travel Center.1

With points earned on every dollar you spend on purchases, your monthly electric bill can reward you with a new flat screen TV, and family nights out can help make your dream vacation a reality.

Earning and Redeeming ThankYou Points

Citi Prestige gives you many ways to earn points and redeem for rewards, including double points when you use your card at dining establishments, including restaurants, cocktail lounges and fast food restaurants1, and one point for all other purchases. You will also have access to the Citi Prestige Boutique, offering an assortment of Citi ThankYou® Rewards products.

Earn a Relationship Bonus of ThankYou Points based on a percentage of your yearly spend, increasing exponentially according to your spend and the depth of your relationship with Citi.1

Earn points for the miles you fly when you purchase a ticket with your Citi Prestige Card.2

Travel more with fewer ThankYou® Points
Your points are worth 60% more on American Airlines and US Airways® flights or 33% more on other flights compared to non-air travel when booked through the Citi ThankYou® Travel Center.

With no points cap and no expiration of points, there's no limit to the points you can earn.

Redeem ThankYou Points for almost anything, from travel, electronics, and one-of-a-kind experiences, to statement credits, cash and gift cards from popular retailers. You can also use your points to make a donation to charity.

1Pricing & Information
Apply Now To Apply by Phone, call 1-800-841-8826 1Pricing & Information 2Additional Information
2Additional Information

Additional Information
Citi Prestige® Card

Earn 30,000 Bonus ThankYou® Points after $2,000 in purchases
Bonus ThankYou Points can be earned by new Citi Prestige® cardmembers approved through this offer. To receive bonus points, make $2,000 in purchases within 3 months of account opening. Balance transfers, cash advances, fees, interest and items returned for credit also do not qualify as an eligible purchase. Once these points post to your account, you may redeem them for great rewards, including $300 in gift cards. To redeem points, visit thankyou.com or call 1-800-THANKYOU (1-800-842-6596).

ADMIRALS CLUB® ACCESS PRIVILEGES FOR CITI PRESTIGE:
Benefit applies to Citi Prestige® primary cardmembers who are 18 years of age or older and are traveling on American, American Eagle Airlines, Inc. or an American Connection carrier flight number only. The primary cardmember may bring as guest(s) either immediate family (spouse, domestic partner and/or children under 18 years of age) or up to two traveling guests. This benefit does not provide access privileges to US Airways clubs®, Arrivals Lounge, or Flagship® Lounge facilities, or other airline lounges or clubs with which American Airlines may have reciprocal lounge or club access privileges, including lounges operated by oneworld Alliance. To access the Admirals Club® lounge, the primary cardmember must present (i) his or her open and valid Citi Prestige World EliteTM MasterCard®, (ii) his or her current government-issued I.D., and (iii) any additional required documentation. Prestige cardmembers must present a stand-by ticket or boarding pass, showing an American, American Eagle Airlines, Inc., or an American Connection carrier flight number, valid for travel on such flight. To locate a current list of lounges please visit aa.com/admiralsclub. For more information, please see Admirals Club Access Privileges for Citi Prestige in the Citi Prestige Card Terms and Conditions at citi.com/citiprestige.

$200 Statement Credit
The credit will apply toward purchases of $100 or less. For full terms see $200 Statement Credit for Airline Fees Terms and Conditions at citi.com/citiprestige.

Companion Travel
Companion tickets must be booked through our travel benefits provider, Spirit Incentives. Tickets can be booked by calling the Citi Prestige Concierge on the number in the back of your card. Cardholder must be one of the travelers in the itinerary. Minimum 4-day advance purchase is required. Companion travel is equal to the full value of the lowest available economy fare offered by Spirit Incentives with the purchase of an equal full fare ticket. Cardholder is responsible for all fees, taxes and charges incurred in connection with companion travel.


Airport Angel
Certain terms, conditions and limitations apply. Program details will be provided upon cardmembership. For lounge locations visit www.airportangel.com/citiprestige


Flight Points
You will earn points for the miles you fly when your airline tickets are purchased using your Citi Prestige Card. The points you earn from the miles you fly will post to your card account approximately six to eight weeks following the initial departure date of travel referenced on your airline ticket transaction. For every point earned from purchases, one point earned from miles flown becomes available for redemption.


Complimentary 4th Night Stay
To receive your complimentary night you must: 1) Select one of the Hotels and Resorts that participate in the World Elite Luxury Hotels and Resorts Portfolio; 2) Make a reservation for a minimum four-night stay; and 3) Fully pay for your stay with a Citi Prestige® Card. Receive standard World Elite Hotel Benefits plus one free night (room rate for the fourth night and applicable taxes only). Hotel imposed fees and incidental guest charges are the cardmember's responsibility. The value of the free night will be the actual rate on that applicable fourth night of the reservation, even if it is different from the rate on other nights. You will be charged the total cost of the stay at checkout and will receive a credit to your statement for the cost of the free night within two billing periods following the month in which travel was completed. This benefit can only be used twice per calendar year based upon arrival dates. Only one free night is eligible per room reservation. The benefit can only be used by each primary account. Call the Travel Advisor for participating properties and current rates. This benefit is available to all Citi Prestige® cardmembers worldwide. All benefit travel must commence by December 31, 2014 unless otherwise noted. Please see Citi Prestige Complimentary Night Hotels and Resorts Program in the Citi Prestige® Card Terms and Conditions. Please visit mastercard.com/citiprestige for the most current details in the terms and conditions section.


MasterCard Airport Concierge Service
Available at select airports. You will receive a 15% discount on these services. Additional fees may apply after the initial booking due to changes/cancellations made within 48 hours of travel, extra services added or additional passengers added at the airport. Fees depend on the airport and can be requested at time of booking. All rates are inclusive of foreign taxes, administration costs, gratuity & tips. Certain terms, conditions and limitations apply. Please see MasterCard Airport ConciergeTM in the Citi Prestige Card Terms and Conditions. Please visit mastercard.com/citiprestige for the most current details in the terms and conditions section.


Global Entry Program
Global Entry is a U.S. Government program. Citi® has no control over the application and/or approval process, and does not have access to any information provided to the government by the Citi Prestige cardmember. Citi has no liability regarding the Global Entry Program. As a benefit of the Citi Prestige Card, Citi will provide one statement credit for this $100 application fee, once the fee is charged to the account. The $100 application fee credit will renew once every 5 years. If you need more information regarding the application and/or approval process, as well as the full terms and conditions of this program, please go to www.GlobalEntry.gov.


Hotels and Resorts Worldwide with World Elite MasterCard®
Certain terms, conditions and limitations apply. Please visit www.mastercard.com/citiprestige for additional details in the terms and conditions section.

The Lost Wallet® Service
Emergency card replacement outside of the continental U.S. may take a minimum of 48 hours. There may be a service fee associated with a request for 24-hour card replacement.

Automatic Travel Accident Insurance
Worldwide Automatic Travel Accident Insurance is underwritten by National Union Fire Insurance Company of Pittsburgh, PA. Certain conditions, restrictions and exclusions apply. Complete program details, including coverage amounts, will be provided upon cardmembership.

Auto Rental Insurance
Worldwide Car Rental Loss & Damage Insurance Coverage, which provides coverage in excess of other insurance, is underwritten by Federal Insurance Company, a member insurer of the Chubb Group of Insurance Companies. Not all vehicles are covered. Certain conditions, restrictions and exclusions apply. Details of coverage will be provided upon cardmembership.

Baggage Delay
Baggage Delay Reimbursement is underwritten by Virginia Surety Company, Inc. Certain conditions, restrictions and exclusions apply. Details of coverage will be provided upon cardmembership.

Extended Warranty
Extended Warranty coverage is underwritten by Virginia Surety Company, Inc. (Coverage duplicates the manufacturer or store warranty up to a maximum of 12 months on most items you purchase and is limited to the lesser of the amount charged to your card or $10,000). Certain conditions, restrictions and exclusions apply. Details of coverage will be provided upon cardmembership.

Lost Luggage Coverage
Up to $3,000 Common Carrier Lost Luggage Coverage is underwritten by Triton Insurance Company. (Coverage is limited to $2,000 to New York residents, coverage for all cardmembers is limited to $10,000 in the aggregate per trip.) Certain conditions, restrictions and exclusions apply. Details of coverage will be provided upon cardmembership.

Price Protection
Price Protection coverage is underwritten by Triton Insurance Company. (Coverage is limited to $1,000 per item and a maximum of $5,000 per cardmember per year.) Certain conditions, restrictions and exclusions apply. Details of coverage will be provided upon cardmembership.

Medical Evacuation and Repatriation Insurance
Medical Evacuation and Repatriation Insurance is underwritten by Federal Insurance Company, a member insurer of the Chubb Group of Insurance Companies. Certain conditions, restrictions and exclusions apply. Details of coverage will be provided upon cardmembership.

Ticket Saver
Ticket Saver is underwritten by Virginia Surety Company, Inc. Certain conditions, restrictions and exclusions apply. Details of coverage will be provided upon cardmembership.

Travel Assistance Services
Travel Assistance Services are provided at no charge; however, you will be responsible for associated costs. (For example, legal referrals are free, but the lawyer's fee is your responsibility.) Details of coverage will be provided upon cardmembership.

Trip Cancellation / Trip Interruption
Trip Cancellation/Trip Interruption coverage is secondary and is underwritten by Virginia Surety Company, Inc. Certain conditions, restrictions and exclusions apply. Details of coverage will be provided upon cardmembership.

Trip Delay
Trip Delay is underwritten by Virginia Surety Company, Inc. Certain conditions, restrictions and exclusions apply. Details of coverage will be provided upon cardmembership.

Retail Purchase Protection
Purchase Security coverage (coverage is limited to $10,000 per claim and $50,000 per cardmember) is excess coverage underwritten by Indemnity Insurance Company of North America.  Certain conditions, restrictions and exclusions apply.  Details of coverage will be provided upon cardmembership

Return Protection
Return Protection is administered by Affinion Loyalty Group. Certain conditions, restrictions and exclusions apply. Details of coverage will be provided upon cardmembership.

Roadside Assistance
Certain conditions and restrictions apply. Details of coverage will be provided upon cardmembership.

Credit Cards / Citi Prestige® Card

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