Annual Fee: $450
Purchase APR: 15.24% Variable
Earn 30,000 bonus ThankYou® Points – enough for $300 in gift cards – after you spend $2,000 in purchases within 3 months of account opening2
Prestige Travel Benefits
Get up to $200 in statement credits for airline fees2, an annual worldwide companion ticket booked through our travel benefits provider2 and a complimentary 4th night stay at luxury hotels2
Superior Earning Potential
With Citi Prestige®, you'll earn 2 points for every dollar you spend at dining establishments, points for the miles you fly and relationship bonus points based on a percentage of your yearly spend1
No Foreign Transaction Fees on Purchases
Citi Prestige Global Concierge From travel and entertainment, to reservations for dinner and everyday tasks, our global Citi Prestige Concierge team is here to provide assistance from anywhere in the world2
Chip Based Technology Travel with ease and enjoy global acceptance knowing that your Citi Prestige Card can be used at international merchants
Citi Prestige® Card
From departure to arrival and beyond, Citi Prestige® cardmembership brings you an exceptional portfolio of travel benefits.
Receive a complimentary economy–class companion ticket to any worldwide destination booked through our travel benefits provider every year you are a Citi Prestige cardmember.2
Receive up to $200 statement credit for airline fees each year when you fly on any major airline, applicable toward many flight–related expenses, including in–flight food and beverage service, baggage fees, upgrades and more.2
Enjoy a complimentary night at your choice of over 800 luxury hotels and resorts twice per calendar year with a minimum 3 consecutive night stay at any World Elite Luxury Hotel and Resort. Properties include W, Swissotel, Hyatt, Taj and Shangri–La hotels, and more.
Other privileges include room upgrades, early check–in and late check–out (when available) and complimentary daily breakfast for two.
Arrive at every destination relaxed and refreshed with unlimited access to more than 430 airport lounges around the world with Airport Angel.2
The MasterCard® Airport Concierge service will assign a dedicated airport concierge to meet you at arrival, escort you through all checkpoints and assign porters for your luggage.2
Receive a $100 Global Entry application fee credit. Once approved for Global Entry by the U.S. Government, you can bypass long lines and enjoy expedited entry into the U.S.2
Choose from a selection of luxury tours and vacation packages, and sea and river cruises, with exclusive discounts.2
Feel welcome anywhere with travel benefits designed to make every trip memorable
Our global concierge team is available 24/7, anywhere in the world and ready with anything from trip arrangements to purchasing tickets, to booking exclusive events and tables at some of the world’s best restaurants.
Travel in style with 33 city guides specially created for Citi Prestige cardmembers.
Your Citi Prestige Card gives you access to a unique collection of 800 hotels and resorts worldwide with World Elite MasterCard®.2
A wide range of Citi Prestige® travel and purchase protection benefits are designed to assist you, your money and your possessions, whether at home or abroad.
When the unexpected happens, we’re always here to help.
Our Fraud Early Warning system monitors your account to detect potentially fraudulent transactions. When we see suspicious activity, we will take appropriate actions to protect your account.
With $0 liability on unauthorized charges, if someone uses your card without consent, you won’t have to worry about paying for charges you didn’t make.
The Lost Wallet Service® replaces lost or stolen cards as soon as possible – usually within 24 hours – and even provides you with emergency cash.2
The Citi® Identity Theft Solutions’ team will help you contact credit bureaus, assist with police reports and offer assistance to get your life back in order if you experience identity theft.
Price Protection means if you make a purchase using your Citi Prestige card and see a printed advertisement for the same item with a lower price within 60 days, you may be eligible for a refund of the difference.2
Purchase Security protects many purchases made on your Citi card against theft or certain types of accidental damage of up to $10,000 for up to 90 days from the date of purchase.2
Return Protection provides you with the ability to return, for a refund, any qualifying item purchased in full with your Citi Prestige Card when the original store will not issue a refund. There is a limit of $500 per eligible item, up to a maximum of $2,500 per year.2
Extended Warranty may extend your manufacturer’s warranty for up to one additional year on most items purchased with your Citi Prestige Card.2
With the Ticket Saver benefit, if you happen to miss an event for an eligible reason, and you purchased your tickets with your Citi Prestige Card, you may be eligible for a reimbursement of up to $500 per ticket, for up to 4 tickets, for a maximum reimbursement of $4,000 per year.2
Our Travel Assistance Service will help replace lost or stolen cards, airline tickets, visas and passports abroad, as well as recommend local doctors or attorneys anywhere in the world.2
Trip Cancellation/Trip Interruption coverage is available. In the event you are prevented from taking or continuing a trip billed to your card, you may be eligible for reimbursement up to $1,500.2
Trip Delay is available if you are delayed more than 6 hours while traveling to your destination. You may be eligible to receive up to $250 per trip, up to 4 times a year when you charge the entire trip to your Citi Prestige Card.2
Automatic Travel Accident Insurance covers you, your spouse and eligible dependent children abroad when you charge plane, train or bus tickets to your Citi Prestige Card.2
Auto Rental Insurance provides coverage up to $50,000 for damage due to collision or theft when you reserve and rent a car with your Citi Prestige Card and decline the car rental company’s collision, loss/damage waiver.2
Emergency Evacuation and Transportation Coverage is available for up to $100,000 to transport you to the nearest hospital in the event of an injury or sickness requiring emergency medical evacuation when you’re more than 50 miles from home. To be eligible, the trip must be booked on your Citi Prestige Card.2
Roadside Assistance is available when you need a tow or battery jump–start, or to get inside your locked car. All service fees are conveniently billed to your card.2
Lost Luggage Coverage provides up to $3,000 in coverage for you and your dependents when prior to departure you charge your entire air, bus, or rail transportation fare with your Citi Prestige Card. This benefit covers permanently lost, stolen or damaged baggage or personal articles checked with an air, bus, or rail transportation company. Rental vehicles, taxicabs, limousines, or government owned or operated public transportation systems operating within an exclusive metropolitan area are not included.2
Baggage Delay Coverage is available if your checked bags are misdirected or delayed for more than four hours. You may be eligible to receive up to $500 per claim, up to a maximum of 4 claims per year when you charge your entire common carrier fare with your Citi Prestige Card.2
Earn 30,000 bonus ThankYou® Points after $2,000 in purchases within the first 3 months – redeemable for great rewards, including $300 in gift cards or $399 in airfare when you redeem through the ThankYou Travel Center.1
With points earned on every dollar you spend on purchases, your monthly electric bill can reward you with a new flat screen TV, and family nights out can help make your dream vacation a reality.
Earning and Redeeming ThankYou® Points
Citi Prestige® gives you many ways to earn points and redeem for rewards, including double points when you use your card at dining establishments, including restaurants, cocktail lounges and fast food restaurants1, and one point for all other purchases. You will also have access to the Citi Prestige Boutique, offering an assortment of Citi ThankYou® Rewards products.
Earn a Relationship Bonus of ThankYou® Points based on a percentage of your yearly spend, increasing exponentially according to your spend and the depth of your relationship with Citi.1
Earn points for the miles you fly when you purchase a ticket with your Citi Prestige Card.2
Receive 33% more value for your ThankYou Points when you redeem for airfare through the ThankYou Travel Center. For example: 50,000 points can be redeemed for $665 in airfare, which would typically require 66,500 points. Enjoy this benefit on any airline with no blackout dates.
With no points cap and no expiration of points, there’s no limit to the points you can earn.
Redeem ThankYou Points for almost anything, from travel, electronics, and one–of–a–kind experiences, to statement credits, cash and gift cards from popular retailers. You can also use your points to make a donation to charity.