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Earn $100 cash back after you spend $500 in purchases in your first 3 months of cardmembership

plus our lowest intro APR for 12 months

Earn $100 cash back after you spend $500 in purchases in your first 3 months of cardmembership2

0% Intro APR on purchases and balance transfers for 12 months; after that the variable APR will be 12.99% - 22.99%, based on your creditworthiness.1

Balance Transfer Fee: Either $5 or 3% of the amount of each transfer, whichever is greater1

No Annual Fee1

Earn 5% cash back every quarter in must have categories. Right now, on purchases at The Home Depot®, home furnishing and home and garden stores from 4/1/14-6/30/14. Enrollment each quarter is quick and easy.2

Earn a full 1% cash back on all other purchases1

*The total cash back earned using the card may not exceed $300 per calendar year, excluding the $100 bonus cash back with this offer. See Citi Dividend Card Reward Program Information.

College Student? Click here for Dividend student offer

Citi® Dividend Platinum Select® Visa® Card

Overview
Rewards

Earn 5% cash back every quarter in must have categories. Right now, on purchases at The Home Depot®, home furnishing and home and garden stores from 4/1/14-6/30/14. Enrollment each quarter is quick and easy.2

Full 1% cash back on purchases and on cash advances taken at the standard cash advance rate1

5% unlimited cash back on average when you shop at over 400 leading retailers with the Citi Bonus Cash Center®1

$5 cash back on individual balance transfer transactions of $1500 or more1

Services

24/7 Customer Service
Questions about your Citi® card account? Just call the number on the back of your credit card. We have Customer Service representatives ready to help with virtually every aspect of your cardmembership (including technical assistance) ––24 hours a day, 365 days a year.

Manage Your Account Online and On The Go
Enjoy 24/7 access to your account online. Check your balance, view transactions, and even make a payment using free online and mobile banking tools. Get free accounts alerts delivered right on your mobile device.

Additional Cards
Getting additional cards is easy. Just call the number on the back of your credit card. Please allow 3 weeks to process your request.

Account Security
As a leader in the prevention and detection of credit card fraud, Citi® is constantly safeguarding and protecting you and your account Referral Services.

Citi® Identity Theft Solutions
Because your card is issued by Citi, you’ll get specialized assistance if you ever become a victim of identity theft.

$0 Liability on Unauthorized Charges
Shop anywhere and never lose a penny on unauthorized charges. With $0 Liability you won’t pay for any unauthorized charges made with your card.

Extended Warranty2
The terms of the original manufacturers’ U.S. warranties (one year or less) may be extended up to one additional year on most items purchased on your card.

Citi® Price Rewind2
Buy now. Save later. Register your covered purchases at citi.com/pricerewind. Citi Price Rewind will search hundreds of retailers’ sites for 30 calendar days from the date of purchase to help find a lower price. If one is found that’s lower by at least $25, you can get the price difference back.

Retail Purchase Protection2
Many items purchased with your Citi card are eligible for protection against theft, fire or accidental breakage of up to $1,000 for up to 90 days from the date of purchase.

Travel & Emergency Assistance2
In the U.S. and abroad, you have assistance with medical and legal referrals, lost luggage assistance, emergency transportation and more.

Automatic Travel Accident Insurance2
Charge plane, train or bus tickets to your Citi card and you, your spouse and eligible dependent children are automatically covered for Common Carrier Travel Accident Insurance at no additional cost.

Auto Rental Insurance2
Physical damage and theft to an eligible rental vehicle may be covered when you use your Citi card to initiate and pay for the entire rental transaction and decline the car rental company's collision, loss/damage waiver.

Lost Luggage Coverage
Charge the entire common carrier fare to your Citi® card and get up to $3,000 in lost luggage coverage for you and your dependents. This benefit covers permanently lost, stolen or damaged baggage or personal articles checked with a common carrier.

Trip Cancellation / Trip Interruption Coverage2
Use your Citi card for your common carrier tickets and you may be eligible to receive reimbursement, up to $1,500, if your trip is cancelled or interrupted for a covered reason.

EMV Chip Technology
Enjoy global acceptance and enhanced security when you use your credit card at merchants that use chip enabled terminals to accept your payment.

1Pricing & Information
Apply Now To Apply by Phone, call 1-800-601-8268 1Pricing & Information 2Additional Information
2Additional Information

Additional Information
Citi® Dividend Platinum Select® Visa® Card


$100 cash back offer
You will earn $100 in cash back after $500 in purchases are made with your Citi® Dividend Platinum Select® Visa® Card within 3 months of account opening. The $100 cash back offer is not subject to your annual maximum accumulation.

Earn 5% cash back every quarter in must-have categories
You can earn 5% cash back in must-have categories like department stores, travel and more. For information on the featured categories, visit dividend.quarterlyoffer.citi.com. Enrollment required each quarter.

Automatic Travel Accident Insurance
Worldwide Automatic Travel Accident Insurance is underwritten by National Union Fire Insurance Company of Pittsburgh, Pa. Certain conditions, restrictions and exclusions apply. Complete program details, including coverage amounts, will be provided upon cardmembership.

Auto Rental Insurance
Worldwide Car Rental Loss & Damage Insurance Coverage, which provides coverage in excess of other insurance, is underwritten by Federal Insurance Company, a member insurer of the Chubb Group of Insurance Companies. Certain conditions, restrictions and exclusions apply. Details of coverage will be provided upon cardmembership.

Lost Luggage Coverage
Up to $3,000 Common Carrier Lost Luggage Coverage is underwritten by Triton Insurance Company. (Coverage is limited to $2,000 to New York residents, coverage for all cardmembers is limited to $10,000 in the aggregate per trip.) Certain conditions, restrictions and exclusions apply. Details of coverage will be provided upon cardmembership.

Trip Cancellation / Trip Interruption
Trip Cancellation/Trip Interruption coverage is secondary and is underwritten by Virginia Surety Company, Inc. Certain conditions, restrictions and exclusions apply. Details of coverage will be provided upon cardmembership.

Emergency Assistance Services
Travel Assistance Services are provided at no charge; however, you will be responsible for associated costs. (For example, legal referrals are free, but the lawyer's fee is your responsibility.) Details of coverage will be provided upon cardmembership.

Retail Purchase Protection
Buyers Security coverage (limited to $1,000 per occurrence and $50,000 per cardmember, per year) is excess coverage and is underwritten by Triton Insurance Company. Certain conditions, restrictions and exclusions apply. Details of coverage will be provided upon cardmembership.

Citi® Price Rewind
Prices are tracked for 30 days from the original purchase date. Citi Price Rewind only tracks online prices. In order to be eligible for a refund, the price difference must be at least $25. Price Rewind refunds are limited to $250 per item and $1,000 per calendar year. Multiple purchases of the same item are limited to a $250 maximum claim payment per sales receipt. The entire purchase amount for the item must be made with your Citi card to be eligible for a refund. Items purchased with Thank You Points are not eligible for this program. For customers who qualify for benefits for the same transaction under Citi Price Rewind, Internet Price Protection and Price Protection coverages, or any combination of those coverages, the Company will only pay under the coverage providing the highest benefit and no benefits will be due under the other coverages. Additional limitations and exclusions apply. Not every product found on this site qualifies for coverage so please see the Description of Coverage for program details and to learn what items are covered.

Extended Warranty
Extended Warranty coverage is underwritten by Virginia Surety Company, Inc. (Coverage duplicates the manufacturer or store warranty up to a maximum of 12 months on most items you purchase and is limited to the lesser of the amount charged to your card or $10,000). Certain conditions, restrictions and exclusions apply. Details of coverage will be provided upon cardmembership.

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