Annual Fee: No Annual Fee1
Purchase APR: 0% Intro APR on purchases for 12 months; after that the variable APR will be 12.99% - 22.99%, based on your creditworthiness.1
Balance Transfer APR: Balance Transfer APR: 0% Intro APR on balance transfers for 12 months. After that the variable APR will be 12.99% - 22.99%, based on your creditworthiness.1
Balance Transfer Fee: Either $5 or 3% of the amount of each transfer, whichever is greater1
Earn $100 cash back after you spend $500 in purchases in your first 3 months of cardmembership2
Earn 5% cash back every quarter in must-have categories. Right now, on purchases at Macy's, drug stores, and fitness clubs from 1/1/14 through 3/31/14 enrollment each quarter is quick and easy.2
Earn a full 1% cash back on all other purchases 1
College Student? Click here for Dividend student offer
Citi® Dividend Platinum Select® Visa® Card
Earn 5% cash back every quarter in must-have categories like department stores, travel and more, enrollment each quarter is quick and easy. For more information on the featured categories, visit dividend.quarterlyoffer.citi.com2
Full 1% cash back on purchases and on cash advances taken at the standard cash advance rate1
5% unlimited cash back on average when you shop at over 400 leading retailers with the Citi Bonus Cash Center®1
$5 cash back on individual balance transfer transactions of $1500 or more1
24/7 Customer Service
Questions about your Citi® card account? Just call the number on the back of your credit card. We have Customer Service representatives ready to help with virtually every aspect of your cardmembership (including technical assistance) ––24 hours a day, 365 days a year.
Manage Your Account Online and On The Go
Enjoy 24/7 access to your account online. Check your balance, view transactions, and even make a payment using free online and mobile banking tools. Get free accounts alerts delivered right on your mobile device.
Getting additional cards is easy. Just call the number on the back of your credit card. Please allow 3 weeks to process your request.
As a leader in the prevention and detection of credit card fraud, Citi® is constantly safeguarding and protecting you and your account Referral Services.
Citi® Identity Theft Solutions
Because your card is issued by Citi, you’ll get specialized assistance if you ever become a victim of identity theft.
$0 Liability on Unauthorized Charges
Shop anywhere and never lose a penny on unauthorized charges. With $0 Liability you won’t pay for any unauthorized charges made with your card.
The terms of the original manufacturers’ U.S. warranties (one year or less) may be extended up to one additional year on most items purchased on your card.
Citi® Price Rewind2
Buy now. Save later. Register your covered purchases at citi.com/pricerewind. Citi Price Rewind will search hundreds of retailers’ sites for 30 calendar days from the date of purchase to help find a lower price. If one is found that’s lower by at least $25, you can get the price difference back.
Retail Purchase Protection2
Most items purchased with your Citi card are eligible for protection against theft, fire or accidental breakage of up to $1,000 for up to 90 days from the date of purchase.
Travel & Emergency Assistance2
In the U.S. and abroad, you have assistance with medical and legal referrals, lost luggage assistance, emergency transportation and more.
Automatic Travel Accident Insurance2
Charge plane, train or bus tickets to your Citi card and you, your spouse and eligible dependent children are automatically covered for Common Carrier Travel Accident Insurance at no additional cost.
Auto Rental Insurance2
Pays for covered damages (physical damage and theft) to an eligible rental vehicle when your Citi card is used to initiate and pay for the entire rental transaction and you decline the car rental company’s collision, loss/damage waiver.
Lost Luggage Coverage
Charge the entire common carrier fare to your Citi® card and get up to $3,000 in lost luggage coverage for you and your dependents. This benefit covers permanently lost, stolen or damaged baggage or personal articles checked with a common carrier.
Trip Cancellation / Trip Interruption Coverage2
In the event you are prevented from taking or continuing a trip you billed to your Citi® card, you are eligible to receive up to $1,500 in Trip Cancellation/Trip Interruption coverage.
Travel with ease and enjoy global acceptance with Chip Technology.