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The Citi ThankYou® Preferred card is one of Citi's best credit card deals. Earn ThankYou Points toward great rewards on all purchases including dining, entertainment and more.
% Intro APR on balance transfers and purchases for 15 months. After that, the variable APR will be % - %, based on your creditworthiness.1
Balance Transfer Fee
Either $5 or 3% fee of the amount of each balance transfer, whichever is greater.1
2x ThankYou® Points
per dollar spent on purchases for dining at restaurants and entertainment.2
1x ThankYou® Point
per $1 spent on other purchases.1
Points do not expire
and earn unlimited ThankYou® Points.1
Redeem ThankYou Points for almost anything,
from a large selection of gift cards including dining, entertainment and retail — to an amazing selection of valuable rewards such as electronics, travel rewards, home goods, books and media, charitable donations or even cash.
Enjoy two simple ways to redeem your points for the rewards you want.
You can either visit thankyou.com where your rewards are just a few clicks away, or you can redeem points by calling 1–800–THANKYOU (1–800–842–6596).
Citi Price Rewind
Did you get the lowest price on your Citi® card purchase? Let’s find out. Citi Price Rewind searches for a lower price on the registered items you pay for with your Citi card at hundreds of online merchants. If the same item is found at a lower price within 60 days of your initial purchase date, you may receive the difference between the price you paid and the lower price found by Citi Price Rewind. Citi Price Rewind does that hard work for you.
Citi® Private Pass®
Citi customers enjoy special access to purchase tickets to thousands of events annually, including presale tickets and VIP packages to concerts, sporting events, dining experiences, plus complimentary movie screenings and more, at citiprivatepass.com
EMV Chip Technology
Enjoy global acceptance and enhanced security when you use your credit card at merchants that use chip enabled terminals to accept your payment.
Trip Cancellation & Interruption Protection
Travel plans can go awry for many reasons. If certain unforeseen events get in the way of your trip, you may be reimbursed for non–refundable trip expenses, like change fees, provided you paid for the trip with your Citi card.
Worldwide Travel Accident Insurance
Travel with more peace of mind when you pay for your trip with your Citi card. Worldwide Travel Accident Insurance is a type of coverage that you hope to never need, but it may offer some financial help to you or your loved ones if a tragic accident does occur.
Worldwide Car Rental Insurance
Be more confident at the rental car counter — you may be covered against theft or damage to a rental car when you pay for your rental with your Citi card and decline the rental company’s collision loss/damage insurance.
Damage & Theft Purchase Protection
Shop with more confidence — Damage & Theft Purchase Protection may cover you for repairs or a refund if purchases made with your Citi card are damaged or stolen within 120 days of purchase (90 days for New York residents).
Extends the manufacturer’s warranty so you can feel more confident when you make purchases with your Citi card.
$0 Liability on Unauthorized Charges
You're completely protected against unauthorized charges on your account. At Citi, you will not be responsible for a charge that you did not authorize, online or otherwise.
Citi® Cards with Apple Pay®
is another way Citi provides quick and easy payments. With a simple touch you can pay in-app or at over 200,000 stores with the iPhone®6, or in-app with the iPad Air® 2 and iPad miniTM 3. Plus, you'll still enjoy all of the benefits that come with your Citi card when you use Apple Pay to check out. Learn more at Citi.com/ApplePay
Apple, the Apple logo, Apple Pay, iPhone and iPad are trademarks of Apple Inc., registered in the U.S. and other countries.
Personal Concierge Service
Citi Concierge helps you save valuable time with a staff of specially-trained experts who are ready 24/7 to assist you with your travel, shopping, dining, entertainment and everyday needs.
Choose your Payment Due Date
Choose to pay your bill on any available due date in the beginning, middle or end of the month. Enjoy the flexibility of paying your full balance or just the minimum payment due each month.