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The Citi ThankYou® Preferred card is one of Citi's best credit card deals. Earn ThankYou Points toward great rewards on all purchases including dining, entertainment and more.
% - % variable APR based on your creditworthiness
Balance Transfer Fee
Either $5 or 3% fee of the amount of each balance transfer, whichever is greater.1
2x ThankYou® Points
per dollar spent on purchases for dining at restaurants and entertainment.2
1x ThankYou® Point
per $1 spent on other purchases.1
Points do not expire
and earn unlimited ThankYou® Points.1
Redeem ThankYou Points for almost anything,
from a large selection of gift cards including dining, entertainment and retail — to an amazing selection of valuable rewards such as electronics, travel rewards, home goods, books and media, charitable donations or even cash.
Enjoy two simple ways to redeem your points for the rewards you want.
You can either visit thankyou.com where your rewards are just a few clicks away, or you can redeem points by calling 1–800–THANKYOU (1–800–842–6596).
Citi Price Rewind
Citi Price Rewind can help get you a lower price after you buy. Register an item you purchased with your card and we will track prices at hundreds of online merchants for 60 days from your purchase date. If we find a lower price you can request a refund of the price difference, up to $300 per item and up to $1,200 per calendar year.
Citi® Private Pass®
Citi customers enjoy special access to purchase tickets to thousands of events annually, including presale tickets and VIP packages to concerts, sporting events, dining experiences, plus complimentary movie screenings and more, at citiprivatepass.com
EMV Chip Technology
Enjoy global acceptance and enhanced security when you use your credit card at merchants that use chip enabled terminals to accept your payment.
Trip Cancellation & Interruption Protection*
Travel plans can go awry for many reasons. If certain unforeseen events get in the way of your trip, you may be reimbursed for non-refundable trip expenses, like change fees, up to $1,500 per rolling year provided you paid for the trip with your Citi card.
Worldwide Travel Accident Insurance*
Travel with more peace of mind when you pay for your trip with your Citi card. Worldwide Travel Accident Insurance is a type of coverage that you hope to never need, but it may offer some financial help to you or your loved ones if a tragic accident does occur, up to $250,000 in compensation.
Worldwide Car Rental Insurance
Be more confident at the rental car counter — you may be covered against theft or damage up to $50,000 for any rental car in any country when you pay with your Citi card and decline the rental company's collision loss/damage insurance.
Damage & Theft Purchase Protection
Shop with more confidence — you may be covered up to $1,000 per item, up to $50,000 per calendar year if purchases made with your Citi card are damaged or stolen within 120 days of purchase (90 days for New York residents).
Add up to a year on your warranty of five years or less so you can feel more confident when you make purchases with your Citi card. You may be covered for up to $10,000 per calendar year.
$0 Liability on Unauthorized Charges
You're completely protected against unauthorized charges on your account. At Citi, you will not be responsible for a charge that you did not authorize, online or otherwise.
Citi with Apple Pay™
is another way Citi provides quick and easy payments. With a simple touch you can pay in-app or at over 200,000 stores with the iPhone® 6, or in-app with the iPad Air™ 2 and iPad mini™ 3. Plus, youll still enjoy all of the security and benefits that come with your Citi card when you use Apple Pay to check out. Learn more at Citi.com/ApplePay
Apple, the Apple logo, iPhone and iPad are trademarks of Apple Inc., registered in the U.S. and other countries. Apple Pay and Touch ID are trademarks of Apple Inc.
Personal Concierge Service
Have the knowledge of a local at your fingertips, no matter where you are. With Citi’s Personal Concierge Service, you’ll always know the best places to stay and eat, where to shop and how to get around.
Choose your Payment Due Date
Choose to pay your bill on any available due date in the beginning, middle or end of the month. Enjoy the flexibility of paying your full balance or just the minimum payment due each month.
Not all benefits are available to residents outside of the 50 United States and the District of Columbia. Complete program details including Who's Covered, What's Covered, What's Not Covered and coverage amounts will be provided upon cardmembership.
*Benefits underwritten and administered by IDS Property Casualty Insurance Company, De Pere, WI.